NOT LISTED FOR SALE

Estimated Value: $571,000 - $635,000

3 Beds
2.5 Baths
2,840 Sq Ft
$212/Sq Ft Est. Value

Last Sold June 28, 2022

Last sale price $525,000 $185 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $3,453/month

11 Days on Market

Highlights

  • Deck
  • Porch
  • Cooling Available
  • Separate Formal Living Room
  • Walk-In Closet
  • Patio

About This Home

As of June 2022

This beautiful 3 bedroom 2.5 bath home in Heron Bay has classic curb appeal in this great lakeside community 1/4 mile from the Snowhill/Savannah Bay public boat ramp. Eat-in kitchen with granite and stainless appliances. Large family room with a gas fire place and an expansive back porch attached for outside living. All bedrooms are on the second floor, with a bonus room that could be used as a fourth bedroom. The master bath is beautifully updated with a free standing tub, separate tiled shower, and white marble counter tops. This home also boasts an oversized level lot with mature landscaping and a fenced in back yard. Recent upgrades include, but not limited to, new carpet upstairs, a freshly epoxied garage floor, plus new insulated garage doors. In 2019, two new HVAC systems installed, new water heater, as well as upgraded lights/fans and a remodeled 2nd bath.

Last Agent to Sell the Property

Ryan May

Real Estate Partners Chattanooga, LLC Brokerage Phone: 4236675922 License #298465 Listed on: 05/20/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,708

Year Built

  • Built in 1986

Lot Details

  • 1.03 Acre Lot
  • Lot Dimensions are 224.89x199.11
  • Irrigation

HOA Fees

  • $5 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2,840 Sq Ft Home
  • Property has 3 Levels
  • Separate Formal Living Room
  • Crawl Space

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Snow Hill Elementary School
  • Hunter Middle School
  • Ooltewah High School

Utilities

  • Cooling Available
  • Heating System Uses Natural Gas
  • Septic Tank

Community Details

  • Heron Bay Subdivision

Listing and Financial Details

  • Assessor Parcel Number 095P A 064

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,708

Year Built

Built in 1986

Lot Details

0

HOA Fees

$5 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1986
  • Unit Levels: Three Or More
  • Building Stories: 2
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • Attribution Contact: 4236675922
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: Walk-In Closet(s)
  • Appliances: Disposal, Dishwasher
  • Fireplace: No
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Building Area Units: Square Feet
  • Living Area: 2840
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Irrigation System
  • Construction Type: Vinyl Siding, Other, Brick
  • Patio And Porch Features: Deck, Patio, Porch
  • Pool Private: No
  • Roof: Other
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Detached

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Natural Gas
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association Fee: 60
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Lot Info

  • Lot Features: Other
  • Lot Size Acres: 1.03
  • Lot Size: 224.89X199.11
  • Lot Size Units: Acres
  • Parcel #: 095P A 064
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1708

MLS Schools

  • Elementary School: Snow Hill Elementary School
  • High School: Ooltewah High School
  • Middle Or Junior School: Hunter Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 20, 2022
Closed on
Jun 28, 2022
Sold by
Cooper and Marcie
Bought by
Giraldo Carlos and Giraldo Daniel Meagan
Seller's Agent
Ryan May
Real Estate Partners Chattanooga, LLC
List Price
$525,000
Sold Price
$525,000
Current Estimated Value
$622,967

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,967
Avg. Annual Appreciation
5.01%
Original Mortgage
$430,950
Outstanding Balance
$413,442
Interest Rate
5.25%
Mortgage Type
VA
Estimated Equity
$198,678

Purchase Details

Listed on
Apr 23, 2019
Closed on
Jun 12, 2019
Sold by
Clipp Frank Paul
Bought by
Cooper Kennedy and Cooper Marcie
Seller's Agent
Jennifer Douglass
K W Cleveland
Buyer's Agent
Ryan May
Real Estate Partners Chattanooga LLC
List Price
$329,900
Sold Price
$300,000
Premium/Discount to List
-$29,900
-9.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.21%

Purchase Details

Closed on
Nov 5, 2018
Sold by
Mccarthy Deryla Murjiel
Bought by
Clipp Frank Paul

Purchase Details

Listed on
Jan 9, 2018
Closed on
Mar 15, 2018
Sold by
Wilhoit Justin and Wilhoit Jennifer
Bought by
Clipp Frank Paul and Mccarthy Deryla Mureil
Seller's Agent
Amy Shulman
Real Estate Partners Chattanooga LLC
Buyer's Agent
Amy Shulman
Real Estate Partners Chattanooga LLC
List Price
$349,900
Sold Price
$325,000
Premium/Discount to List
-$24,900
-7.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.89%
Original Mortgage
$243,750
Interest Rate
4.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 2011
Sold by
Suntrust Bank
Bought by
Wilhoit Justin and Wilhoit Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,000
Interest Rate
4.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 27, 2011
Sold by
Warner Gerry L and Warner Cynthia K
Bought by
Suntrust Bank
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Giraldo Carlos $525,000 First Choice Title Agency
Cooper Kennedy $300,000 First Choice Title Inc
Clipp Frank Paul -- None Available
Clipp Frank Paul $325,000 None Available
Wilhoit Justin $220,000 Stewart Title Co Tn Division
Suntrust Bank $133,700 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Giraldo Carlos $430,950
Previous Owner Cooper Kennedy $85,000
Previous Owner Clipp Frank Paul $243,750
Previous Owner Wilhoit Justin $209,000
Previous Owner Warner Gerry L $26,000
Previous Owner Warner Gerry L $183,000
Previous Owner Warner Gerry L $20,000
Previous Owner Warner Gerry L $163,200
Previous Owner Warner Gerry L $15,561
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/28/2022 06/28/22 Sold $525,000 0.0% $185 / Sq Ft
05/31/2022 05/31/22 Pending -- -- --
05/20/2022 05/20/22 For Sale $525,000 +75.0% $185 / Sq Ft
06/14/2019 06/14/19 Sold $300,000 0.0% $106 / Sq Ft
06/14/2019 06/14/19 Sold $300,000 -9.1% $106 / Sq Ft
04/23/2019 04/23/19 For Sale $329,900 0.0% $116 / Sq Ft
04/15/2019 04/15/19 Pending -- -- --
04/15/2019 04/15/19 Pending -- -- --
12/01/2018 12/01/18 For Sale $329,900 +1.5% $116 / Sq Ft
03/15/2018 03/15/18 Sold $325,000 0.0% $117 / Sq Ft
03/15/2018 03/15/18 Sold $325,000 -7.1% $117 / Sq Ft
01/11/2018 01/11/18 Pending -- -- --
01/11/2018 01/11/18 Pending -- -- --
01/09/2018 01/09/18 For Sale $349,900 0.0% $126 / Sq Ft
10/19/2017 10/19/17 For Sale $349,900 -- $126 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,699 $75,950 $0 $0
2023 $1,708 $75,950 $0 $0
2022 $1,708 $75,950 $0 $0
2021 $1,708 $75,950 $0 $0
2020 $1,928 $69,400 $0 $0
2019 $1,928 $69,400 $0 $0
2018 $1,928 $69,400 $0 $0
2017 $1,928 $69,400 $0 $0
2016 $1,741 $0 $0 $0
2015 $1,741 $62,650 $0 $0
2014 $1,741 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2422696

Realtracs

APN: 095P-A-064