Seller's Agent in 2025
Amy Sterner
Southern Homes of the Carolinas, Inc
(252) 902-6186
50 Total Sales
915 Gate Rd Monroe, NC 28112
3
Beds
2.5
Baths
2,295
Sq Ft
1.5
Acres
Highlights
- Greenhouse
- Wooded Lot
- Wood Flooring
- Deck
- Traditional Architecture
- Mud Room
About This Home
As of June 2025This rare gem offers 1.5 acres w/ NO HOA, in a mature, cul-de-sac neighborhood and features fruit trees, gardens, rain barrels, fire pit, 2 sheds, & a chicken coop complete w/ chickens — just 5 minutes from charming downtown Monroe & Union Co. Farmers Market. Inside, enjoy hardwoods up & down, a gas fireplace (seller has never used), built-ins, drop zone, reverse osmosis tap @ kitchen sink, & a spacious kitchen w/ freshly painted cabinets. Updates include '25 refinished 1st floor hrdwds , '25 interior paint refresh, '23 HVAC, '24 encapsulated crawl w/ dehu & sump pump, '22 siding, & '20 windows. The showstopper? An almost 600sqft “Big Room”—once a garage, now perfect for homeschooling, studio, workshop, or home gym & heated/cooled w/ a MiniSplit. Zoned RLD for added opportunity & room to dream. Monroe City ordinance allows 1 horse per acre. Don't miss the Feature Sheet, garage permit, & zoning info attached. Welcome Home!
Last Agent to Sell the Property
Southern Homes of the Carolinas, Inc Brokerage Email: amysternerrealestate@gmail.com License #278525 Listed on: 05/15/2025
Co-Listed By
Southern Homes of the Carolinas, Inc Brokerage Email: amysternerrealestate@gmail.com License #278272
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,364
Year Built
- Built in 1990
Lot Details
- Back Yard Fenced
- Level Lot
- Cleared Lot
- Wooded Lot
- Property is zoned RLD, R-LD
Parking
- Driveway
Home Design
- Traditional Architecture
- Farmhouse Style Home
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Built-In Features
- Mud Room
- Living Room with Fireplace
- Crawl Space
- Electric Oven
- Laundry Room
Flooring
- Wood
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Outdoor Features
- Deck
- Covered Patio or Porch
- Fire Pit
- Greenhouse
- Shed
Schools
- Walter Bickett Elementary School
- Monroe Middle School
- Monroe High School
Utilities
- Central Heating and Cooling System
- Air Filtration System
- Heating System Uses Natural Gas
- Electric Water Heater
Community Details
- Southgate Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 09-327-046
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jun 16, 2025
Sold by
Morgan Johnnie and Morgan Candice
Bought by
Doumar Cindy Ann
Seller's Agent
Amy Sterner
Southern Homes of the Carolinas, Inc
Buyer's Agent
Rebecca Bedell
Corcoran HM Properties
List Price
$450,000
Sold Price
$450,000
Views
17
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.50%
Original Mortgage
$356,125
Outstanding Balance
$356,125
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
$85,874
Purchase Details
Listed on
Dec 15, 2017
Closed on
Feb 26, 2018
Sold by
Smith Victoria Grace and Calhoun Scott Andrew
Bought by
Morgan Johnnie and Morgan Candice
Seller's Agent
Tricia Foster
United Real Estate-Queen City
Buyer's Agent
Kristen Honeycutt
Carolina Realty Works LLC
List Price
$224,900
Sold Price
$220,000
Premium/Discount to List
-$4,900
-2.18%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.30%
Original Mortgage
$209,000
Interest Rate
4.04%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 12, 2016
Sold by
Thigpen Cory Michael and Thigpen Kristin Mcabee
Bought by
Smith Victoria Grace
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$18,500
Interest Rate
3.58%
Mortgage Type
Unknown
Purchase Details
Closed on
Jul 23, 2012
Sold by
Reynolds Walter D and Reynolds Sandy R
