NOT LISTED FOR SALE

Estimated Value: $721,611 - $752,000

3 Beds
2.5 Baths
1,210 Sq Ft
$610/Sq Ft Est. Value

Last Sold August 19, 2021

Last sale price $640,000 $529 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $4,834/month

4 Days on Market

Highlights

  • 2 Car Attached Garage
  • Dining Area
  • Level Lot
  • Bonita Vista Senior High School Rated A
  • Partially Fenced Property
  • Carpet

About This Home

As of August 2021

NO MELLO ROOS. Located in the desirable community of Rancho Del Rey! This detached condo gives you all the privacy and benefits of a detached home! You spend your weekends going to the beach while someone else maintains the landscaping. This home is centrally located with easy access to the 805. Upgrades include HVAC/A/C (2018), Vinyl laminate flooring on 1st floor, Custom window treatments & more. Just waiting for your personal touches. This is a detached condo.

Last Agent to Sell the Property

Iris Hirsch

Berkshire Hathaway HomeServices California Properties License #01324008 Listed on: 07/26/2021

Berkshire Hathaway HomeServices California Properties

Last Buyer's Agent

Silvia Tirado

Mission Realty Group License #02087270

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,146

Year Built

  • Built in 1996

Lot Details

  • Partially Fenced Property
  • Level Lot

HOA Fees

  • $135 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Interior Spaces

  • 1,210 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Oven or Range
  • Gas Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry in Garage
  • Gas And Electric Dryer Hookup

Utilities

  • Separate Water Meter

Community Details

  • Association fees include common area maintenance
  • Aspire Encore @Rancho Del Association, Phone Number (858) 795-7022
  • Aspire Encore Community

Listing and Financial Details

  • Assessor Parcel Number 640-330-25-01

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,146

Year Built

Built in 1996

Lot Details

0

HOA Fees

$135 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: South Bay
  • Cross Street: S. Rancho Del Rey
  • Neighborhood: Rancho Del Rey
  • LP / Sq Ft: 495.04
  • Price Per Sq Ft: 528.93
  • SP/ Sq Ft: 528.93
  • Stories: 2 Story
  • Ownership: Condominium
  • Total Stories: 2
  • Year Built: 1996
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Linoleum/Vinyl
  • Equipment Available: Dishwasher, Disposal, Garage Door Opener, Range/Oven, Refrigerator, Gas Cooking
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Searchable Rooms: Dining Area
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 13x14
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Garage
  • Estimated Sq Ft: 1210
  • Total Bathrooms: 3

Exterior Features

  • Fencing: Partial

Garage/Parking

  • Garage Details: Attached, Garage, Garage Door Opener
  • Garage Spaces: 2
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Gas & Electric Dryer HU
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Fireplace, Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Complex Name: Aspire-Encore
  • Total Fees: 1620.0
  • Pets Allowed: Yes
  • Property Management Company: NN Jaesche
  • Property Management Phone: 858-795-7022
  • Community: CHULA VISTA
  • Home Owner Association: Aspire-Encore @Rancho Del
  • Home Owner Association Fee Includes: Common Area Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 135.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 858-795-7022

Fee Information

  • Total Monthly Fees: 135

Lot Info

  • Lot Size: 4,000-7,499 SF
  • Topography: Level
  • Assessor Parcel Number: 640-330-25-01

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 26, 2021
Closed on
Aug 4, 2021
Sold by
Panganiban Christian A and Panganiban Francine S
Bought by
Isidro Jazelle Dizon and Bello Dwight
Seller's Agent
Iris Hirsch
Berkshire Hathaway HomeServices California Properties
Buyer's Agent
Silvia Tirado
Mission Realty Group
List Price
$599,000
Sold Price
$640,000
Premium/Discount to List
$41,000
6.84%
Current Estimated Value
$737,903

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,903
Avg. Annual Appreciation
3.44%
Original Mortgage
$628,408
Outstanding Balance
$573,878
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$158,543

