NOT LISTED FOR SALE

9 Democracy Cir O Fallon, MO 63368

Estimated Value: $428,000 - $501,370

4 Beds
4 Baths
3,414 Sq Ft
$135/Sq Ft Est. Value

Last Sold September 27, 2022

Current estimated payment $2,887/month

3 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Traditional Architecture
  • Pheasant Point Elementary School Rated A
  • Deck
  • Loft

About This Home

As of September 2022

A beautiful brick elevation offers welcoming curb appeal and sets the tone for this nicely appointed and updated 2 story in sought-after Monticello. With approx. 3400 sf of upgraded living space on 3 levels, you will enjoy all this home has to offer: The main floor provides a nice flow with all rooms open to each other giving a light, airy feeling; beautiful wood floors, newer light fixtures, plenty of windows, a white-washed brick fireplace; Kitchen with peninsula, quartz countertops, newer backsplash; pantry, SS appliances; MF laundry. Upstairs find an updated Primary bedroom featuring newer LVP flooring, fresh paint, updated bath with newer shower, walk-in closet; loft, 3 nice sized bedrooms. Finished walk-out LL features several sitting spaces, one with wet bar, flex space-think games, exercise; ample storage. Neutral colors thru-out. Gorgeous level, fenced yard with patio and deck. Roof-2021. Quiet cul-de-sac location close to shopping, highways, top ranked Ft. Zumwalt schools.

Last Agent to Sell the Property

Cheryl Wambach

Berkshire Hathaway HomeServices Alliance Real Estate License #2005016607 Listed on: 08/18/2022

Berkshire Hathaway HomeServices Alliance Real Estate

Last Buyer's Agent

Mark Gellman

EXP Realty, LLC License #2007022959

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,865

Year Built

  • Built in 1990

Lot Details

  • 10,454 Sq Ft Lot
  • Cul-De-Sac
  • Fenced
  • Level Lot

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer Front Elevation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-in Bookshelves
  • Ceiling Fan
  • Fireplace Features Masonry
  • Gas Fireplace
  • Insulated Windows
  • Tilt-In Windows
  • Window Treatments
  • Sliding Doors
  • Six Panel Doors
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Loft
  • Partially Carpeted

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Finished Basement Bathroom

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Patio

Schools

  • Pheasant Point Elem. Elementary School
  • Ft. Zumwalt West Middle School
  • Ft. Zumwalt West High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 2-0129-6537-00-0076.0000000

Community Details

Recreation

  • Tennis Club
  • Community Pool
  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,865

Year Built

Built in 1990

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Cross Street: Staunton Way
  • Municipality Township: O'Fallon
  • Special Areas: Family Room, Living Room, Loft, Main Floor Laundry
  • Special Description: Owner Occupied
  • Age: 32
  • Ownership: Private
  • Year Built: 1990
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: 8 ft + pour, Bathroom in LL, Full, Partially Finished, Rec/Family Area, Walk-Out
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Family Room
  • Fireplace Type: Full Masonry, Gas
  • Interior Amenities: Built-In Bookcases, Open Floor Plan, Some Carpeting, Some Window Treatmnt, Walk-In Closets, Wetbar, Some Wood Floors
  • Kitchen: Breakfast Bar, Breakfast Room, Pantry, Solid Surface Counter
  • Lower Half Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath
  • Misc Features: Deck, High Spd Connection, Patio, Security Alarm-Owned, Smoke Alarm/Detec
  • Total Living Area: 3414.00
  • Windows/Doors: 6 Panel Door(s), Sliding Glass Doors, Some Insulated Wndws, Some Tilt-In Windows
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range/Oven-Electric, Refrigerator, Stainless Steel Appliances, Washer
  • Bathrooms: 4.00
  • Bedrooms: 4.00
  • Room Cnt: 12
  • Square Footage: 2664
  • Square Footage Below Grade: 750
  • Total Full Baths: 2
  • Total Half Baths: 2
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Electric
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 350
  • Association Fee Frequency: Yearly
  • Amenities: Club-Pool, Club-Tennis

