$489,900
SOLD JUL 15, 2025
3 Beds
2.5 Baths
2,499 Sq Ft
0.32 Acres

Recently Sold

$196 Per Sq Ft

2 Days on Market

Highlights

  • Golf Course Community
  • Gated Community
  • Open Floorplan
  • Westview Elementary School Rated A-
  • Golf Course View
  • Clubhouse

About This Home

As of July 2025

Beautifully Updated Home in Windstone Golf Community with Private Backyard & Scenic Views.
Welcome to 9470 Lazy Circles Drive, nestled in the highly sought-after Windstone Golf Community—a gated neighborhood offering luxury amenities like golf, tennis, a clubhouse, and 24/7 security. This 4-bedroom, 2.5-bath home has been beautifully updated and meticulously maintained, offering 2,500 square feet of comfortable living with mountain views and a peaceful, private setting.

Step inside to find fresh paint throughout, a fully remodeled kitchen featuring granite countertops, stainless steel appliances, and a spacious eat-in breakfast area that opens into the great room with a cozy gas fireplace. Whether you're entertaining guests or enjoying a quiet evening at home, this layout is both inviting and functional.

The primary suite on the main level includes a large bathroom with a separate shower, whirlpool tub, and walk-in closet, offering a true retreat. Two additional bedrooms and another full bath complete the main floor, while the spacious bonus room over the garage serves perfectly as a fourth bedroom, home office, playroom, or media space.

Enjoy the outdoors from your screened-in porch, freshly stained deck, or private, tree-lined backyard—perfect for relaxing or entertaining. Additional recent upgrades include:

New roof

New HVAC system

Encapsulated crawlspace for improved energy efficiency and air quality

Natural gas heating and cooking

Updated bathroom finishes

Two-car garage with kitchen-level entry

Located in the heart of Ooltewah and zoned for Apison Elementary and East Hamilton schools, this home offers quiet suburban living with convenient access to dining, shopping, and major commuter routes.

The owners especially love the golf course setting, the serene views, and the sense of community Windstone provides. This is truly a home that blends comfort, convenience, and charm.
Schedule your private tour today!

Last Agent to Sell the Property

Sarah Ketterer

Keller Williams Realty License #328768 Listed on: 06/14/2025

Keller Williams Realty

Last Buyer's Agent

Kadi Brown

The Group Real Estate Brokerage License #305928

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,082

Year Built

  • Built in 1996

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 86.58x163.36
  • Landscaped
  • Sloped Lot
  • Private Yard

HOA Fees

  • $120 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Property Views

  • Golf Course
  • Mountain

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Shingle Roof

Interior Spaces

  • 2,499 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Great Room with Fireplace
  • Sitting Room
  • Breakfast Room
  • Formal Dining Room
  • Game Room with Fireplace
  • Bonus Room
  • Screened Porch
  • Storage
  • Basement
  • Crawl Space
  • Walk-In Attic

Kitchen

  • Eat-In Kitchen
  • Gas Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment for Heating
  • Smart Irrigation

Outdoor Features

  • Deck
  • Screened Patio
  • Rain Gutters

Location

  • Property is near a golf course

Schools

  • Westview Elementary School
  • East Hamilton Middle School
  • East Hamilton High School

Utilities

  • ENERGY STAR Qualified Air Conditioning
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Available
  • ENERGY STAR Qualified Water Heater
  • Gas Water Heater
  • Sewer Not Available
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 172i G 015

Community Details

Overview

  • Association fees include ground maintenance, maintenance structure, security
  • On-Site Maintenance
  • Pond in Community
  • Pond Year Round

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Sport Court
  • Racquetball
  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Jogging Path

Building Details

  • Security

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,082

Year Built

Built in 1996

Lot Details

0

HOA Fees

$120 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.32
  • Lot Size: 86.58X163.36
  • Subdivision Name: None
  • Directions: Continue onto E 23rd St, Turn right onto Rossville Blvd, Take ramp onto I-24, Take exit 185B onto I-75 N, Take exit 3A onto E Brainerd Rd, Turn right onto Ooltewah Ringgold Rd, Turn right onto Windstone Dr, Turn right onto Lazy Circles Drive, Property will be on the right.
  • Above Grade Finished Sq Ft: 2199.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 2499.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 1996
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 172i G 015
  • Location Tax and Legal Elementary School: Westview Elementary
  • Location Tax and Legal Middle Or Junior School2: East Hamilton
  • Location Tax and Legal High School: East Hamilton
  • Location Tax and Legal:Tax Annual Amount: 2082.42
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2199.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.32
  • General Property Information Lot Size Square Feet2: 13939.2
  • General Property Information Lot Size Dimensions: 86.58X163.36
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Second
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Foundation Details BrickMortar: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Interior Features Sitting Area: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Levels:One and One Half: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Water Heater2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Community Features Pond3: Yes
  • Structure Type:House: Yes
  • Interior Features Breakfast Room: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Security Features Security Guard: Yes
  • Cooling ENERGY STAR Qualified Equipment: Yes
  • Association Amenities Playground3: Yes
  • Association Amenities Gated3: Yes
  • Association Amenities Tennis Court(s)4: Yes
  • Utilities Sewer Not Available: Yes
  • Association Amenities Golf Course3: Yes
  • View:Golf Course2: Yes
  • Special Features: None