Purchase Details

Closed on
Apr 3, 2020
Sold by
Panganiban Christian A and Panganiban Francine S
Bought by
Panganiban Christian A and Panganiban Francine S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$310,500
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 30, 2016
Closed on
May 13, 2016
Sold by
Dfi Properties Llc
Bought by
Panganiban Trust and Panganiban Francine S
Buyer's Agent
Iris Hirsch
Berkshire Hathaway HomeServices California Properties
List Price
$387,500
Sold Price
$390,000
Premium/Discount to List
$2,500
0.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.07%
Original Mortgage
$331,500
Interest Rate
3.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 24, 2010
Sold by
Spencer Shawn L
Bought by
Dfi Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,488
Interest Rate
4.52%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Aug 8, 2006
Sold by
Spencer Shawn L
Bought by
Spencer Shawn L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$367,000
Interest Rate
6.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 4, 2005
Sold by
Ramirez Raymundo and Ramirez Nicole L
Bought by
Alcala Guillermo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,000
Interest Rate
7.8%
Mortgage Type
Balloon

Purchase Details

Closed on
Sep 3, 2003
Sold by
Spencer Shawn L and Spencer Caroline Lee
Bought by
Spencer Shawn L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
6.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 4, 2001
Sold by
Ives Jason and Ives Emily C
Bought by
Spencer Shawn L and Lee Caroline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,600
Interest Rate
6.65%
Mortgage Type
Balloon

Purchase Details

Closed on
Dec 13, 1995
Sold by
200 Chula Vista Lp
Bought by
Clark Emily M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,700
Interest Rate
7%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Isidro Jazelle Dizon $640,000 Chicago Title Company
Panganiban Christian A -- Orange Coast Title Company
Panganiban Trust $390,000 First American Title Company
Dfi Properties Llc $225,000 Accommodation
Spencer Shawn L -- Southland Title Of San Diego
Alcala Guillermo $515,000 Multiple
Spencer Shawn L -- Southland Title
Spencer Shawn L $222,000 Lawyers Title
Clark Emily M $150,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Isidro Jazelle Dizon $628,408
Previous Owner Panganiban Christian A $310,500
Previous Owner Panganiban Christian A $25,000
Previous Owner Panganiban Trust $331,500
Previous Owner Dfi Properties Llc $179,488
Previous Owner Spencer Shawn L $367,000
Previous Owner Alcala Guillermo $412,000
Previous Owner Spencer Shawn Lavern $9,000
Previous Owner Spencer Shawn L $290,500
Previous Owner Spencer Shawn L $264,000
Previous Owner Spencer Shawn L $177,600
Previous Owner Clark Emily M $143,700
Closed Spencer Shawn L $44,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2021 08/19/21 Sold $640,000 +6.8% $529 / Sq Ft
08/02/2021 08/02/21 Pending -- -- --
07/28/2021 07/28/21 For Sale $599,000 +53.6% $495 / Sq Ft
05/26/2016 05/26/16 Sold $390,000 +0.6% $322 / Sq Ft
05/06/2016 05/06/16 Pending -- -- --
04/30/2016 04/30/16 For Sale $387,500 -- $320 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,146 $679,172 $254,689 $424,483
2024 $8,146 $665,856 $249,696 $416,160
2023 $8,005 $652,800 $244,800 $408,000
2022 $7,777 $640,000 $240,000 $400,000
2021 $5,225 $426,518 $196,045 $230,473
2020 $5,837 $422,145 $194,035 $228,110
2019 $5,684 $413,869 $190,231 $223,638
2018 $5,653 $405,754 $186,501 $219,253
2017 $5,550 $397,799 $182,845 $214,954
2016 $4,215 $280,462 $128,912 $151,550
2015 $4,130 $276,250 $126,976 $149,274
2014 $4,072 $270,839 $124,489 $146,350
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 210021081

San Diego MLS

APN: 640-330-25-01