David Widell
RE/MAX Advantage Plus
(952) 900-3098
180 Total Sales
2 in Payne-Phalen
$300,000 Price Range
915 Cottage Ave E Saint Paul, MN 55106
Payne-Phalen NeighborhoodEstimated Value: $213,284
1
Bed
1
Bath
698
Sq Ft
$306/Sq Ft
Est. Value
Highlights
- Main Floor Primary Bedroom
- Patio
- Forced Air Heating and Cooling System
- No HOA
- 1-Story Property
- Combination Dining and Living Room
About This Home
As of September 2025Don’t miss this warm and inviting home located in the heart of the Phalen neighborhood. This 1-bedroom property includes an additional room that can function as a second bedroom, home office, or flex space—perfectly suited to your needs. Inside, you'll find a functional layout with a spacious kitchen offering ample cabinetry, abundant natural light, and a classic clawfoot tub that adds vintage charm.
Enjoy outdoor living in the private backyard, featuring a newer paver patio, custom raised garden beds, and a thriving garden space—ideal for relaxing or entertaining. Just minutes from scenic Phalen Park, trails, and lake access, this home combines comfort, charm, and convenience in a perfectly sized package.
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Phone: 651-492-6423 Listed on: 06/04/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,270
Year Built
- Built in 1914
Lot Details
- 5,009 Sq Ft Lot
- Lot Dimensions are 39x126
- Chain Link Fence
Parking
- 1 Car Garage
Home Design
- Vinyl Siding
Interior Spaces
- 698 Sq Ft Home
- 1-Story Property
- Combination Dining and Living Room
- Partial Basement
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 1 Primary Bedroom on Main
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Additional Features
- Patio
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
- Lanes Phalen Grove Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 212922320099
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 4, 2025
Closed on
Sep 2, 2025
Sold by
Bought by
Seller's Agent
Shane Montoya
Coldwell Banker Realty
Buyer's Agent
Hannah Lane
Verve Realty
List Price
$225,000
Sold Price
$215,000
Premium/Discount to List
-$10,000
-4.44%
Views
84
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,716
Avg. Annual Appreciation
-0.87%
Original Mortgage
$208,500
Outstanding Balance
$206,524
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$6,760
Purchase Details
Closed on
Mar 1, 2022
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
3.69%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 23, 2022
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
3.69%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 11, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,600
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 10, 2017
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Payne-Phalen, MN
-
David Widell
-
Jenni Martin
Jenni Martin
Edina Realty, Inc.
(715) 603-6244
164 Total Sales
1 in Payne-Phalen
$301,000 Price
-
Krista Wolter
Krista Wolter
Coldwell Banker Realty
(612) 712-5896
471 Total Sales
2 in Payne-Phalen
$295K - $300K Price Range
-
Jamie Jones
Jamie Jones
RE/MAX Advantage Plus
(952) 800-3913
24 Total Sales
1 in Payne-Phalen
$210,000 Price
-
Lynn Chheang
Lynn Chheang
Engel & Volkers Minneapolis
(763) 710-3124
176 Total Sales
1 in Payne-Phalen
$275,000 Price
-
Sarah Page
Sarah Page
LPT Realty, LLC
(612) 260-6757
63 Total Sales
1 in Payne-Phalen
$180,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $215,000 | Great North Title | ||
| $180,000 | -- | ||
| $180,000 | None Listed On Document | ||
| $148,000 | Titlesmart Inc | ||
| $63,000 | Home Title Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $208,500 | ||
| Closed | $171,000 | ||
| Previous Owner | $149,515 | ||
| Previous Owner | $140,600 | ||
| Previous Owner | $128,653 | ||
| Previous Owner | $55,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/02/2025 09/02/25 | Sold | $215,000 | -4.4% | $308 / Sq Ft |
| 07/22/2025 07/22/25 | Pending | -- | -- | -- |
| 06/06/2025 06/06/25 | For Sale | $225,000 | -- | $322 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,270 | $191,200 | $30,000 | $161,200 |
| 2023 | $2,270 | $160,100 | $25,000 | $135,100 |
| 2022 | $3,382 | $191,800 | $25,000 | $166,800 |
| 2021 | $2,062 | $175,200 | $25,000 | $150,200 |
| 2020 | $1,686 | $146,400 | $12,300 | $134,100 |
| 2019 | $850 | $120,000 | $12,300 | $107,700 |
| 2018 | $900 | $70,000 | $12,300 | $57,700 |
| 2017 | $746 | $77,500 | $12,300 | $65,200 |
| 2016 | $788 | $0 | $0 | $0 |
| 2015 | $822 | $69,500 | $12,300 | $57,200 |
| 2014 | $900 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Shane Montoya
Seller's Agent in 2025
Shane Montoya
Coldwell Banker Burnet
(651) 492-6423
18 in this area
518 Total Sales
-
Nicholas Mansur
Seller Co-Listing Agent in 2025
Nicholas Mansur
Keller Williams Realty Integrity Lakes
(651) 587-5632
4 in this area
124 Total Sales
-
Hannah Lane
Buyer's Agent in 2025
Hannah Lane
Verve Realty
(651) 497-1074
2 in this area
116 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6731689
APN: 21-29-22-32-0099
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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