$1,290,000
SOLD SEP 19, 2025

926 Whelk Ct Unit C Fort Walton Beach, FL 32548

4 Beds
3.5 Baths
2,304 Sq Ft
1993 Built

Recently Sold

$560 Per Sq Ft

1% Below List Price

23 Days on Market

Highlights

  • Beach Front
  • Beach
  • Furnished
  • Fort Walton Beach High School Rated A
  • Gulf View
  • Balcony

About This Home

As of September 2025

Why is this the ultimate coastal retreat? NO HOA! NO ASSESSMENTS! 2024 gross rental income of $131K with limited nights (196) offered for rental! Just think of the rental potential if offered 365 nights! This beachfront townhome offers direct beach access—yes, the stunning white sand beaches—Gulf views, making it the perfect blend of lifestyle and investment. This property comfortably sleeps up to 12 and features a versatile floor plan that includes a separate studio-style lock-out unit on the first floor, ideal for generating additional rental income or hosting guests with added privacy. Professionally updated, the home boasts a new roof with 50-year shingles to help with insurance costs, new LVP flooring, fresh paint, appliances, and two new A/C units with whole-home air purification system for year-round comfort. Offered fully furnished, this townhome is truly turnkey and has a proven track record as a successful STR. Guests will love the open living areas, beach-facing balconies, and the rare direct beach access - no roads to cross, just step out onto the sand.

Last Agent to Sell the Property

Misty Meadows

Keller Williams Realty FWB License #3600240 Listed on: 07/10/2025

Keller Williams Realty FWB

Last Buyer's Agent

John Rieck

Dream Destin Realty PLLC License #3631571

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $9,922

Year Built

  • Built in 1993

Lot Details

  • Beach Front
  • Property fronts gulf or ocean
  • Privacy Fence

Home Design

  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,304 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Ceiling Fan
  • Living Room
  • Dining Area
  • Vinyl Flooring
  • Gulf Views

Kitchen

  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Patio
  • Built-In Barbecue

Location

  • Flood Insurance May Be Required

Schools

  • Elliott Point Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-0222-0000-0030

Community Details

Recreation

  • Beach

Additional Features

  • Island Mist Subdivision
  • Community Barbecue Grill

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$9,922

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Road Frontage Type: City Street
  • Subdivision Name: ISLAND MIST
  • Directions: Turn west onto Santa Rosa Blvd off Hwy 98, turn south on Whelk Court to 926 Whelk Court Unit C.
  • Architectural Style: Townhome
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1993
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Waterfront:Unit Waterfront: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Waterfront:Shore - Beach: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Vinyl
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Furnished - All: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Flood Insurance Req
  • View: Gulf
  • Waterfront Features: Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
  • Waterfront: Yes
  • Construction Type: Frame
  • Exterior Features: Balcony, BBQ Pit/Grill
  • Patio And Porch Features: Patio Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes
  • Lot Features:Flood Insurance Req: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:BBQ PitGrill: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Waterfront

Schools

  • Elementary School: Elliott Point
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 00-2S-24-0222-0000-0030
  • Zoning: City

Tax Info

  • Tax Annual Amount: 9922.11
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 24, 2022
Sold by
Emmer Incorporated
Bought by
Burns Jeffery and Burns Johnna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$712,500
Outstanding Balance
$687,210
Interest Rate
6.02%
Mortgage Type
New Conventional
Estimated Equity
$583,540

Purchase Details

Listed on
Apr 25, 2017
Closed on
Sep 27, 2017
Sold by
Surginer John Marc and Surginer Anita
Bought by
Emmer Incorporated
Seller's Agent
Tyler Capelotti
Coastal Realty Services
Buyer's Agent
Dennis Guercio
Beaches Realty Llc
List Price
$607,000
Sold Price
$607,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.69%
Original Mortgage
$424,900
Interest Rate
3.89%
Mortgage Type
Commercial

Purchase Details

Closed on
Aug 2, 2013
Sold by
Surginer Jeffrey Ward
Bought by
Surginer John Marc and Surginer Anita

Purchase Details

Closed on
Feb 27, 2012
Sold by
Surginer John Marc and Surginer Anita
Bought by
Surginer Jeffrey Ward

Purchase Details

Closed on
Apr 1, 2003
Sold by
Okaloosa County
Bought by
Surginer John Marc and Surginer Anita

Purchase Details

Closed on
Jan 7, 2003
Sold by
Surginer John Marc and Surginer Anita P
Bought by
Surginer Jeffery Ward

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.08%
Mortgage Type
Unknown

Purchase Details

Closed on
Jan 6, 2003
Sold by
Surginer Elizabeth
Bought by
Los Tree S Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.08%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $950,000 --
Warranty Deed $607,000 Rodgers Kiefer Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- --
Interfamily Deed Transfer $150,000 Associated Land Title
Quit Claim Deed -- Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $712,500 New Conventional
Previous Owner $424,900 Commercial
Previous Owner $300,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2025 09/19/25 Sold $1,290,000 -0.7% $560 / Sq Ft
08/02/2025 08/02/25 Pending -- -- --
07/10/2025 07/10/25 For Sale $1,299,000 +114.0% $564 / Sq Ft
09/27/2017 09/27/17 Sold $607,000 0.0% $238 / Sq Ft
08/16/2017 08/16/17 Pending -- -- --
04/25/2017 04/25/17 For Sale $607,000 -- $238 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,240 $781,184 $365,000 $416,184
2023 $10,240 $768,159 $365,000 $403,159
2022 $8,395 $705,565 $365,000 $340,565
2021 $7,121 $515,957 $265,000 $250,957
2020 $6,513 $491,697 $265,000 $226,697
2019 $6,301 $464,267 $265,000 $199,267
2018 $6,382 $457,289 $0 $0
2017 $5,819 $405,402 $0 $0
2016 $5,578 $397,183 $0 $0
2015 $5,464 $376,916 $0 $0
2014 $5,157 $354,028 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 980432

Emerald Coast Association of REALTORS®

APN: 00-2S-24-0222-0000-0030