$284,000
SOLD JAN 16, 2025
3 Beds
2 Baths
1,245 Sq Ft
8,189 Sq Ft Lot

Recently Sold

$228 Per Sq Ft

5% Below List Price

32 Days on Market

Highlights

  • Mature Trees
  • Wood Flooring
  • Screened Porch
  • Vaulted Ceiling
  • Main Floor Bedroom
  • Built-In Features

About This Home

As of January 2025

Bring in the new year in this charming cottage home located in the north end of Elgin, and nestled in a quiet neighborhood. The enclosed front porch is peaceful and a great spot to have morning coffee or read a book! Original hardwood floors are throughout the first floor along with a cozy living room area featuring a beautiful log fireplace. The recently updated kitchen (2023) including quartz countertops, subway tile backsplash a new deep sink with on trend fixtures. In addition, the first floor has two large bedrooms and a full bath. A bright mudroom is located off the kitchen and freshened up in 2023 with wainscoating accent on the walls. The upstairs has lots of light from the windows, a 20x20 gigantic room with 2 large closets and a full bath that is designated to be a primary suite or could be used differently for an office or an additional family room. The large unfinished basement is used for laundry and storage. The backyard is large with perennial landscaping and will be easy to take care of! There is plenty of room to add a garage, there is a shed in the yard for storage. Additional Info: (2004) several windows replaced (2007) New Roof (2022) radon mitigation system and reverse osmosis water system installed (2022) Bosch dishwasher installed (2024) hot water heater installed.

Last Agent to Sell the Property

Laura Basil-O'Brien

Keller Williams Inspire - Geneva License #475204586 Listed on: 11/14/2024

Keller Williams Inspire - Geneva

Co-Listed By

Rae Andrews

Baird & Warner Fox Valley - Geneva

Last Buyer's Agent

Kathleen Blackwell

Inspire Realty Group License #475191141

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,627

Year Built

  • Built in 1918 | Remodeled in 2023

Lot Details

  • 8,189 Sq Ft Lot
  • Lot Dimensions are 66x124
  • Paved or Partially Paved Lot
  • Mature Trees

Home Design

  • Bungalow
  • Frame Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,245 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 3 Parking Spaces
  • Driveway
  • Uncovered Parking
  • Off-Street Parking
  • Parking Included in Price

Schools

  • Coleman Elementary School
  • Larsen Middle School
  • Elgin High School

Utilities

  • One Cooling System Mounted To A Wall/Window
  • Heating System Uses Steam

Community Details

  • Cottage

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,627

Year Built

Built in 1918 | Remodeled in 2023

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Bungalow
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1918
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2023
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2023

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Bedroom, First Floor Full Bath, Built-in Features, Walk-In Closet(s)
  • LivingArea: 1245
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: Enclosed Porch
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Porch Screened
  • Foundation Details: Concrete Perimeter
  • Lot Features: Mature Trees
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Frame

Garage/Parking

  • Parking Features: Off Street
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: N/A

Utilities

  • Sewer: Public Sewer
  • Cooling: Window/Wall Unit - 1
  • Electric: Circuit Breakers
  • Heating: Steam
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Coleman Elementary School
  • High School: Elgin High School
  • Middle/Junior School: Larsen Middle School

Lot Info

  • Lot Size Acres: 0.188
  • Lot Dimensions: 66X124
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5627.46
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2024
Closed on
Jan 14, 2025
Sold by
Stemm Christian and Stemm Lauren
Bought by
Leas Amanda
Seller's Agent
Laura Basil-O'Brien
Keller Williams Inspire - Geneva
Buyer's Agent
Kathleen Blackwell
Inspire Realty Group
List Price
$300,000
Sold Price
$284,000
Premium/Discount to List
-$16,000
-5.33%
Views
117
Current Estimated Value
$293,530

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,530
Avg. Annual Appreciation
3.78%
Original Mortgage
$5,000
Outstanding Balance
$3,750
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$289,780

Purchase Details

Listed on
Jul 6, 2016
Closed on
Oct 17, 2016
Sold by
Regan Douglas and Regan Jennifer
Bought by
Owens Tara L and Owens Hohn P
Seller's Agent
Robert Kopp
eXp Realty - Geneva
Buyer's Agent
Diane Morales
HomeSmart Connect LLC
List Price
$175,000
Sold Price
$175,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.04%
Original Mortgage
$171,830
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 28, 2004
Sold by
Allen Richard E
Bought by
Regan Douglas and Regan Jennifer

Purchase Details

Closed on
Aug 26, 2002
Sold by
Allen Richard E and Allen Grace B
Bought by
Allen Richard E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $284,000 None Listed On Document
Warranty Deed $175,000 Fidelity National Title
Warranty Deed $100,500 Metropolitan Title
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $5,000 New Conventional
Open $213,000 New Conventional
Previous Owner $171,830 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2025 01/16/25 Sold $284,000 -2.1% $228 / Sq Ft
12/16/2024 12/16/24 Pending -- -- --
12/13/2024 12/13/24 Price Changed $289,950 -3.4% $233 / Sq Ft
12/02/2024 12/02/24 For Sale $300,000 0.0% $241 / Sq Ft
11/27/2024 11/27/24 Pending -- -- --
11/14/2024 11/14/24 For Sale $300,000 +22.4% $241 / Sq Ft
04/22/2022 04/22/22 Sold $245,000 +8.9% $197 / Sq Ft View Prior Sale
03/28/2022 03/28/22 Pending -- -- --
03/24/2022 03/24/22 For Sale $225,000 +28.6% $181 / Sq Ft
10/28/2016 10/28/16 Off Market $175,000 -- --
10/18/2016 10/18/16 Sold $175,000 0.0% $141 / Sq Ft View Prior Sale
08/24/2016 08/24/16 Pending -- -- --
07/06/2016 07/06/16 For Sale $175,000 -- $141 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,916 $81,927 $17,523 $64,404
2023 $5,627 $74,015 $15,831 $58,184
2022 $5,332 $67,489 $14,435 $53,054
2021 $5,094 $63,098 $13,496 $49,602
2020 $4,947 $60,237 $12,884 $47,353
2019 $4,799 $57,380 $12,273 $45,107
2018 $3,915 $45,599 $11,562 $34,037
2017 $3,817 $43,107 $10,930 $32,177
2016 $3,625 $39,992 $10,140 $29,852
2015 -- $36,656 $9,294 $27,362
2014 -- $36,203 $9,179 $27,024
2013 -- $37,158 $9,421 $27,737
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12207364

Midwest Real Estate Data (MRED)

APN: 06-12-177-003