$640,000
SOLD AUG 29, 2025
3 Beds
2.5 Baths
2,777 Sq Ft
0.33 Acres

Recently Sold

$230 Per Sq Ft

2% Below List Price

2 Days on Market

Highlights

  • Golf Course Community
  • Fishing
  • Gated Community
  • Westview Elementary School Rated A-
  • Home fronts a pond
  • Open Floorplan

About This Home

As of August 2025

Welcome to the well established but quaint and more intimate enclave of Whisper Creek within the amenity filled, golf course community at Windstone. Beautifully cultivated from the entrance to its back gate, the homes of Whisper Creek are impeccably maintained and compliment the resort-style living with a true sense of community of an elevated lifestyle within the gates of your own neighborhood. Located in the county (lower personal property taxes) and with the best of what East Brainerd, Apison and Ooltewah offer in new grocery options less than five minutes from home with even a Starbuck's to get your morning commute going! Also, ultra convenient to top tier schools and local dining and boutique shopping at Cambridge Square. Coupled with the thoughtful, custom design of this one story home on Secret Circle, you will completely capture the most refined comfort, ideal for empty nesters as well as families seeking flexible spaces with generous square footage and not a lot of rooms they no longer need. Quietly tucked away in Whisper Creek at the end of a tree-lined cul-de-sac, Secret Circle opens to an expansive covered front porch of timeless architecture inviting a gracious spirit and classic tone. The spacious open foyer with 12-foot ceilings seamlessly open to the great room flanked by the kitchen and French doors opening to the screen porch. Windows invite an abundance of soft light and frame views of the landscaped leafy greenscapes beyond. A fireplace with built-in bookshelves anchors the oversized room creating a cozy focal point naturally flowing into the dining area and kitchen as one comfortable space warmed by newly finished and added hardwoods throughout. The eat-in kitchen offers fresh quartz countertops, updated hardware and all new appliances with an unencumbered, functional layout of clear visibility into the main living areas. The generous volume of the ceilings, add to the spaciousness of the living & dining areas completely accessible to almost 400 square feet of outdoor living, covered and screened along with open decking. The separate primary suite, like the entire home has been newly revitalized with the promise of a spa quality bathroom to include a new fully tiled shower and soaking tub surrounded in shades of soft whites with warm accents. Individual custom closets add to a wecomed retreat of luxury. Two guest bedrooms and a dedicated office, library or music room all open to the covered front porch. New site finished hardwoods add warmth to freshly painted soft tones of the walls and ceilings throughout the expansive updates and upgrades including generously crowned moldings finished with the addition of 7-1/4" baseboards. The screen porch offers good morning coffee and brings calm to quiet evenings outdoors. A large bonus with its own half bath provides the perfect retreat for a home office, playroom, home gym or guest suite. Thoughtfully built-in storage is abounds throughout. Whisper Creek homeowners enjoy exclusive access to the private Whisper Creek community pool and clubhouse. Additionally, lawn maintenance is included as part of your HOA fees allowing more time to enjoy all that Windstone has to offer. Residents also benefit from gated security, scenic walking trails, multiple pools, stocked fishing ponds, and a sport courts. Optional memberships to the Windstone Golf Club provide access to tennis courts, additional swimming facilities, and a beautifully maintained 18-hole golf course, as well as a full-service clubhouse restaurant. Calling home at 9440 Secret Circle is an invitation to a lifestyle! Defined by discriminating taste, meticulous renovations and low maintenance enjoyment. Whisper Creek Home. No Place like It.

Last Agent to Sell the Property

Linda Brock

Real Estate Partners Chattanooga LLC License #258780 Listed on: 08/06/2025

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Joal Henke

Keller Williams Realty License #295944

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,121

Year Built

  • Built in 2008

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 32.26x158.50
  • Home fronts a pond
  • Property fronts a private road
  • Landscaped
  • Level Lot
  • Front and Back Yard Sprinklers

HOA Fees

  • $320 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Metal Roof
  • Shingle Siding
  • Cement Siding

Interior Spaces

  • 2,777 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Bookcases
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Game Room with Fireplace
  • Bonus Room

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Free-Standing Electric Oven
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry
  • Gas Dryer Hookup

Home Security

  • Security Gate
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Schools

  • Westview Elementary School
  • East Hamilton Middle School
  • East Hamilton High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Available
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 172j E 011

Community Details

Overview

  • Windstone Whisper Creek Subdivision
  • Pond in Community
  • Pond Year Round

Amenities

  • Picnic Area
  • Restaurant
  • Clubhouse
  • Party Room

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Community Pool
  • Fishing
  • Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,121

