NOT LISTED FOR SALE

92 Riverside Dr Palmyra, VA 22963

Estimated Value: $328,000 - $382,000

3 Beds
2.5 Baths
1,713 Sq Ft
$205/Sq Ft Est. Value

Last Sold August 29, 2023

Last sale price $338,000 $197 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,198/month

15 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Deck

About This Home

As of August 2023

Welcome HOME. You'll feel the love as soon as you drive on the property. Beautiful shade trees bathe this lovely property in dappled sunlight from the front yard to the nearly level & fenced rear yard for your outdoor enjoyment. Step inside & you'll find a spotless, easy living floor plan with a 1st floor Primary Suite, hardwood floors, Living area with gas log fireplace, a spacious Dining area & a fun Kitchen. This home has a GREAT VIBE! Upstairs you'll find 2 more huge bedrooms/offices & a bonus area with a skylight - loads of flex space & a full bath, too. Lovingly cared for & move-in ready. Just unpack and make yourself at HOME.

Last Agent to Sell the Property

Lisa Campbell

YES REALTY PARTNERS License #0225100540 Listed on: 07/15/2023

Last Buyer's Agent

SHERRI WHITE

THE HOGAN GROUP-CHARLOTTESVILLE License #0225236255

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,898

Year Built

  • Built in 1994

Lot Details

  • 0.48 Acre Lot
  • Landscaped
  • Secluded Lot
  • Partially Wooded Lot
  • Garden
  • Property is zoned R-4 Residential

HOA Fees

  • $103 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Brick Foundation

Interior Spaces

  • 1,713 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Skylights
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Dining Room
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Playground
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 18A 6 96

Community Details

Overview

  • $855 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Community Dining Room

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Soccer Field
  • Community Basketball Court
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,898

Year Built

Built in 1994

Lot Details

0

HOA Fees

$103 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1713
  • L V T Date: 07/15/2023
  • Parcel Number: 18A 6 96
  • Price Per Sq Ft: 197.31
  • Property Included: Washer, Dryer, Refrigerator, Dishwasher, Stove.
  • Total Sq Ft: 1713
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Family Roo1|Half Bath1|Dining Roo1|Kitchen1|Laundry1|Master Bed1|Master BTH1|Bedroom2|Bedroom2|Full Bath2|
  • Current Animal Use: Domestic Pets
  • Structures Deck Porch: Deck, Porch - Front
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Fireplace: Gas Logs, One
  • Laundry: Dryer, Dryer Hookup, Washer, Washer Hookup
  • Room 1: Foyer,On Level: 1
  • Room 2: Family Room,On Level: 1
  • Room 3: Half Bath,On Level: 1
  • Room 4: Dining Room,On Level: 1
  • Room 5: Kitchen,On Level: 1
  • Room 6: Laundry,On Level: 1
  • Room 7: Master Bedroom,On Level: 1
  • Room 8: Master Bath,On Level: 1
  • Room 9: Bedroom,On Level: 2
  • Room 10: Bedroom,On Level: 2
  • Room 11: Full Bath,On Level: 2
  • Total Finished Sq Ft: 1713
  • Above Grade Finished Sq Ft: 1713
  • Fireplace Location: Family Room
  • Foundation: Brick, Concrete Block
  • Kitchen Appliances Feat: Breakfast Bar, Dishwasher, Disposal, Eat-in, Electric Range, Island, Refrigerator
  • Land Description: Garden Spot, Landscaped, Nearly Level, Partly Wooded, Secluded Lot
  • Level: 2 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2.5
  • Number of Main Level Bathrooms: 1.5
  • Number Beds: 3
  • Number Beds Main Level: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Dining Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Master Bedroom
  • Room Types Level1: Dining Room (L1), Family Room (L1), Foyer (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Master Bedroom (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+)
  • Source of Sq Ft: Public Records

Exterior Features

  • Number Of Acres: 0.48
  • Roof: Architectural Style
  • Structure Features: Skylights, Walk-in Closet
  • Structure Floors: Hardwood
  • Structure Window Ceiling: Insulated Windows, Tilt Sash Windows, Vaulted/Cathedral Ceiling

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat
  • Cable Available: DSL, Fiber-Optic
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Dining Rooms, Golf, Lake, Meeting Room, Picnic Area, Play Area, Soccer Field, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 855
  • Association Contact: Kim Crowder 434-589-8263 x4104
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Fee: 1239

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Building Info

  • Year Built: 1994

Tax Info

  • Year: 2023
  • Taxes: 1898

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2023
Closed on
Aug 11, 2023
Sold by
Kenward Nathaniel R
Bought by
Comer Thomas Joseph and Comer Mary Lourdes
Seller's Agent
Lisa Campbell
YES REALTY PARTNERS
Buyer's Agent
SHERRI WHITE
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$325,000
Sold Price
$338,000
Premium/Discount to List
$13,000
4%
Views
110
Current Estimated Value
$350,337

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,337
Avg. Annual Appreciation
2.08%
Original Mortgage
$338,000
Outstanding Balance
$330,955
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$21,200

Purchase Details

Listed on
Jul 5, 2020
Closed on
Aug 24, 2020
Sold by
Withiam Patricia Lee
Bought by
Kenward Nathaniel R
Seller's Agent
CYNTHIA MYLYNNE
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
Candice Cox
REAL BROKER, LLC
List Price
$215,000
Sold Price
$205,000
Premium/Discount to List
-$10,000
-4.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.07%
Original Mortgage
$198,850
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 15, 2016
Sold by
Chapman Kenneth E and Chapman Patricia Lee
Bought by
Chapman Patricia Lee
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Comer Thomas Joseph $338,000 None Listed On Document
Kenward Nathaniel R $205,000 Old Republic National Title
Chapman Patricia Lee $137,750 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Comer Thomas Joseph $338,000
Previous Owner Kenward Nathaniel R $198,850
Previous Owner Chapman Patricia Lee $151,200
Previous Owner Chapman Kenneth E $26,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2023 08/29/23 Sold $338,000 +4.0% $197 / Sq Ft
07/30/2023 07/30/23 Pending -- -- --
07/15/2023 07/15/23 For Sale $325,000 +58.5% $190 / Sq Ft
08/26/2020 08/26/20 Sold $205,000 -4.7% $120 / Sq Ft
07/12/2020 07/12/20 Pending -- -- --
07/05/2020 07/05/20 For Sale $215,000 -- $126 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,228 $297,100 $30,000 $267,100
2024 $19 $224,900 $30,000 $194,900
2023 $1,898 $224,900 $30,000 $194,900
2022 $1,658 $190,600 $25,000 $165,600
2021 $1,658 $190,600 $25,000 $165,600
2020 $1,545 $167,000 $25,000 $142,000
2019 $1,545 $167,000 $25,000 $142,000
2018 $1,446 $159,400 $25,000 $134,400
2017 $1,446 $159,400 $25,000 $134,400
2016 $1,422 $155,100 $25,000 $130,100
2015 $1,334 $155,100 $25,000 $130,100
2014 $1,334 $151,600 $25,000 $126,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 643710

Charlottesville area Association of Realtors®

APN: 18A 6 96