891 Choctawhatchee River Rd Ponce de Leon, FL 32455
2
Beds
2
Baths
2,052
Sq Ft
9,148
Sq Ft Lot
Highlights
- Docks
- River Front
- Traditional Architecture
- Freeport Middle School Rated A-
- Deck
- Cathedral Ceiling
About This Home
As of January 2022Great opportunity to own this river front home located off Hwy 20 in the Bruce area of S Walton County (between Ebro & Freeport). Main part of home (upper level) is 1440 SF with 1 BR, 1 bath. This home has a wide open floor plan with a large living room & kitchen/dining combo. Hardwood floors, granite counter tops & breakfast bar in kitchen. Guest suite is on ground level, with 1 BR, 1 bath (612 SF). Covered porch (partially screened) spans the entire back of home, overlooking the river. There is also a screened porch area & covered patio on ground level, as well as a deck spanning across most of the river frontage, with stairs going down to the floating dock at the river. Call and make an appointment to see this beauty today. Please don't go onto property unaccompanied by an agent.
Last Listed By
Team Walton Real Estate Professionals License #3112436 Listed on: 11/15/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $825
Year Built
- Built in 1997
Lot Details
- 9,148 Sq Ft Lot
- Lot Dimensions are 70x105x70x107
- River Front
- Property fronts a county road
- Partially Fenced Property
Parking
- 1 Car Attached Garage
Home Design
- Traditional Architecture
- Metal Roof
- Wood Siding
Interior Spaces
- 2,052 Sq Ft Home
- 2-Story Property
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Living Room
- Dining Room
- Screened Porch
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Induction Cooktop
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Outdoor Features
- Docks
- Deck
Location
- Flood Insurance May Be Required
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- Cooling System Mounted To A Wall/Window
- Central Heating and Cooling System
- Private Company Owned Well
- Well
- Electric Water Heater
- Septic Tank
Community Details
- Choctawhatchee River Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 02-1S-17-07050-00B-0100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 15, 2021
Closed on
Feb 1, 2022
Sold by
Matthews Jeffrey L
Bought by
Marcus Jordan Fields
Seller's Agent
Tammy Kendziorski
Team Walton Real Estate Professionals
List Price
$290,000
Sold Price
$290,000
Total Days on Market
25
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.74%
Original Mortgage
$275,500
Outstanding Balance
$257,315
Interest Rate
3.22%
Mortgage Type
New Conventional
Estimated Equity
$91,959
Purchase Details
Closed on
Aug 10, 2007
Sold by
Sailors Russell H
Bought by
Matthews Jeffrey L
Purchase Details
Closed on
Aug 9, 2007
Sold by
Thurmon Enterprises Llc
Bought by
Sailors Russell H
Purchase Details
Closed on
Sep 21, 2004
Sold by
Lea Dr Randall D
Bought by
Thurmon Enterprises Llc
Purchase Details
Closed on
Dec 13, 2000
Sold by
Lea Arden J
Bought by
Lea Dr Randall D and Arden J Lea Irrevocable Trust
Similar Homes in Ponce de Leon, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | New Title Company Name | |
| Warranty Deed | $250,000 | Mitchell Land & Title Inc | |
| Quit Claim Deed | $41,000 | Mitchell Land & Title Inc | |
| Warranty Deed | $168,000 | -- | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $275,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/23/2025 05/23/25 | For Sale | $365,800 | +26.1% | $178 / Sq Ft |
| 01/31/2022 01/31/22 | Sold | $290,000 | 0.0% | $141 / Sq Ft |
| 12/10/2021 12/10/21 | Pending | -- | -- | -- |
| 11/15/2021 11/15/21 | For Sale | $290,000 | -- | $141 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,849 | $210,835 | $19,800 | $191,035 |
| 2023 | $1,849 | $213,255 | $19,800 | $193,455 |
| 2022 | $817 | $124,107 | $0 | $0 |
| 2021 | $825 | $120,492 | $0 | $0 |
| 2020 | $837 | $118,828 | $5,184 | $113,644 |
| 2019 | $810 | $116,359 | $0 | $0 |
| 2018 | $794 | $114,189 | $0 | $0 |
| 2017 | $790 | $113,471 | $0 | $0 |
| 2016 | $777 | $111,137 | $0 | $0 |
| 2015 | $783 | $110,364 | $0 | $0 |
| 2014 | $807 | $111,533 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Martineau
Seller's Agent in 2025
Karen Martineau
RE/MAX
(850) 420-7200
198 Total Sales
-
Glenda Lichorwic
G
Seller Co-Listing Agent in 2025
Glenda Lichorwic
RE/MAX
(850) 496-1400
48 Total Sales
-
Tammy Kendziorski
T
Seller's Agent in 2022
Tammy Kendziorski
Team Walton Real Estate Professionals
(850) 496-8808
214 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 885829
APN: 02-1S-17-07050-00B-0100
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