Bought by
Thigpen Cory Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,561
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 26, 2009
Sold by
Hsbc Mortgage Services Inc
Bought by
Reynolds Walter D and Reynolds Sandy R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,920
Interest Rate
5.27%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 22, 2008
Sold by
Young Kenton L and Young Jennifer R
Bought by
Hsbc Mortgage Services Inc
Purchase Details
Closed on
Jan 22, 2003
Sold by
Federal National Mortgage Association
Bought by
Young Kenton L and Young Jennifer R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$5,362
Interest Rate
5.95%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 2, 2002
Sold by
Jones John A and Jones Janice M
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Dec 20, 1999
Sold by
Marze Douglas A and Marze Barbara P
Bought by
Jones John A and Jones Janice M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,150
Interest Rate
7.67%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $450,000 | None Listed On Document | |
| Warranty Deed | $220,000 | None Available | |
| Warranty Deed | $185,000 | None Available | |
| Warranty Deed | $159,500 | Investors Title | |
| Special Warranty Deed | $95,000 | None Available | |
| Trustee Deed | $133,722 | None Available | |
| Special Warranty Deed | -- | -- | |
| Trustee Deed | $127,000 | -- | |
| Warranty Deed | $127,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $356,125 | FHA | |
| Previous Owner | $152,000 | New Conventional | |
| Previous Owner | $75,000 | New Conventional | |
| Previous Owner | $224,000 | New Conventional | |
| Previous Owner | $209,000 | New Conventional | |
| Previous Owner | $18,500 | Unknown | |
| Previous Owner | $148,000 | New Conventional | |
| Previous Owner | $156,561 | FHA | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $75,920 | Purchase Money Mortgage | |
| Previous Owner | $124,800 | Fannie Mae Freddie Mac | |
| Previous Owner | $5,362 | FHA | |
| Previous Owner | $110,700 | FHA | |
| Previous Owner | $123,150 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/18/2025 06/18/25 | Sold | $450,000 | 0.0% | $196 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $450,000 | +104.5% | $196 / Sq Ft |
| 03/02/2018 03/02/18 | Sold | $220,000 | -2.2% | $128 / Sq Ft |
| 01/18/2018 01/18/18 | Pending | -- | -- | -- |
| 12/15/2017 12/15/17 | For Sale | $224,900 | -- | $131 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,364 | $308,500 | $58,800 | $249,700 |
| 2023 | $3,039 | $278,700 | $58,800 | $219,900 |
| 2022 | $3,039 | $278,700 | $58,800 | $219,900 |
| 2021 | $3,039 | $278,700 | $58,800 | $219,900 |
| 2020 | $2,240 | $166,320 | $27,020 | $139,300 |
| 2019 | $2,240 | $166,320 | $27,020 | $139,300 |
| 2018 | $1,025 | $166,320 | $27,020 | $139,300 |
| 2017 | $2,274 | $166,300 | $27,000 | $139,300 |
| 2016 | $1,275 | $166,320 | $27,020 | $139,300 |
| 2015 | $1,291 | $166,320 | $27,020 | $139,300 |
| 2014 | $2,095 | $171,710 | $33,040 | $138,670 |
Source: Public Records
Agents Affiliated with this Home
-
Amy Sterner
-
Tom Robisky
T
Seller Co-Listing Agent in 2025
Tom Robisky
Southern Homes of the Carolinas, Inc
(704) 301-5553
39 Total Sales
-
Rebecca Bedell
R
Buyer's Agent in 2025
Rebecca Bedell
Corcoran HM Properties
(407) 353-0850
8 Total Sales
-
Tricia Foster
T
Seller's Agent in 2018
Tricia Foster
United Real Estate-Queen City
(704) 575-9185
21 Total Sales
-
K
Buyer's Agent in 2018
Kristen Honeycutt
Carolina Realty Works LLC
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4245908
APN: 09-327-046
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