Interior Features

  • Spa Features: None
  • Appliances: Water Heater, Washer, Stainless Steel Appliance(s), Refrigerator, Microwave, Gas Water Heater, Gas Range, Free-Standing Gas Range, ENERGY STAR Qualified Water Heater, Dryer, Dishwasher
  • Other Equipment: Other
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Room, Cathedral Ceiling(s), Ceiling Fan(s), Connected Shared Bathroom, Crown Molding, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Sitting Area, Storage, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Community Features:Clubhouse: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Community Features:Tennis Court(s): Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Security Features:Gated Community: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Pool Features:Community: Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Golf: Yes
  • Appliances:ENERGY STAR Qualified Water Heater: Yes
  • Community Features:Racquetball: Yes

Exterior Features

  • Lot Features: Landscaped, Near Golf Course, Sloped, Views
  • Pool Features: Community
  • View: Golf Course, Mountain(s), Other
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Exterior Features: Private Yard, Rain Gutters, Smart Irrigation
  • Foundation Details: Brick/Mortar
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Screened, Screened
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Landscaped: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Lot Features:Near Golf Course: Yes
  • Patio And Porch Features:Screened: Yes
  • Exterior Features:Smart Irrigation: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Off Street, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Paved2: Yes

Utilities

  • Laundry Features: Laundry Room, Main Level
  • Security: Gated Community, Security Guard, Security System, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment
  • Cooling Y N: Yes
  • Heating: Central, ENERGY STAR Qualified Equipment, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Not Available, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes
  • Heating:ENERGY STAR Qualified Equipment2: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Golf, Racquetball, Street Lights, Tennis Court(s), Pond
  • Senior Community: No
  • Amenities: Gated, Golf Course, Jogging Path, Picnic Area, Playground, Pond Year Round, Pool, Recreation Facilities, Sport Court, Tennis Court(s)
  • Association Fee: 120.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 120.0
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Pool3: Yes
  • Association Amenities:Pond Year Round: Yes
  • Association Amenities:Jogging Path: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Maintenance Structure: Yes
  • Association Amenities:Picnic Area: Yes
  • Association Amenities:Sport Court: Yes
  • Association Amenities:Recreation Facilities: Yes
  • Association Fee Includes:Security: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Maintenance Structure, Security

Schools

  • Elementary School: Westview Elementary
  • High School: East Hamilton
  • Middle Or Junior School: East Hamilton

Lot Info

  • Lot Size Sq Ft: 13939.2
  • Additional Parcels: No
  • Parcel #: 172i G 015

Tax Info

  • Tax Annual Amount: 2082.42

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2025
Closed on
Jul 15, 2025
Sold by
Dayton And Loretta Shepard Revocable Tru and Shepard Dayton E
Bought by
Anderson Matthias and Anderson Keely
Seller's Agent
Sarah Ketterer
Keller Williams Realty
Buyer's Agent
Kadi Brown
The Group Real Estate Brokerage
List Price
$489,900
Sold Price
$489,900
Views
36

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.66%
Original Mortgage
$440,910
Outstanding Balance
$440,910
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$53,286

Purchase Details

Closed on
Dec 12, 2019
Sold by
Shepard Dayton E and Shepard Loretta M
Bought by
Shepard Dayton E and Shepard Loretta M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,700
Interest Rate
3.72%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 5, 2013
Sold by
Powell Paul and Powell Linda
Bought by
Shepard Dayton Eugene and Shepard Loretta M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 1998
Sold by
Timpanaro Thomas G and Timpanaro Diana S
Bought by
Powell Paul and Powell Linda

Purchase Details

Closed on
Oct 12, 1995
Bought by
Timpanaro Thomas G and Timpanaro Diana
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $489,900 Title Guaranty & Trust
Warranty Deed $489,900 Title Guaranty & Trust
Interfamily Deed Transfer -- None Available
Warranty Deed $265,000 None Available
Warranty Deed $203,000 Legal Title & Escrow Inc
Deed $26,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $440,910 New Conventional
Closed $440,910 New Conventional
Previous Owner $72,700 Credit Line Revolving
Previous Owner $14,700 Credit Line Revolving
Previous Owner $212,000 New Conventional
Previous Owner $111,700 New Conventional
Previous Owner $82,000 Credit Line Revolving
Previous Owner $33,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Sold $489,900 0.0% $196 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
06/14/2025 06/14/25 For Sale $489,900 -- $196 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,073 $92,675 $0 $0
2023 $2,082 $92,675 $0 $0
2022 $2,082 $92,675 $0 $0
2021 $2,082 $92,675 $0 $0
2020 $2,059 $74,125 $0 $0
2019 $2,059 $74,125 $0 $0
2018 $2,059 $74,125 $0 $0
2017 $2,059 $74,125 $0 $0
2016 $2,131 $0 $0 $0
2015 $2,131 $76,750 $0 $0
2014 $2,131 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1514712

Greater Chattanooga REALTORS®

APN: 172I-G-015