$279,000
SOLD JAN 23, 2026

900 E 3rd St Panama City, FL 32401

South Panama City Neighborhood
3 Beds
1 Bath
1,322 Sq Ft
10,890 Sq Ft Lot

Recently Sold

$211 Per Sq Ft

3% Below List Price

48 Days on Market

Highlights

  • Deck
  • No HOA
  • Central Heating and Cooling System
  • Traditional Architecture
  • Breakfast Area or Nook
  • 1 Car Garage

About This Home

As of January 2026

Charming Home in the Highly Sought-After Bunkers Cove Area! A house with all the Florida charm and character unique to this area. If you're looking for a well-maintained residence in the beautiful Cove neighborhood, look no further! This lovely property features a cozy breakfast nook off the living area — the perfect spot to enjoy your morning coffee while admiring the lush greenery and stunning palm trees in the yard. Designed for those who want just the right amount of space to live comfortably without spending all their free time on upkeep, this home is ideal for individuals or families alike.
Located close to Watson Bayou, St Andrew Marina, the exciting new downtown shops, restaurants, salons, and hospital — you'll love the convenience of this central location. Still only 20 minutes to the white sandy beaches of Panama City Beach.
Additional highlights include:
Newer metal roof (2019)
Flood Zone X (not a flood zone) — no flood insurance required.
Garage (20' x 12'7'') with plumbing, electric, and central heating and air — easily convertible to an extra room or workshop
Buyer to verify all measurements and lot size if important.

Last Agent to Sell the Property

Mary Tisdale

Keller Williams Realty Emerald License #3318112 Listed on: 10/21/2025

Keller Williams Realty Emerald

Last Buyer's Agent

Zacarias Sanchez

Think Real Estate

Think Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $150

Year Built

  • Built in 1953

Lot Details

  • 10,890 Sq Ft Lot
  • Lot Dimensions are 84x130

Parking

  • 1 Car Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Metal Siding

Kitchen

  • Breakfast Area or Nook
  • Electric Oven
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Cove Terrace 3Rd Add Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$150

Year Built

Built in 1953

Lot Details

0.25 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1953
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.25
  • Lot Size: 84x130
  • Subdivision Name: Cove Terrace 3rd Add
  • Architectural Style: Traditional
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Oven, Electric Range
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Primary Bedroom

Exterior Features

  • Construction Type: Metal Siding
  • Exterior Features: Deck
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: High Speed Internet Available
  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 10890.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 150.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2025
Closed on
Jan 23, 2026
Sold by
Yates Pamela Gail
Bought by
Riddle Scott A and Ward Asha R
Seller's Agent
Mary Tisdale
Keller Williams Realty Emerald
Buyer's Agent
Zacarias Sanchez
Think Real Estate
List Price
$289,000
Sold Price
$279,000
Premium/Discount to List
-$10,000
-3.46%
Views
20

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.73%
Original Mortgage
$273,946
Outstanding Balance
$273,685
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$7,162

Purchase Details

Closed on
Apr 12, 2024
Sold by
Davis Thomas L and Revoca Bobbie
Bought by
Yates Pamela Gail

Purchase Details

Closed on
Feb 2, 2024
Sold by
Yates Pamela Gail
Bought by
Yates Pamela Gail and Thomas L Davis And Bobbie J Davis Revocable L

Purchase Details

Closed on
Jun 6, 2005
Sold by
Boykin Patrick A and Boykin Jill Lois
Bought by
Yates Pamela Gail
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $279,000 Mti Title
Quit Claim Deed $100 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Warranty Deed $168,000 Lawyers Title Agncy
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $273,946 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/23/2026 01/23/26 Sold $279,000 -3.5% $211 / Sq Ft
12/08/2025 12/08/25 Pending -- -- --
10/21/2025 10/21/25 For Sale $289,000 -- $219 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $150 $70,288 -- --
2024 $300 $68,307 -- --
2023 $300 $66,317 $0 $0
2022 $254 $64,385 $0 $0
2021 $245 $62,510 $0 $0
2020 $246 $61,647 $0 $0
2019 $0 $67,489 $37,900 $29,589
2018 $0 $95,222 $0 $0
2017 $799 $93,263 $0 $0
2016 $788 $91,345 $0 $0
2015 $807 $90,710 $0 $0
2014 $800 $90,670 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mary Tisdale

    Seller's Agent in 2026

    Mary Tisdale

    Keller Williams Realty Emerald

    (850) 204-0308

    1 in this area

    35 Total Sales

    Mary Tisdale
    Section Image
  • Zacarias Sanchez

    Buyer's Agent in 2026

    Zacarias Sanchez

    Think Real Estate

    (850) 890-6262

    8 in this area

    149 Total Sales

    Zacarias Sanchez
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 780686

Central Panhandle Association of REALTORS®

APN: 21963-000-000

Florida Bay County Panama City 32401 South Panama City

900 E 3rd St, Panama City, FL

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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