Jeff Stainer
RE/MAX Action
(708) 905-4649
201 Total Sales
1 in Downtown Oswego
$459,900 Price
90 Polk St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $275,000 - $283,000
3
Beds
1
Bath
1,142
Sq Ft
$246/Sq Ft
Est. Value
Highlights
- Deck
- Loft
- Living Room
- Main Floor Bedroom
- 1 Car Detached Garage
- Laundry Room
About This Home
As of January 2025SELLER SAYS MAKE AN OFFER ON This great 3 bedroom, 1 bath home located near downtown Oswego has been recently renovated! Everything from paint, appliances, flooring... almost everything has been totally updated! The floor plan offers a large entry way, family room, eat-in kitchen, 2 bedrooms on the first floor and a loft/reading nook/office space and a large bedroom on the second floor! Laundry room is conveniently located off the eat in kitchen with space that could be used as an additional pantry! There are also sliding glass doors from the master bedroom to the large deck and fresh concrete covered patio in the backyard! The large garage is also nice and clean and ready to be used! Hurry to this great home near parks, school, shopping, restaurants and so much more!
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475135993 Listed on: 10/23/2024
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,439
Year Built
- Built in 1920 | Remodeled in 2021
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 66 x 132
- Paved or Partially Paved Lot
Parking
- 1 Car Detached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Stone Foundation
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,142 Sq Ft Home
- 1.5-Story Property
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Loft
- Vinyl Flooring
- Unfinished Basement
- Partial Basement
- Unfinished Attic
- Range with Range Hood
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Gas Dryer Hookup
Outdoor Features
- Deck
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- 3+ Cooling Systems Mounted To A Wall/Window
- Heating System Uses Natural Gas
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 23, 2024
Closed on
Jan 3, 2025
Sold by
Bought by
Seller's Agent
Brian Hauser
Charles Rutenberg Realty of IL
Buyer's Agent
Andrea Moga
John Greene Realtor
List Price
$257,000
Sold Price
$246,000
Premium/Discount to List
-$11,000
-4.28%
Views
237
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,798
Avg. Annual Appreciation
8.73%
Original Mortgage
$241,544
Outstanding Balance
$237,616
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$43,182
Purchase Details
Closed on
Apr 30, 2021
Sold by
Bought by
Purchase Details
Closed on
Feb 22, 2017
Sold by
Bought by
Purchase Details
Closed on
Oct 1, 1987
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Oswego, IL
-
Jeff Stainer
-
Joe Caputo
Joe Caputo
Responds QuicklyREMAX Legends
(224) 803-3856
77 Total Sales
1 in Downtown Oswego
$315,000 Price
-
Tammy Sartain
Tammy Sartain
Keller Williams Innovate
(708) 315-2082
45 Total Sales
1 in Downtown Oswego
$355,000 Price
-
Terry Anderson
Terry Anderson
john greene, Realtor
(630) 703-0387
130 Total Sales
4 in Downtown Oswego
$245K - $325K Price Range
-
Ron Donavon
Ron Donavon
Keller Williams Inspire - Geneva
(331) 258-3865
192 Total Sales
5 in Downtown Oswego
$240K - $1.2M Price Range
-
Theresa Gustafson
Theresa Gustafson
Responds QuicklyKeller Williams Inspire
(630) 454-0979
56 Total Sales
3 in Downtown Oswego
$260K - $344K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $246,000 | Fidelity National Title | ||
| -- | Fidelity National Title Ins | ||
| -- | Attorney | ||
| $49,000 | -- | ||
| $58,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $241,544 | ||
| Previous Owner | $157,600 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/03/2025 01/03/25 | Sold | $246,000 | -1.6% | $215 / Sq Ft |
| 12/08/2024 12/08/24 | Pending | -- | -- | -- |
| 12/05/2024 12/05/24 | Price Changed | $249,900 | -2.8% | $219 / Sq Ft |
| 10/23/2024 10/23/24 | For Sale | $257,000 | -- | $225 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,650 | $66,451 | $27,928 | $38,523 |
| 2024 | $4,650 | $57,783 | $24,285 | $33,498 |
| 2023 | $4,161 | $50,687 | $21,303 | $29,384 |
| 2022 | $4,161 | $46,079 | $19,366 | $26,713 |
| 2021 | $4,227 | $45,175 | $18,986 | $26,189 |
| 2020 | $4,185 | $44,289 | $18,614 | $25,675 |
| 2019 | $4,227 | $44,035 | $18,614 | $25,421 |
| 2018 | $3,880 | $39,912 | $16,871 | $23,041 |
| 2017 | $3,771 | $36,785 | $15,549 | $21,236 |
| 2016 | $3,627 | $34,867 | $14,738 | $20,129 |
| 2015 | $3,657 | $33,526 | $14,171 | $19,355 |
| 2014 | -- | $32,237 | $13,626 | $18,611 |
| 2013 | -- | $33,580 | $14,194 | $19,386 |
Source: Public Records
Agents Affiliated with this Home
-
Brian Hauser
Seller's Agent in 2025
Brian Hauser
Charles Rutenberg Realty of IL
(630) 551-7868
4 in this area
97 Total Sales
-
Missy Hauser
M
Seller Co-Listing Agent in 2025
Missy Hauser
Charles Rutenberg Realty of IL
(630) 742-5353
4 in this area
45 Total Sales
-
Andrea Moga
Buyer's Agent in 2025
Andrea Moga
John Greene Realtor
(630) 746-5056
1 in this area
90 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12195302
APN: 03-17-379-004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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