$425,000
SOLD JUL 27, 2026
Last list price

2 Democracy Cir O Fallon, MO 63368

O'Fallon Area
4 Beds
3.5 Baths
3,109 Sq Ft
0.26 Acre Lot

Sale Details

Date Sold: July 27, 2026

$137 Per Sq Ft

1 Day on Market

Highlights

  • Clubhouse
  • Freestanding Bathtub
  • 1 Fireplace
  • Pheasant Point Elementary School Rated A
  • Traditional Architecture
  • Corner Lot

About This Home

As of July 2026

Welcome home to this beautifully updated 2-story in the highly sought-after Monticello neighborhood of O'Fallon! Situated on a spacious corner lot shaded by mature trees, this 4-bedroom, 3.5-bath home offers the perfect blend of comfort, style, and functionality. The main level features luxury vinyl plank flooring, a spacious living room with stunning custom built-ins and a cozy fireplace, a formal dining room, and a beautifully updated kitchen with quartz countertops, white cabinetry, subway tile backsplash, center island, and stainless steel appliances. French doors lead to a versatile flex space perfect for a home office, sitting room, or playroom. Upstairs, the generous primary suite offers a beautifully renovated bath complete with dual vanities, freestanding soaking tub, and modern finishes. Three additional bedrooms provide plenty of space for family and guests. The finished walkout lower level expands your living space with a large family room, full bath, office or sleeping area, and abundant storage. Step outside to enjoy the private backyard retreat featuring a low maintenance deck, custom paver patio, and mature landscaping—ideal for entertaining or relaxing. With neighborhood amenities including pools, clubhouse, pickleball, tennis courts, and walk trails, this stunning home located just minutes from parks, schools, shopping, dining, and major highways offers the space, updates, and location you've been waiting for.

Last Agent to Sell the Property

Laurie Duepner

Real Broker LLC License #2012009447 Listed on: 06/25/2026

Real Broker LLC

Last Buyer's Agent

Cheryl Wambach

ReeceNichols Real Estate License #2005016607

ReeceNichols Real Estate

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,559

Year Built

  • Built in 1989

Lot Details

  • 11,326 Sq Ft Lot
  • Corner Lot

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • Garage

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Freestanding Bathtub
  • Soaking Tub

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Pheasant Point Elem. Elementary School
  • Ft. Zumwalt West Middle School
  • Ft. Zumwalt West High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 2-0129-6537-00-0053.0000000

Community Details

Overview

  • Association fees include common area maintenance, pool
  • Monticello Association

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,559

Year Built

Built in 1989

Lot Details

0.26 Acres

HOA Fees

$33 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Corner Lot
  • Lot Size Acres: 0.26
  • Reso Association Amenities: Clubhouse, Common Ground, Pickleball Court(s), Pool, Tennis Court(s), Trail(s)
  • Co List Office Phone: 573-520-3099
  • MLS Status: Closed
  • Subdivision Name: Monticello Village C
  • Above Grade Finished Sq Ft: 2228
  • Architectural Style: Traditional
  • Carport Y N: No
  • Unit Levels: Two
  • New Construction: No
  • Financial Info Electric: Ameren
  • PreviousStatus: Pending
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished, Full, Sleeping Area, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 881
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding

Garage/Parking

  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 394
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Monticello

Fee Information

  • Association Fee Includes: Common Area Maintenance, Pool

Schools

  • Elementary School: Pheasant Point Elem.
  • Junior High Dist: Ft. Zumwalt R-II
  • High School: Ft. Zumwalt West High
  • Middle Or Junior School: Ft. Zumwalt West Middle

Lot Info

  • Lot Size Sq Ft: 11325.6
  • Parcel Number: 2-0129-6537-00-0053.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4559

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2026
Closed on
Jul 27, 2026
Sold by
Gray and Courtney
Bought by
Seller's Agent
Laurie Duepner
Real Broker LLC
Buyer's Agent
Cheryl Wambach
ReeceNichols Real Estate
List Price
$425,000
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-26.43%
Original Mortgage
$315,000
Outstanding Balance
$315,000
Interest Rate
6.52%
Mortgage Type
New Conventional
Estimated Equity
$116,069

Purchase Details

Listed on
Apr 30, 2014
Closed on
Jul 30, 2014
Sold by
Bolingbroke Karl J and Bolingbroke Margene
Bought by
Gray Dane M and Gray Courtney E
Seller's Agent
Candace McClanahan
Berkshire Hathaway HomeServices Select Properties
Buyer's Agent
Joann Price
ReeceNichols Real Estate
List Price
$240,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.75%
Original Mortgage
$184,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 24, 2003
Sold by
Finley Jerald K and Finley Linda S
Bought by
Bolingbroke Karl J and Bolingbroke Margene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 22, 2002
Sold by
Finley Jerald K and Finley Linda S
Bought by
Finley Jerald and Meyer Jeana
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in O Fallon, MO

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $230,000 None Available
Warranty Deed $205,000 --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $25,000 Commercial
Open $184,000 New Conventional
Previous Owner $149,000 New Conventional
Previous Owner $30,750 Credit Line Revolving
Previous Owner $164,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/27/2026 07/27/26 Sold -- -- --
06/26/2026 06/26/26 Pending -- -- --
06/25/2026 06/25/26 For Sale $425,000 -- $137 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,559 $69,893
2025 $4,559 $69,893
2024 $4,320 $65,682
2023 $4,324 $65,682
2022 $3,489 $49,345 $0 $0
2021 $3,498 $49,345 $0 $0
2020 $3,446 $46,756 $0 $0
2019 $3,454 $46,756 $0 $0
2018 $3,584 $46,436 $0 $0
2017 $3,460 $45,486 $0 $0
2016 $3,211 $40,550 $0 $0
2015 $2,989 $40,494 $0 $0
2014 $2,686 $35,883 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS26038877

MARIS MLS

APN: 2-0129-6537-00-0053.0000000

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