Year Built

Built in 2008

Lot Details

0

HOA Fees

$320 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.33
  • Lot Size: 32.26X158.50
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Windstone Whisper Creek
  • Directions: I-75 to East Brainerd Rd; 6 miles then right onto Ooltewah-Ringgold Rd; right into Windstone; right onto Holden Farms Pl; right onto Secret Cir
  • Above Grade Finished Sq Ft: 2777.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2777.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 2008
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 172j E 011
  • Location Tax and Legal Elementary School: Westview Elementary
  • Location Tax and Legal Middle Or Junior School2: East Hamilton
  • Location Tax and Legal High School: East Hamilton
  • Location Tax and Legal:Tax Annual Amount: 2121.01
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2777.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.3295
  • General Property Information Lot Size Square Feet2: 14351.0
  • General Property Information Lot Size Dimensions: 32.26X158.50
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: First
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Second
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Room Types Primary Bathroom Level: First
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Parking Features Kitchen Level2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Community Features Pond3: Yes
  • Structure Type:House: Yes
  • Road Frontage Type:Private Road: Yes
  • Interior Features Breakfast Room: Yes
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • Association Amenities Gated3: Yes
  • Association Amenities Tennis Court(s)4: Yes
  • Laundry Features:Sink: Yes
  • Security Features Security Gate: Yes
  • Community Features Pickleball: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: None
  • Appliances: Stainless Steel Appliance(s), Refrigerator, Microwave, Free-Standing Electric Range, Free-Standing Electric Oven, Double Oven, Disposal, Dishwasher
  • Other Equipment: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Bookcases, Breakfast Room, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Primary Downstairs, Recessed Lighting, Separate Shower, Tray Ceiling(s), Tub/shower Combo, Vaulted Ceiling(s), Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Community Features:Tennis Court(s): Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Pool Features:Community: Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Chandelier: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Community Features:Gated: Yes
  • Community Features:Pool: Yes
  • Community Features:Street Lights: Yes
  • Appliances:Free-Standing Electric Oven: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Community Features:Golf: Yes
  • Community Features:Curbs: Yes
  • Community Features:Restaurant: Yes
  • Interior Features:Bookcases: Yes
  • Community Features:Park: Yes
  • Community Features:Fishing: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Front Yard, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear
  • Pool Features: Community
  • View: No
  • Waterfront Features: Pond
  • Waterfront: No
  • Disclosures: Subdivision Restrictions
  • Home Warranty: No
  • Construction Type: Cement Siding, Shingle Siding
  • Exterior Features: Lighting, Rain Gutters
  • Foundation Details: Block
  • Other Structures: None
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch, Screened
  • Roof: Asphalt, Metal, Shingle
  • Construction Materials:Cement Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Landscaped: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Construction Materials:Shingle Siding: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Pond2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Kitchen Level, Off Street, On Street, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Paved2: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:On Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Sink
  • Security: Security Gate, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Curbs, Fishing, Gated, Golf, Park, Pool, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Pond
  • Senior Community: No
  • Amenities: Clubhouse, Gated, Party Room, Picnic Area, Pond Year Round, Pool, Tennis Court(s)
  • Association Fee: 320.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 320.0
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Clubhouse2: Yes
  • Association Amenities:Pool3: Yes
  • Association Amenities:Pond Year Round: Yes
  • Association Amenities:Picnic Area: Yes
  • Association Amenities:Party Room: Yes

Schools

  • Elementary School: Westview Elementary
  • High School: East Hamilton
  • Middle Or Junior School: East Hamilton

Lot Info

  • Lot Size Sq Ft: 14351.0
  • Additional Parcels: No
  • Parcel #: 172j E 011

Tax Info

  • Tax Annual Amount: 2121.01

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2025
Closed on
Aug 29, 2025
Sold by
Wallenhorst Albert J and Wallenhorst Brenda J
Bought by
Whipple Susan and Whipple James I
Seller's Agent
Linda Brock
Real Estate Partners Chattanooga LLC
Buyer's Agent
Joal Henke
Keller Williams Realty
List Price
$650,000
Sold Price
$640,000
Premium/Discount to List
-$10,000
-1.54%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.85%
Original Mortgage
$512,000
Outstanding Balance
$512,000
Interest Rate
5.92%
Mortgage Type
New Conventional
Estimated Equity
$129,799

Purchase Details

Listed on
Mar 1, 2025
Closed on
Mar 14, 2025
Sold by
Decarlo Robert A and Decarlo Linda S
Bought by
Wallenhorst Albert J and Wallenhorst Brenda J
Seller's Agent
Grace Edrington
Berkshire Hathaway HomeServices J Douglas Prop.
Buyer's Agent
Linda Brock
Real Estate Partners Chattanooga, LLC
List Price
$555,000
Sold Price
$555,000
Views
68

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
37.25%

Purchase Details

Closed on
Dec 19, 2008
Sold by
Ival Goldstein Properties Inc
Bought by
Decarlo Robert A and Decarlo Linda S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,200
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $640,000 Cumberland Title & Guaranty
Warranty Deed $640,000 Cumberland Title & Guaranty
Warranty Deed $555,000 Cumberland Title
Warranty Deed $555,000 Cumberland Title
Warranty Deed -- Title Ins Co Of Chattanooga
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $512,000 New Conventional
Closed $512,000 New Conventional
Previous Owner $211,200 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/29/2025 08/29/25 Sold $640,000 -1.5% $230 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
08/06/2025 08/06/25 For Sale $650,000 +17.1% $234 / Sq Ft
03/19/2025 03/19/25 Sold $555,000 0.0% $213 / Sq Ft View Prior Sale
03/02/2025 03/02/25 Pending -- -- --
03/01/2025 03/01/25 For Sale $555,000 -- $213 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,112 $94,400 $0 $0
2023 $2,121 $94,400 $0 $0
2022 $2,121 $94,400 $0 $0
2021 $2,121 $94,400 $0 $0
2020 $2,270 $81,750 $0 $0
2019 $2,270 $81,750 $0 $0
2018 $2,270 $81,750 $0 $0
2017 $2,270 $81,750 $0 $0
2016 $2,297 $0 $0 $0
2015 $2,297 $82,750 $0 $0
2014 $2,297 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1518196

Greater Chattanooga REALTORS®

APN: 172J-E-011