$1,199,000

920 W Beach Dr Panama City, FL 32401

Estimated payment $7,252/month

Total Views 4,377
3 Beds
3.5 Baths
2,621 Sq Ft
$457 Price per Sq Ft

Highlights

  • Property Fronts a Bay or Harbor
  • Wine Refrigerator
  • Sitting Room
  • Newly Painted Property
  • Covered Patio or Porch
  • Attached Garage

About This Home

OPEN HOUSE Wednesday, 8/20 4-6pm! PRICE IMPROVEMENT on this stunning WATERFRONT home that offers two parcels - an exceptional opportunity to own the waterfront land on the BAY!

Bring an offer on this waterfront home is positioned perfectly on picturesque Scenic Beach Drive, offering a unique blend of modern luxury and serene coastal living. This exquisite, recently renovated, one-story ranch-style home on .48 acres, encompasses 2,621 square feet, presents an exceptional opportunity for those seeking a slice of Florida's coveted waterfront lifestyle.

This waterfront property is truly impressive-built for entertaining, complete with a back yard fire pit and ample room for a pool. Open the full glass bi-fold doors the entire length of the sitting room & enjoy sunsets year-round. And speaking of view - wait until the July 4th fireworks displays from the comfort of your own home, a hallmark of scenic Beach Drive known for its pure bay views.

The home's interior has been fully renovated as it was taken down to the studs replacing electrical, plumbing, HVAC, windows, water heater, sheetrock and more. The design truly reflects a modern, bright aesthetic and one of the best features is that it's on a single level with no stairs. The open floor plan is accentuated by abundant windows, allowing natural light to flood the space and offering picturesque views of the bay. The kitchen is a chef's dream, equipped with a large island, upgraded appliances and elegant quartz countertops. Full glass bi-fold doors in the sitting area seamlessly blends indoor and outdoor living, opening up to reveal the tranquil waterfront setting. One of the best features in this home is the open concept which provides two living areas, one adjacent to the kitchen and one overlooking beautiful St. Andrews Bay.

Boasting three spacious bedrooms and three and a half bathrooms, each bedroom is thoughtfully designed with its own en suite bath, ensuring privacy and comfort for all residents and guests. A powder room is convenient adjacent to the foyer, as well. The expansive primary suite in this single level home is a true retreat, featuring breathtaking views of St. Andrews Bay, a zero-entry, roll-in tiled shower, dual vanities and a large walk-in custom closet.

The property includes a two-car garage and deeded access to the waterfront, enhancing its appeal as prime waterfront. Its central location between the booming Downtown Panama City area and the vibrant Historic St. Andrews. Residents can enjoy walking to local farmers markets, breweries, boutique shops, and different dining options. The area is also bike-friendly and known for its community events, parades, pubs, restaurants, and marinas. The waterfront lifestyle doesn't end at home which is even more incredible! Walk or bike down Scenic Beach Drive to an array of activities allowing you to live your best waterfront life!

This property not only provides a luxurious living experience but also holds incredible rental potential with no HOA, allowing you and your guests to immerse themselves in the quintessential Florida waterfront lifestyle. You'll enjoy accessing the Bay by kayaks, paddleboards or just relaxing in the water for a swim.

Listing Agent

Carly Sostheim

Corcoran Reverie SRB License #3467605 Listed on: 05/09/2025

Corcoran Reverie SRB

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,630

Year Built

  • Built in 1969

Lot Details

  • 0.48 Acre Lot
  • Lot Dimensions are 164x67
  • Property Fronts a Bay or Harbor
  • Partially Fenced Property
  • Chain Link Fence
  • Sprinkler System

Parking

  • Attached Garage

Home Design

  • Newly Painted Property
  • Brick Exterior Construction
  • Slab Foundation
  • Dimensional Roof

Interior Spaces

  • 2,621 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Sitting Room
  • Living Room
  • Dining Room
  • Tile Flooring
  • Bay Views

Kitchen

  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Shed

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Tankless Water Heater

Community Details

  • Boden Addn Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18191-000-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,630

Year Built

Built in 1969

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.48
  • Lot Size: 164x67
  • Road Surface Type: Paved
  • Subdivision Name: BODEN ADDN
  • Directions: Heading east on 15th Street, turn right onto Frankford Avenue. Frankford Avenue turns into W Beach Drive. Home is on the left.
  • Architectural Style: Ranch
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1969
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Utilities:Private Well: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Sitting Room: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Special Features: 4097
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smooth Stovetop Rnge, Washer, Wine Refrigerator, Water Heater - Elect, Water Heater - Tnkls
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Floor Tile
  • Interior Amenities: Kitchen Island, Lighting Recessed, Newly Painted, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Appliances:Wine Refrigerator: Yes

Exterior Features

  • Fencing: Fenced Chain Link, Fenced Lot-Part
  • Lot Features: Within 1/2 Mile to Water
  • View: Bay
  • Waterfront Features: Bay
  • Waterfront: Yes
  • Construction Type: Brick
  • Exterior Features: Sprinkler System, Yard Building
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Patio Open, Porch
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Exterior:Porch: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Sprinkler System: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Fenced Chain Link: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Water Source: Well

Schools

  • Elementary School: Cherry Street
  • High School: Bay
  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 20908.8
  • Parcel #: 18191-000-000
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 8629.68
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,188 $607,129 -- --
2023 $9,188 $589,446 $177,653 $411,793
2022 $6,838 $414,944 $159,473 $255,471
2021 $3,263 $219,372 $0 $0
2020 $3,142 $216,343 $0 $0
2019 $3,698 $269,582 $149,791 $119,791
2018 $3,648 $280,798 $0 $0
2017 $3,531 $275,023 $0 $0
2016 $3,526 $269,366 $0 $0
2015 $3,602 $267,494 $0 $0
2014 $3,540 $265,371 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2025 07/19/25 Price Changed $1,199,000 -4.1% $457 / Sq Ft
06/27/2025 06/27/25 Price Changed $1,250,000 -2.0% $477 / Sq Ft
05/29/2025 05/29/25 Price Changed $1,275,000 -5.6% $486 / Sq Ft
05/09/2025 05/09/25 For Sale $1,350,000 +92.9% $515 / Sq Ft
12/18/2022 12/18/22 Off Market $699,900 -- --
09/19/2022 09/19/22 Sold $699,900 0.0% $267 / Sq Ft
08/23/2022 08/23/22 Pending -- -- --
08/17/2022 08/17/22 For Sale $699,900 +21.7% $267 / Sq Ft
08/11/2022 08/11/22 Off Market $575,000 -- --
05/13/2022 05/13/22 Sold $575,000 -4.2% $219 / Sq Ft
03/18/2022 03/18/22 For Sale $600,000 -- $229 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $699,900 Mti Title
Warranty Deed $575,000 New Title Company Name
Quit Claim Deed -- Masters Joy Marler
Quit Claim Deed $100 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $682,500 VA
Previous Owner $175,000 New Conventional
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 976032

Emerald Coast Association of REALTORS®

APN: 18191-000-000