$228,000
SOLD MAY 7, 2025

921 N Church Ave Panama City, FL 32401

3 Beds
1 Bath
1,128 Sq Ft
0.71 Acres

Recently Sold

$202 Per Sq Ft

1% Below List Price

3 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Patio
  • Corner Lot
  • 2 Car Attached Garage
  • Tankless Water Heater

About This Home

As of May 2025

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to 921 North Church Ave! This 3 bedroom, 1 bath home sits on nearly 3/4 of an acre on a corner lot and has had many updates recently completed. The electrical panel as been updated, windows replaced (2022), new natural gas generator (2022), new Rinnai instant water heater (2022), new garage wiring (2023), new AC (2022), new appliances, ceiling fans, door and cabinets and counter tops. All of the cast iron piping from house to road was replaced with PVC and additional hurricane clips installed, both favorable for insurance purposes. The exterior of the home is durable concrete block, ready to withstand the test of time. The interior of the home has hardwood flooring throughout and toungue and groove walls also throughout most of the rooms. The interior looks and feels fresh with renovations in the kitchen and bath. It is truly move in ready. The entire lot is fenced in and is located on a corner, very HARD to find in this market. This property even has a 12x18 shop with electricity. Do NOT skip over this home, you may be disappointed if you do.

Last Agent to Sell the Property

Jeff Payne

Keller Williams Success Realty License #3168006 Listed on: 03/25/2025

Keller Williams Success Realty

Last Buyer's Agent

Christina Daniels

Keller Williams Success Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $760

Year Built

  • Built in 1957

Lot Details

  • 0.71 Acre Lot
  • Lot Dimensions are 160x195
  • Corner Lot
  • Zoning described as City,Resid Single Family

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Shingle Roof

Interior Spaces

  • 1,128 Sq Ft Home
  • Ceiling Fan

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Patio

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Forced Air Heating and Cooling System
  • Tankless Water Heater
  • Gas Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$760

Year Built

Built in 1957

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1957
  • Property Sub Type: Detached
  • Lot Size Acres: 0.71
  • Lot Size: 160x195
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Traditional
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1128.0
  • Dining Room Type: Bedroom, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: None
  • Fencing: Full
  • Waterfront: No
  • Construction Type: Block
  • Exterior Features: Patio
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Forced Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: Generator

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Corner Lot
  • Lot Size Sq Ft: 30928.0
  • Zoning Description: City,Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 760.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 25, 2025
Closed on
May 7, 2025
Sold by
Fowler Elizabeth J
Bought by
Smith Sean M
Seller's Agent
Jeff Payne
Keller Williams Success Realty
Buyer's Agent
Christina Daniels
Keller Williams Success Realty
List Price
$230,000
Sold Price
$228,000
Premium/Discount to List
-$2,000
-0.87%
Views
12
Current Estimated Value
$223,677

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,323
Avg. Annual Appreciation
-5.04%
Original Mortgage
$232,902
Outstanding Balance
$232,492
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
-$8,815

Purchase Details

Closed on
Jan 31, 2006
Sold by
Mccall Eula Mae and Mccall Sam
Bought by
Hester Terri L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,980
Interest Rate
6.21%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $228,000 Setco Services
Warranty Deed $124,900 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,902 New Conventional
Previous Owner $35,400 Small Business Administration
Previous Owner $27,600 Credit Line Revolving
Previous Owner $110,400 Unknown
Previous Owner $39,000 Unknown
Previous Owner $24,980 Credit Line Revolving
Previous Owner $99,920 Fannie Mae Freddie Mac
Previous Owner $24,980 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/07/2025 05/07/25 Sold $228,000 -0.9% $202 / Sq Ft
03/25/2025 03/25/25 For Sale $230,000 -- $204 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $907 $85,236 -- --
2023 $907 $82,753 $0 $0
2022 $2,075 $115,995 $35,424 $80,571
2021 $898 $81,544 $0 $0
2020 $815 $75,505 $33,868 $41,637
2019 $552 $74,879 $32,832 $42,047
2018 $574 $77,787 $0 $0
2017 $581 $78,196 $0 $0
2016 $601 $78,606 $0 $0
2015 $630 $79,015 $0 $0
2014 $665 $81,498 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 770874

Central Panhandle Association of REALTORS®

APN: 15880-000-000