Schools

  • School District: Ft. Zumwalt R-II
  • Elementary School: Pheasant Point Elem.
  • Middle School: Ft. Zumwalt West Middle
  • High School: Ft. Zumwalt West High
  • Elementary School: Pheasant Point Elem.
  • Junior High School: Ft. Zumwalt West Middle
  • School District: Ft. Zumwalt R-II
  • Senior High School: Ft. Zumwalt West High

Lot Info

  • Lot Description: Cul-De-Sac, Fencing, Level Lot, Streetlights
  • Lot Sq Ft: 10454
  • Acres: 0.2400

Tax Info

  • Taxes Paid: 4064
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 2-0129-6537-00-0076.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 18, 2022
Closed on
Sep 27, 2022
Sold by
Wolfe Eric T and Wolfe Julia M
Bought by
Morrow Ryan P and Sarakhun Darapon
Seller's Agent
Cheryl Wambach
Berkshire Hathaway HomeServices Alliance Real Estate
Buyer's Agent
Mark Gellman
EXP Realty, LLC
List Price
$400,000
Views
1
Current Estimated Value
$462,593

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.46%
Original Mortgage
$359,970
Outstanding Balance
$344,066
Interest Rate
5.13%
Mortgage Type
VA
Estimated Equity
$118,527

Purchase Details

Listed on
Feb 1, 2019
Closed on
Mar 21, 2019
Sold by
Borowiak Valerie and Borowiak Nathan
Bought by
Brownrigg Julia M and Wolfe Eric T
Seller's Agent
Jennifer Bell
Keller Williams Realty West
Buyer's Agent
Cheryl Wambach
Berkshire Hathaway HomeServices Alliance Real Estate
List Price
$285,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.28%
Original Mortgage
$228,800
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 1, 2019
Closed on
Feb 22, 2019
Sold by
Lindner Valarie D and Borowiak Nathan
Bought by
Borowiak Valarie and Borowiak Nathan
Seller's Agent
Jennifer Bell
Keller Williams Realty West
Buyer's Agent
Cheryl Wambach
Berkshire Hathaway HomeServices Alliance Real Estate
List Price
$285,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,800
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 21, 2005
Sold by
Sosnowski Charles K and Sosnowski Elaine A
Bought by
Lindner Valarie D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
6.12%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 20, 2002
Sold by
Huber Larry T and Huber Cathy L
Bought by
Sosnowski Charles K and Sosnowski Elaine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
6.78%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Morrow Ryan P -- Title Partners
Brownrigg Julia M -- None Available
Borowiak Valarie -- Touchstone Title & Abstract
Lindner Valarie D $240,000 Bankers & Lenders Title Lc
Sosnowski Charles K -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Morrow Ryan P $359,970
Previous Owner Brownrigg Julia M $228,800
Previous Owner Borowiak Valarie $147,000
Previous Owner Lindner Valarie D $192,000
Previous Owner Sosnowski Charles K $160,000
Closed Sosnowski Charles K $10,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/27/2022 09/27/22 Sold -- -- --
08/22/2022 08/22/22 Pending -- -- --
08/18/2022 08/18/22 For Sale $400,000 +40.4% $117 / Sq Ft
03/21/2019 03/21/19 Sold -- -- --
02/03/2019 02/03/19 Pending -- -- --
02/01/2019 02/01/19 For Sale $285,000 -- $85 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,865 $77,550 -- --
2023 $4,869 $74,052 $0 $0
2022 $4,054 $57,423 $0 $0
2021 $4,064 $57,423 $0 $0
2020 $3,843 $52,193 $0 $0
2019 $3,852 $52,193 $0 $0
2018 $3,970 $51,487 $0 $0
2017 $3,915 $51,487 $0 $0
2016 $3,433 $43,358 $0 $0
2015 $3,200 $43,358 $0 $0
2014 $2,961 $39,553 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS22052448

MARIS MLS

APN: 2-0129-6537-00-0076.0000000