Seller's Agent in 2026
Gary Schneider
Long & Foster
(443) 370-7505
22 in this area
83 Total Sales
93 Bay Dr Annapolis, MD 21403
3
Beds
1
Bath
2,381
Sq Ft
0.38
Acres
Highlights
- Marina
- Boat Ramp
- Home fronts navigable water
- Primary bedroom faces the bay
- Private Dock Site
- Access to Tidal Water
About This Home
As of January 2026Call LA for Details
Last Agent to Sell the Property
(410) 260-2800 gary.schneider@longandfoster.com Long & Foster Real Estate, Inc. License #611843 Listed on: 09/11/2025
Last Buyer's Agent
(703) 378-8810 donnysamson@samsonproperties.net Samson Properties License #0225277244
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $17,464
Year Built
- Built in 1958
Lot Details
- 0.38 Acre Lot
- Home fronts navigable water
- Property Fronts a Bay or Harbor
- Sandy Beach
- Landscaped
- Premium Lot
- Corner Lot
- Level Lot
- Partially Wooded Lot
- Back, Front, and Side Yard
- Property is in good condition
- Property is zoned R2
HOA Fees
- $25 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- 4 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
- Garage Door Opener
- 4 Assigned Parking Spaces
Property Views
- Bay
- Panoramic
Home Design
- Raised Ranch Architecture
- Brick Exterior Construction
- Block Foundation
- Slab Foundation
- Unfinished Walls
- Block Wall
- Wood Siding
- Chimney Cap
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Built-In Features
- Paneling
- Beamed Ceilings
- Brick Wall or Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Fireplace Mantel
- Brick Fireplace
- Vinyl Clad Windows
- Sliding Windows
- Wood Frame Window
- Casement Windows
- Window Screens
- Family Room Off Kitchen
- Combination Kitchen and Dining Room
- Den
- Sun or Florida Room
- Utility Room
- Home Gym
- Attic
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
Flooring
- Wood
- Partially Carpeted
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Primary bedroom faces the bay
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Electric Front Loading Dryer
- Washer
Partially Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Exterior Basement Entry
- Sump Pump
- Drain
- Shelving
- Space For Rooms
- Workshop
- Laundry in Basement
- Basement Windows
Home Security
- Storm Doors
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Swimming Allowed
- Boat Ramp
- Private Dock Site
- Shared Waterfront
- Powered Boats Permitted
- Lake Privileges
- Exterior Lighting
Utilities
- Central Air
- Heating System Uses Oil
- Heat Pump System
- Hot Water Baseboard Heater
- Programmable Thermostat
- Above Ground Utilities
- 200+ Amp Service
- Well
- Electric Water Heater
- Municipal Trash
Listing and Financial Details
- Tax Lot 6
- Assessor Parcel Number 020204703809100
Community Details
Overview
- Association fees include common area maintenance, pier/dock maintenance
- Bay Ridge Civic Association
- Bay Ridge Subdivision
Amenities
- Common Area
- Clubhouse
- Meeting Room
- Party Room
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- 1 Community Docks
- Mooring Area
- Marina
- Beach
- Baseball Field
- Community Basketball Court
- Community Playground
- Fenced Community Pool
- Lap or Exercise Community Pool
- Pool Membership Available
- Fishing Allowed
- Jogging Path
Security
- Security Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 11, 2025
Closed on
Jan 15, 2026
Sold by
Ervin Patrick Riley
Bought by
Caldwell James Franklin and Caldwell Kimberly F
Seller's Agent
Gary Schneider
Long & Foster Real Estate, Inc.
Buyer's Agent
Bob Chew
Samson Properties
List Price
$2,895,000
Sold Price
$2,650,000
Premium/Discount to List
-$245,000
-8.46%
Views
137
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.47%
Original Mortgage
$2,120,000
Outstanding Balance
$2,120,000
Interest Rate
6.21%
Mortgage Type
New Conventional
Estimated Equity
$553,864
Purchase Details
Closed on
Sep 30, 1999
Sold by
Ervin A M
Bought by
Ervin Adelaide M and Ervin Frank D
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $2,650,000 | Cardinal Title Group | |
| Deed | $150,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $2,120,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/15/2026 01/15/26 | Sold | $2,650,000 | -3.6% | $1,113 / Sq Ft |
| 11/03/2025 11/03/25 | Pending | -- | -- | -- |
| 10/17/2025 10/17/25 | Price Changed | $2,750,000 | -5.0% | $1,155 / Sq Ft |
| 09/11/2025 09/11/25 | For Sale | $2,895,000 | -- | $1,216 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $18,726 | $1,970,333 | -- | -- |
| 2024 | $18,726 | $1,560,167 | $0 | $0 |
| 2023 | $13,974 | $1,150,000 | $997,400 | $152,600 |
| 2022 | $12,018 | $1,150,000 | $997,400 | $152,600 |
| 2020 | $13,811 | $1,198,700 | $1,076,800 | $121,900 |
| 2019 | $13,822 | $1,198,700 | $1,076,800 | $121,900 |
| 2018 | $12,155 | $1,198,700 | $1,076,800 | $121,900 |
| 2017 | $6,846 | $1,201,300 | $0 | $0 |
| 2016 | -- | $1,201,300 | $0 | $0 |
| 2015 | -- | $1,201,300 | $0 | $0 |
| 2014 | -- | $1,258,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Gary Schneider
-
Bob Chew
Buyer's Agent in 2026
Bob Chew
Samson Properties
(410) 995-9600
17 in this area
3,078 Total Sales
-
Diana Phillips
Buyer Co-Listing Agent in 2026
Diana Phillips
Samson Properties
(410) 382-3105
1 in this area
79 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2125108
APN: 02-047-03809100
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