$440,000
SOLD JUL 9, 2024
4 Beds
2 Baths
-- Sq Ft
6,621 Sq Ft Lot

Recently Sold

4 Days on Market

Highlights

  • 2 Car Detached Garage
  • Davis Primary School Rated A-
  • Baseboard Heating

About This Home

As of July 2024

Remarkable opportunity for both investors and owner-occupants. 2 flat located in the heart of St. Charles, close to downtown, the Fox River, parks, trails and schools. 1st Floor unit features spacious living room, 2 large bedrooms, new kitchen with new stainless appliances and gorgeous bath with dual sinks. Laundry and storage for the 1st floor is located in the basement. 2nd floor unit features 2 bedrooms and 1 bath, great kitchen with nice appliances and good workspace that is open to the living room with an exposed brick wall and in-unit stackable washer and dryer. The building just got a new front porch, has newer LP siding and trim, roof and windows 2014. Separate utilities. This is a well maintained, turn-key 2 unit building being sold "as is".

Last Agent to Sell the Property

Susan Kalina

Karen Douglas Realty License #475130370

Last Buyer's Agent

Brenda Martinez

RE/MAX PREMIER License #475199536

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,301

Year Built

  • Built in 1900 | Remodeled in 2024

Parking

  • 2 Car Detached Garage
  • Off Alley Parking
  • Parking Space is Owned

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 2 Bathrooms
  • Dual Sinks

Utilities

  • Baseboard Heating
  • Individual Controls for Heating

Additional Features

  • Basement Fills Entire Space Under The House
  • Lot Dimensions are 50 x 131

Community Details

  • 2 Units

Listing and Financial Details

  • Homeowner Tax Exemptions

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,301

Year Built

Built in 1900 | Remodeled in 2024

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential Income
  • Property Type: Two to Four Units
  • Ownership: Fee Simple
  • New Construction: No
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2024
  • ResoPropertyType: ResidentialIncome
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Year Renovated: 2024

Interior Features

  • Basement: Full
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Basement Description: Unfinished
  • Bathroom Amenities: Double Sink
  • Below Grade Bedrooms: 0
  • Full Bathrooms in Building: 2
  • Half Bathrooms in Building: 0

Exterior Features

  • List Price: 439900
  • Waterfront: No
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Off Alley
  • ParkingTotal: 6
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Baseboard, Indv Controls
  • Water Source: Public

Schools

  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 50 X 131
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 6300.7
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 2
  • Three Bedroom Number of Units: No
  • Type-Multi: 2 Flat

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2024
Closed on
Jul 8, 2024
Sold by
Norman Kevin
Bought by
Olvera Talia
Seller's Agent
Susan Kalina
Karen Douglas Realty
Buyer's Agent
Brenda Martinez
RE/MAX PREMIER
List Price
$439,900
Sold Price
$440,000
Premium/Discount to List
$100
0.02%
Total Days on Market
4
Views
17
Current Estimated Value
$441,572

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,572
Avg. Annual Appreciation
-1.23%
Original Mortgage
$418,000
Outstanding Balance
$415,559
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$19,888

Purchase Details

Closed on
Jan 14, 2021
Sold by
Norman Eric P
Bought by
Norman Kevin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
2.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 26, 2020
Sold by
Mo Town Assets Llc
Bought by
Norman Eric P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,250
Interest Rate
5.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 28, 2013
Closed on
Sep 12, 2013
Sold by
Federal National Mortgage Association
Bought by
Mo Town Assets Llc
Seller's Agent
John Hoffman
Whyrent Real Estate Company
Buyer's Agent
Susan Kalina
Karen Douglas Realty
List Price
$154,900
Sold Price
$148,000
Premium/Discount to List
-$6,900
-4.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.69%

Purchase Details

Closed on
Mar 25, 2013
Sold by
Hazelgrove William Elliott and Hazelgrove William E
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jun 11, 2008
Sold by
Free Range Funding Inc
Bought by
Hazelgrove William Elliott and Ciske Kitty Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,500
Interest Rate
5.75%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 17, 2007
Sold by
Hazelgrove William Elliott and Ciske Kitty Lynn
Bought by
Freerange Funding Inc

Purchase Details

Closed on
May 20, 2005
Sold by
Neri George A
Bought by
Hazelgrove William

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,400
Interest Rate
6.75%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 6, 2000
Sold by
Neri George A
Bought by
Neri George A and George A Neri Living Trust

Purchase Details

Closed on
Aug 29, 1997
Sold by
Reed Keith A and Reed Robin A
Bought by
Neri George A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,920
Interest Rate
7.44%
Mortgage Type
Purchase Money Mortgage

Map

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 Fidelity National Title
Warranty Deed $275,000 First American Title
Warranty Deed $275,000 Greater Illinois Title Co
Special Warranty Deed $148,000 Attorneys Title Guaranty Fun
Sheriffs Deed -- None Available
Quit Claim Deed -- Acquest Title Services Llc
Quit Claim Deed -- None Available
Warranty Deed $268,000 Chicago Title Insurance Co
Interfamily Deed Transfer -- Chicago Title Insurance Co
Warranty Deed $110,000 Advanced Title Services Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $418,000 New Conventional
Previous Owner $220,000 New Conventional
Previous Owner $206,250 New Conventional
Previous Owner $65,000 New Conventional
Previous Owner $224,500 Unknown
Previous Owner $221,000 Unknown
Previous Owner $214,400 Fannie Mae Freddie Mac
Previous Owner $10,600 Credit Line Revolving
Previous Owner $50,000 Credit Line Revolving
Previous Owner $131,920 Purchase Money Mortgage
Closed $26,800 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2024 07/09/24 Sold $440,000 0.0% --
06/19/2024 06/19/24 Pending -- -- --
06/14/2024 06/14/24 For Sale $439,900 +197.2% --
09/13/2013 09/13/13 Sold $148,000 -4.5% --
09/09/2013 09/09/13 Pending -- -- --
08/28/2013 08/28/13 For Sale $154,900 -- --
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,301 $86,725 $28,997 $57,728
2022 $6,259 $83,519 $28,406 $55,113
2021 $6,493 $79,611 $27,077 $52,534
2020 $6,430 $78,126 $26,572 $51,554
2019 $6,320 $76,579 $26,046 $50,533
2018 $5,774 $69,609 $23,429 $46,180
2017 $5,473 $65,316 $22,628 $42,688
2016 $5,656 $61,914 $21,833 $40,081
2015 -- $56,552 $21,598 $34,954
2014 -- $60,225 $21,598 $38,627
2013 -- $58,917 $21,814 $37,103
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12080299

Midwest Real Estate Data (MRED)

APN: 09-34-327-013