NOT LISTED FOR SALE

948 Ruby Dr Westminster, MD 21158

Estimated Value: $361,000 - $393,093

3 Beds
2 Baths
1,760 Sq Ft
$212/Sq Ft Est. Value

Last Sold February 21, 2024

Last sale price $348,500 $198 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,366/month

4 Days on Market

Highlights

  • Rambler Architecture
  • 1 Fireplace
  • Forced Air Heating and Cooling System
  • Westminster Elementary School Rated A-
  • More Than Two Accessible Exits
  • Walk-Up Access

About This Home

As of February 2024

**Offer received** Please have all offers submitted before 5pm on 1/22.

Welcome to this stunning 3-bedroom, 2-full bathroom home nestled in the picturesque Greens of Westminster, MD. This residence offers an exceptional living experience, with meticulous attention to detail and numerous upgrades.

Step inside, and you'll be greeted by a sense of warmth and comfort, thanks to the brand-new carpeting in the living room, primary bedroom, and second bedroom – all replaced in 2022. The luxurious touch of hardwood floors extends seamlessly from the third bedroom through the kitchen, creating an elegant and cohesive living space. Almost the entire home has been repainted since 2020.

One of the highlights of this home is the expansive and mostly finished basement, designed for both relaxation and entertainment. The wet bar adds a touch of sophistication, providing the perfect space for hosting gatherings and celebrations. The full bathroom in the basement adds convenience, making this lower level a versatile and inviting space. Practicality meets style in the unfinished section of the basement, where you'll find a designated laundry area and ample room for storage. The walkout steps leading to the backyard offer easy access and contribute to the overall functionality of the space.

As you venture outside, discover a private oasis in the backyard. The trex decking adds a touch of luxury and is the perfect spot for enjoying outdoor activities or simply unwinding in a serene setting. Whether you're entertaining guests or seeking a quiet retreat, this backyard provides the ideal backdrop for your lifestyle. miss the opportunity to make this house your dream home!

Last Agent to Sell the Property

Jacob Heiland

(717) 253-4050 jheiland@sitesrealtyinc.com Sites Realty, Inc. License #RSR003114 Listed on: 01/18/2024

Last Buyer's Agent

Matthew Bearinger

(410) 608-9920 mbearinger@lifetimeclientgroup.com Samson Properties License #0225256366

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,368

Year Built

  • Built in 1985

Lot Details

  • 8,567

HOA Fees

  • $10 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Partially Finished Basement
  • Walk-Up Access

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Parking

  • Driveway
  • On-Street Parking

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Additional Features

  • More Than Two Accessible Exits
  • 8,567 Sq Ft Lot

Community Details

  • The Greens Of Westminster Subdivision

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 0707090021

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,368

Year Built

Built in 1985

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1985
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Partially Finished, Walkout Stairs
  • Total Sq Ft: 2176
  • Living Area Sq Ft: 1760
  • Price Per Sq Ft: 289.52
  • Above Grade Finished Sq Ft: 1088
  • Below Grade Finished Sq Ft: 672
  • Below Grade Sq Ft: 416
  • Total Below Grade Sq Ft: 1088
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 948

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 120.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139051837
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8567.00
  • Year Assessed: 2023
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4368.00
  • Assessor Parcel Number: 0707090021
  • Tax Lot: 16
  • Tax Total Finished Sq Ft: 1760
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 02/21/2024

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 18, 2024
Closed on
Feb 21, 2024
Sold by
Durski Michael Johnfrancis
Bought by
Plante Robert Michael
Seller's Agent
Jacob Heiland
Sites Realty, Inc.
Buyer's Agent
Matthew Bearinger
Samson Properties
List Price
$315,000
Sold Price
$348,500
Premium/Discount to List
$33,500
10.63%
Views
198
Current Estimated Value
$372,523

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,023
Avg. Annual Appreciation
4.23%
Original Mortgage
$313,650
Outstanding Balance
$308,097
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$64,426

Purchase Details

Listed on
Jan 15, 2020
Closed on
Jun 9, 2020
Sold by
Stiefel Douglas Perry
Bought by
Durski Michael Johnfrancis
Seller's Agent
Lee Moreno
Coldwell Banker Realty
Buyer's Agent
Jacob Heiland
Sites Realty, Inc.
List Price
$254,900
Sold Price
$255,000
Premium/Discount to List
$100
0.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.81%
Original Mortgage
$259,115
Interest Rate
3.2%
Mortgage Type
VA

