$307,000
SOLD MAY 13, 2021
3 Beds
2 Baths
-- Sq Ft
6,970 Sq Ft Lot

Recently Sold

12% Below List Price

127 Days on Market

Highlights

  • The property is located in a historic district
  • Wood Flooring
  • Stainless Steel Appliances
  • Davis Primary School Rated A-
  • Main Floor Bedroom
  • Detached Garage

About This Home

As of May 2021

Beautifully rehabbed 3BR/2BA home on deep in-town lot! Walk to parks, downtown, shop, dining and Fox River trails. Award-winning St Charles schools including desirable Davis Elementary. Welcoming front porch, huge backyard and new 2-car garage! Everything is new here including new windows & doors, refinished hardwood floors, paint, light fixtures, trim and more. All new mechanicals and electric. Inviting living room with box window, formal dining area. Updated kitchen with new stainless steel appliances, tile backsplash and quartz countertops. 1st floor bedroom and updated full bath. 2 additional bedrooms upstairs, plus a 2nd full bath. Full basement offers additional storage. Absolutely nothing to do here but move in and enjoy! Ideal location and an unbeatable price make this home a MUST SEE!

Last Agent to Sell the Property

Matt Kombrink

One Source Realty License #471007391 Listed on: 12/10/2020

Co-Listed By

Julie Kombrink

One Source Realty License #475161491

Last Buyer's Agent

Teresa Keenan

eXp Realty, LLC - Geneva License #471008502

eXp Realty, LLC - Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,520

Year Built | Renovated

  • 1890 | 2020

Parking

  • Detached Garage
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Foundation
  • Asphalt Shingled Roof
  • Cedar

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Bathroom on Main Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Wood Flooring
  • Basement Fills Entire Space Under The House
  • Porch
  • East or West Exposure
  • The property is located in a historic district

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,520

Year Built | Renovated

1890 | 2020

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service, Historical District
  • Recent Rehab: Yes
  • Age: 100+ Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Rehab Year: 2020
  • Total Full or Half Bathrooms: 2
  • Type Detached: 2 Stories
  • Estimated Year Built: 1890
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1890
  • Year Renovated: 2020

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Bedroom, 1st Floor Full Bath
  • Number Of Rooms: 6
  • Living Room: Dimensions: 12X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, All Stainless Steel Kitchen Appliances
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 8X6, On Level: Basement, Flooring: Other
  • Dining Room: Dimensions: 11X10, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 10X8, On Level: Main Level, Flooring: Ceramic Tile
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 9X8, On Level: Main Level, Flooring: Hardwood
  • Dining Room Type: Separate

Exterior Features

  • Foundation: Brick
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch
  • Exposure: W (West)
  • Acreage: 0.16

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 303
  • Elementary School: Davis Elementary School
  • Middle School: Thompson Middle School
  • High School: St. Charles East High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 50X142
  • Parcel Identification Number: 0934326003

Tax Info

  • Taxes: 5427

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 10, 2020
Closed on
May 11, 2021
Sold by
Jam N T Rehab Group Llc
Bought by
Mann Sarah E
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Teresa Keenan
eXp Realty, LLC - Geneva
List Price
$349,900
Sold Price
$307,000
Premium/Discount to List
-$42,900
-12.26%
Total Days on Market
127
Current Estimated Value
$368,197

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$61,197
Avg. Annual Appreciation
4.59%
Original Mortgage
$291,650
Outstanding Balance
$266,342
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$101,855

Purchase Details

Listed on
Jun 23, 2020
Closed on
Aug 27, 2020
Sold by
Spiegel Cynthia
Bought by
Jam N T Rehab Group Llc
Seller's Agent
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$204,727
Sold Price
$180,000
Premium/Discount to List
-$24,727
-12.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
114.41%

Purchase Details

Listed on
May 23, 2019
Closed on
Aug 30, 2019
Sold by
Ambrose David A
Bought by
Spiegel Cynthia
Seller's Agent
Kathy Koca
Keller Williams Inspire - Elgin
Buyer's Agent
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$224,900
Sold Price
$185,875
Premium/Discount to List
-$39,025
-17.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.13%

Purchase Details

Closed on
Oct 10, 2003
Sold by
Taylor Adam K and Taylor Amy M
Bought by
Ambrose David A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,920
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 12, 1999
Sold by
Pearson Martin and Pearson Linda M
Bought by
Taylor Adam K and Taylor Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,051
Interest Rate
6.76%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 16, 1994
Sold by
Vincent Richard C and Vincent Kathleen B
Bought by
Pearson Martin and Pearson Linda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,865
Interest Rate
9.06%
Mortgage Type
FHA
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $307,000 Attorney
Warranty Deed $180,000 Chicago Title Insurance Co
Warranty Deed $186,000 Attorney
Warranty Deed $190,000 Fox Title Company
Warranty Deed $126,000 --
Warranty Deed $120,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $291,650 New Conventional
Previous Owner $151,920 Purchase Money Mortgage
Previous Owner $125,051 FHA
Previous Owner $118,865 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/13/2021 05/13/21 Sold $307,000 -2.4% --
04/16/2021 04/16/21 Pending -- -- --
04/12/2021 04/12/21 Price Changed $314,500 -1.6% --
03/29/2021 03/29/21 Price Changed $319,500 -1.5% --
03/16/2021 03/16/21 Price Changed $324,500 -1.2% --
02/24/2021 02/24/21 Price Changed $328,500 -0.6% --
02/12/2021 02/12/21 Price Changed $330,500 -1.5% --
01/23/2021 01/23/21 Price Changed $335,500 -3.5% --
01/13/2021 01/13/21 Price Changed $347,500 -0.7% --
12/10/2020 12/10/20 For Sale $349,900 +94.4% --
08/31/2020 08/31/20 Sold $180,000 -7.6% $194 / Sq Ft
08/12/2020 08/12/20 Pending -- -- --
08/05/2020 08/05/20 Price Changed $194,727 -2.5% $210 / Sq Ft
07/06/2020 07/06/20 Price Changed $199,727 -2.4% $215 / Sq Ft
07/03/2020 07/03/20 For Sale $204,727 0.0% $221 / Sq Ft
07/01/2020 07/01/20 Pending -- -- --
06/23/2020 06/23/20 For Sale $204,727 +10.1% $221 / Sq Ft
08/30/2019 08/30/19 Sold $185,875 -7.0% $113 / Sq Ft
08/13/2019 08/13/19 Pending -- -- --
08/06/2019 08/06/19 Price Changed $199,875 -7.0% $121 / Sq Ft
07/05/2019 07/05/19 Price Changed $214,900 -4.4% $130 / Sq Ft
05/23/2019 05/23/19 For Sale $224,900 -- $136 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,520 $89,471 $28,997 $60,474
2022 $6,240 $83,281 $28,406 $54,875
2021 $6,474 $79,384 $27,077 $52,307
2020 $5,532 $73,211 $26,572 $46,639
2019 $5,428 $71,762 $26,046 $45,716
2018 $5,023 $66,552 $23,429 $43,123
2017 $4,883 $64,277 $22,628 $41,649
2016 $5,118 $62,019 $21,833 $40,186
2015 -- $58,734 $21,598 $37,136
2014 -- $55,893 $21,598 $34,295
2013 -- $56,639 $21,814 $34,825
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10930624

Midwest Real Estate Data (MRED)

APN: 09-34-326-003