Bernard Cobb
RE/MAX of Naperville
(708) 905-8047
162 Total Sales
1 in Southwest Saint Charles
$1,200,000 Price
91 Roosevelt St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $361,000 - $386,961
2
Beds
2
Baths
992
Sq Ft
$377/Sq Ft
Est. Value
Highlights
- Ranch Style House
- Home Office
- 1 Car Detached Garage
- Davis Primary School Rated A-
- Stainless Steel Appliances
- Porch
About This Home
As of January 2025**MULTIPLE OFFERS RECEIVED - DEADLINE FOR OFFERS IS NOON ON 12/22**This charming 2-bedroom ranch is perfectly situated between downtown St. Charles and Geneva, offering an easy access to both vibrant downtown areas. The home features an eat-in kitchen with crisp white cabinets, a stylish white subway tile backsplash, and updated appliances (2023). The finished basement provides a versatile space, including a family room, an office/exercise/flex area, a full bathroom, and ample storage. Step outside to the yard complete with a fire pit, raised bed garden, patio, and lush landscaping adorned with perennials like hydrangeas, hostas, roses, and bleeding hearts. Recent updates include a new furnace and AC (2023), roof on both house and garage (2020), Washer/Dryer (2022), vinyl tub liner (2021), radon reduction motor (2023), and freshly cleaned air ducts (2024). Windows were also updated in 2006. This home offers comfort, charm, and convenience in a prime location!
Last Agent to Sell the Property
Baird & Warner Fox Valley - Geneva License #475163235 Listed on: 12/19/2024
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,890
Year Built
- Built in 1951
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 51.23 x 122.80 x 50 x 125.99
- Paved or Partially Paved Lot
Parking
- 1 Car Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
- Radon Mitigation System
Interior Spaces
- 992 Sq Ft Home
- Ceiling Fan
- Family Room
- Living Room
- Dining Room
- Home Office
- Storage Room
- Laminate Flooring
- Unfinished Attic
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Outdoor Features
- Patio
- Fire Pit
- Porch
Schools
- Davis Elementary School
- Thompson Middle School
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Ranch
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 19, 2024
Closed on
Jan 17, 2025
Sold by
Bought by
Seller's Agent
Jane Ruda
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Rich Kujak
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$325,000
Sold Price
$338,000
Premium/Discount to List
$13,000
4%
Views
97
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,240
Avg. Annual Appreciation
6.88%
Original Mortgage
$253,500
Outstanding Balance
$250,137
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$124,103
Purchase Details
Listed on
Apr 14, 2021
Closed on
Jun 3, 2021
Sold by
Bought by
Seller's Agent
Kelly Crowe
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Jane Ruda
Baird & Warner Fox Valley - Geneva
Sold Price
$270,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.40%
Original Mortgage
$256,500
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 19, 2015
Closed on
Aug 6, 2015
Sold by
Bought by
Seller's Agent
Carolyn Weinert
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Kelly Crowe
Baird & Warner Fox Valley - Geneva
List Price
$194,900
Sold Price
$191,500
Premium/Discount to List
-$3,400
-1.74%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.07%
Original Mortgage
$172,350
Interest Rate
3.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 14, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,000
Interest Rate
5.71%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Oct 8, 1999
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,555
Interest Rate
7.9%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 27, 1997
Sold by
Bought by
Purchase Details
Closed on
Dec 16, 1994
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Saint Charles, IL
-
Bernard Cobb
-
Joy Baez
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
(630) 394-5253
64 Total Sales
1 in Southwest Saint Charles
$215,000 Price
-
Cory Robertson
Cory Robertson
Jameson Sotheby's Intl Realty
(312) 847-6466
95 Total Sales
1 in Southwest Saint Charles
$422,000 Price
-
Kimberly Zahand
Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
393 Total Sales
9 in Southwest Saint Charles
$282K - $500K Price Range
-
Cindy Schmalz
Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
110 Total Sales
7 in Southwest Saint Charles
$253K - $440K Price Range
-
Lisa Wolf
Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,086 Total Sales
8 in Southwest Saint Charles
$282K - $500K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $338,000 | None Listed On Document | ||
| $270,000 | North American Title | ||
| $191,500 | First American | ||
| $229,000 | Chicago Title Insurance Comp | ||
| $157,000 | Chicago Title Insurance Co | ||
| $140,500 | -- | ||
| $131,500 | Wheatland Title Guaranty Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $253,500 | ||
| Previous Owner | $256,500 | ||
| Previous Owner | $172,350 | ||
| Previous Owner | $152,000 | ||
| Previous Owner | $17,500 | ||
| Previous Owner | $17,000 | ||
| Previous Owner | $169,000 | ||
| Previous Owner | $158,100 | ||
| Previous Owner | $153,620 | ||
| Previous Owner | $148,555 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/23/2025 01/23/25 | Sold | $338,000 | +4.0% | $341 / Sq Ft | |
| 12/22/2024 12/22/24 | Pending | -- | -- | -- | |
| 12/19/2024 12/19/24 | For Sale | $325,000 | +20.4% | $328 / Sq Ft | |
| 06/11/2021 06/11/21 | Sold | $270,000 | +3.8% | $272 / Sq Ft | View Prior Sale |
| 04/17/2021 04/17/21 | Pending | -- | -- | -- | |
| 04/17/2021 04/17/21 | For Sale | -- | -- | -- | |
| 04/14/2021 04/14/21 | For Sale | $260,000 | +35.8% | $262 / Sq Ft | |
| 08/13/2015 08/13/15 | Sold | $191,500 | -1.7% | $193 / Sq Ft | View Prior Sale |
| 06/22/2015 06/22/15 | Pending | -- | -- | -- | |
| 06/19/2015 06/19/15 | For Sale | $194,900 | -- | $196 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,405 | $99,318 | $35,162 | $64,156 |
| 2024 | $6,405 | $91,167 | $32,398 | $58,769 |
| 2023 | $5,890 | $81,596 | $28,997 | $52,599 |
| 2022 | $5,823 | $78,121 | $28,406 | $49,715 |
| 2021 | $5,584 | $74,465 | $27,077 | $47,388 |
| 2020 | $5,520 | $73,076 | $26,572 | $46,504 |
| 2019 | $5,417 | $71,629 | $26,046 | $45,583 |
| 2018 | $5,096 | $67,441 | $23,429 | $44,012 |
| 2017 | $4,955 | $65,135 | $22,628 | $42,507 |
| 2016 | $5,193 | $62,847 | $21,833 | $41,014 |
| 2015 | -- | $59,500 | $21,598 | $37,902 |
| 2014 | -- | $56,595 | $21,598 | $34,997 |
| 2013 | -- | $57,351 | $21,814 | $35,537 |
Source: Public Records
Agents Affiliated with this Home
-
Jane Ruda
Seller's Agent in 2025
Jane Ruda
Baird Warner
(312) 246-4019
2 in this area
102 Total Sales
-
Rich Kujak
Buyer's Agent in 2025
Rich Kujak
Berkshire Hathaway HomeServices Starck Real Estate
(630) 272-9309
1 in this area
65 Total Sales
-
Kelly Crowe
Seller's Agent in 2021
Kelly Crowe
Baird Warner
(630) 624-8096
1 in this area
92 Total Sales
-
Carolyn Weinert
Seller's Agent in 2015
Carolyn Weinert
Berkshire Hathaway HomeServices Starck Real Estate
(630) 721-8103
1 in this area
34 Total Sales
-
S
Seller Co-Listing Agent in 2015
Stacy Tucker
Coldwell Banker Real Estate Group
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12257905
APN: 09-34-386-005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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