Purchase Details

Listed on
Nov 6, 2014
Closed on
Mar 25, 2015
Sold by
Spenadel Theodore
Bought by
Stiefel Douglas Perry
Seller's Agent
Ted Spenadel
Samson Properties
Buyer's Agent
Timothy Dulany
RE/MAX Advantage Realty
List Price
$209,900
Sold Price
$200,000
Premium/Discount to List
-$9,900
-4.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.76%
Original Mortgage
$160,000
Interest Rate
3.77%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 17, 2014
Closed on
Apr 17, 2014
Sold by
Secretary Department Of Housing & Urban
Bought by
Spenadel Theodore
Seller's Agent
Diana DiPeppe
CENTURY 21 New Millennium
Buyer's Agent
Ted Spenadel
Samson Properties
List Price
$214,000
Sold Price
$141,249
Premium/Discount to List
-$72,751
-34%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
47.81%
Original Mortgage
$140,000
Interest Rate
4.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 26, 2013
Sold by
Lefkowitz Donald and Lefkowitz Dorothy
Bought by
Branch Banking & Trust Company

Purchase Details

Closed on
Jul 10, 2008
Sold by
Incaprera Brian
Bought by
Lefkowitz Donald and Lefkowitz Dorothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,013
Interest Rate
6.01%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 23, 2008
Sold by
Incaprera Brian
Bought by
Lefkowitz Donald and Lefkowitz Dorothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,013
Interest Rate
6.01%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 4, 2003
Sold by
Hogan Brian P
Bought by
Incaprera Brian and Foley Amy

Purchase Details

Closed on
Jan 24, 1986
Sold by
Peer Construction Company
Bought by
Hogan Brian P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,750
Interest Rate
10.97%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Plante Robert Michael $348,500 Fidelity National Title
Durski Michael Johnfrancis $255,000 Certified Title Corporation
Stiefel Douglas Perry $200,000 None Available
Spenadel Theodore $141,249 First American Title Ins Co
Branch Banking & Trust Company $295,000 Streamline Title & Escrow
Lefkowitz Donald $258,000 --
Lefkowitz Donald $258,000 --
Incaprera Brian $153,000 --
Hogan Brian P $57,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Plante Robert Michael $313,650
Previous Owner Durski Michael Johnfrancis $259,115
Previous Owner Stiefel Douglas Perry $160,000
Previous Owner Spenadel Theodore $140,000
Previous Owner Lefkowitz Donald $254,013
Previous Owner Lefkowitz Donald $254,013
Previous Owner Hogan Brian P $59,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/21/2024 02/21/24 Sold $348,500 +10.6% $198 / Sq Ft
01/22/2024 01/22/24 Pending -- -- --
01/18/2024 01/18/24 For Sale $315,000 +23.5% $179 / Sq Ft
06/12/2020 06/12/20 Sold $255,000 0.0% $145 / Sq Ft
05/01/2020 05/01/20 Pending -- -- --
01/15/2020 01/15/20 For Sale $254,900 +27.5% $145 / Sq Ft
03/25/2015 03/25/15 Sold $200,000 0.0% $184 / Sq Ft
01/06/2015 01/06/15 Rented $1,600 0.0% --
01/06/2015 01/06/15 Under Contract -- -- --
12/28/2014 12/28/14 For Rent $1,600 0.0% --
12/13/2014 12/13/14 Pending -- -- --
12/13/2014 12/13/14 Price Changed $200,000 +0.1% $184 / Sq Ft
12/06/2014 12/06/14 Price Changed $199,900 -4.8% $184 / Sq Ft
11/06/2014 11/06/14 For Sale $209,900 +48.6% $193 / Sq Ft
05/05/2014 05/05/14 Sold $141,249 -25.0% $130 / Sq Ft
03/31/2014 03/31/14 Pending -- -- --
03/06/2014 03/06/14 Price Changed $188,320 -12.0% $173 / Sq Ft
01/17/2014 01/17/14 For Sale $214,000 -- $197 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,574 $289,700 $0 $0
2024 $4,574 $272,300 $0 $0
2023 $4,282 $254,900 $98,600 $156,300
2022 $4,080 $242,867 $0 $0
2021 $7,802 $230,833 $0 $0
2020 $3,675 $218,800 $88,800 $130,000
2019 $3,315 $210,100 $0 $0
2018 $3,417 $201,400 $0 $0
2017 $3,146 $192,700 $0 $0
2016 -- $187,267 $0 $0
2015 -- $181,833 $0 $0
2014 -- $176,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCR2018240

Bright MLS

APN: 07-090021