NOT LISTED FOR SALE

895 Cobden Way Galt, CA 95632

Estimated Value: $482,655 - $508,000

3 Beds
2 Baths
1,363 Sq Ft
$361/Sq Ft Est. Value

Last Sold September 19, 2017

Last sale price $305,000 $224 Per Sq Ft

Est. 61% increase in value since last sale

Current estimated payment $3,089/month

32 Days on Market

Highlights

  • 1 Fireplace
  • Covered patio or porch
  • Tile Countertops
  • No HOA
  • Bathtub with Shower
  • Living Room

About This Home

As of September 2017

Sweet & clean and ready for you! Great location on the northeast side. Nice back yard with lots of shade. Nice tile kitchen, good size dining space in kitchen, lots of light in the living room. Tile master bath, walk-in closet. Inside laundry with nice extra cabinets. Tile roof, extra storage shelves in garage, stucco exterior, dual pane windows. Expanded driveway for extra parking. Very well cared for!

Last Agent to Sell the Property

Liza Klagenberg

O'Hara Realty License #00832990 Listed on: 07/21/2017

Last Buyer's Agent

Hector SOLIS

Fathom Realty Group, Inc. License #01790569

Fathom Realty Group, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,926

Year Built

  • Built in 1993

Lot Details

  • 6,438 Sq Ft Lot
  • Southeast Facing Home
  • Back Yard Fenced
  • Zoning described as R2

Parking

  • 2 Car Garage

Home Design

  • Slab Foundation
  • Tile Roof

Interior Spaces

  • 1,363 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Living Room
  • Tile Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Outdoor Features

  • Covered patio or porch
  • Shed

Utilities

  • 220 Volts

Community Details

  • No Home Owners Association
  • Built by Elliott Homes
  • River Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 148-0680-086-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,926

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached,Tract
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Year Built: 1993
  • Architectural Style: Ranch
  • Stories: 1
  • Subdivision: River Oaks
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Gas Range,Dishwasher,Disposal,Microwave
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Flooring: Carpet,Tile,Linoleum/Vinyl
  • Master Bathroom Features: Double Sinks,Shower Stall(s),Tile
  • Master Bedroom Features: Outside Access,Walk-In Closet
  • Bathroom Features: Tub w/Shower Over
  • Bathrooms: 2.00
  • Dining Room Features: Breakfast Nook,Dining Bar
  • Kitchen Features: Tile Counter
  • Room Type: Baths Other,Master Bathroom,Master Bedroom
  • Price Per Square Foot: 223.77
  • Square Footage: 1363
  • Window Features: Dual Pane Full,Window Coverings

Exterior Features

  • Other Structures: Shed(s)
  • Builder Name: Elliott Homes
  • Construction Materials: Frame,Stucco
  • Property Faces: Southeast
  • Disclosures/Documents: CC&Rs,TDS Available
  • Fencing: Back Yard
  • Foundation: Slab
  • Listing Price: 324950.00
  • Lot Features: Auto Sprinkler F&R,Shape Regular,Street Lights
  • Patio And Porch Features: Covered Patio
  • Pool: No
  • Road Surface Type: Paved
  • Roof: Tile

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached,Garage Door Opener,Garage Facing Front
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter

Utilities

  • Security: Carbon Mon Detector,Security System Prewired,Smoke Detector
  • Sewer: In & Connected
  • Utilities: All Public,Cable Available,Natural Gas Connected
  • Cooling: Ceiling Fan(s),Central
  • Electric: 220 Volts
  • Heating: Central,Natural Gas
  • Laundry Features: Cabinets,Inside Room
  • Water Source: Meter on Site,Public

Condo/Co-op/Association

  • Association: No

Schools

  • Senior High School District: Galt Joint UHS

Lot Info

  • Zoning Description: R2
  • Irrigation: None
  • Lot Size Acres: 0.1478
  • Lot Size Sq Ft: 6438

Tax Info

  • Assessor Parcel Number: 148-0680-086-0000
  • Bonds/Assessments/Taxes Description: Local Assessments
  • Bonds/Assessments/Taxes: Yes

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 21, 2017
Closed on
Sep 13, 2017
Sold by
Heptig Richard F
Bought by
Koenig Nicole
Seller's Agent
Liza Klagenberg
O'Hara Realty
Buyer's Agent
Hector SOLIS
Fathom Realty Group, Inc.
List Price
$324,950
Sold Price
$305,000
Premium/Discount to List
-$19,950
-6.14%
Total Days on Market
32
Current Estimated Value
$492,164

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$187,164
Avg. Annual Appreciation
6.28%
Original Mortgage
$299,475
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Listed on
Jul 21, 2017
Closed on
Aug 30, 2017
Sold by
Jurdy Emma
Bought by
Heptig Richard F
Seller's Agent
Liza Klagenberg
O'Hara Realty
Buyer's Agent
Hector SOLIS
Fathom Realty Group, Inc.
List Price
$324,950
Sold Price
$305,000
Premium/Discount to List
-$19,950
-6.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,475
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 18, 2005
Sold by
Jurdy Emma Rae
Bought by
Heptig Richard F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,794
Interest Rate
5.53%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Feb 23, 2004
Sold by
Baumbach Melinda J and Bryant Richard D
Bought by
Heptig Richard F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,400
Interest Rate
2.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 17, 2004
Sold by
Jurdy Emma Rae
Bought by
Heptig Richard F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,400
Interest Rate
2.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 11, 1996
Sold by
Lemke Steve and Lemke Jill
Bought by
Baumbach Melinda J and Bryant Richard J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,650
Interest Rate
8.03%

Purchase Details

Closed on
Dec 22, 1993
Sold by
Elliott Homes Inc
Bought by
Lemke Steve and Lemke Jill

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,123
Interest Rate
7.09%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Koenig Nicole $305,000 Palcer Title Company
Heptig Richard F -- Placer Title Company
Heptig Richard F -- Alliance Title Company
Heptig Richard F $260,500 Financial Title Company
Heptig Richard F -- Financial Title Company
Baumbach Melinda J $127,000 Chicago Title Co
Lemke Steve $172,454 Stewart Title Of Sacramento
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Koenig Nicole $311,355
Closed Koenig Nicole $299,475
Previous Owner Heptig Richard F $53,880
Previous Owner Heptig Richard F $105,794
Previous Owner Heptig Richard F $208,400
Previous Owner Bryant Richard J $135,000
Previous Owner Baumbach Melinda J $120,650
Previous Owner Lemke Steve $126,123
Closed Heptig Richard F $26,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2017 09/19/17 Sold $305,000 -6.1% $224 / Sq Ft
08/22/2017 08/22/17 Pending -- -- --
07/21/2017 07/21/17 For Sale $324,950 -- $238 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,926 $340,229 $89,239 $250,990
2023 $4,009 $333,559 $87,490 $246,069
2022 $3,858 $327,020 $85,775 $241,245
2021 $3,862 $320,609 $84,094 $236,515
2020 $3,832 $317,322 $83,232 $234,090
2019 $3,744 $311,100 $81,600 $229,500
2018 $3,738 $305,000 $80,000 $225,000
2017 $3,358 $284,228 $65,590 $218,638
2016 $3,031 $258,390 $59,628 $198,762
2015 $3,135 $248,453 $57,335 $191,118
2014 $2,967 $227,939 $52,601 $175,338
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 17048822

MetroList

APN: 148-0680-086