NOT LISTED FOR SALE

95 E Utica St Oswego, NY 13126

Estimated Value: $176,000 - $249,000

4 Beds
2.5 Baths
1,914 Sq Ft
$113/Sq Ft Est. Value

Last Sold March 11, 2021

Last sale price $163,000 $85 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $1,561/month

23 Days on Market

Highlights

  • In Ground Pool
  • Wood Flooring
  • Formal Dining Room
  • Cape Cod Architecture
  • Den
  • 4-minute walk to Oak Hill Park

About This Home

As of March 2021

Charming Cap Cod on a large corner lot with recent updates including a new roof. . Home features include 4 bedrooms, 2.5 bathrooms, beautiful living room with wood burning fireplace, large Formal dining room, and hardwood floors throughout. Second floor has 2 spacious bedrooms, a full bathroom, ample closet space, and an area for an in home office or den! Clean dry basement with new Washer & Dryer.

Last Listed By

Brendan Benson

Listing by Fitzgibbons Real Estate License #10301213801 Listed on: 12/08/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,343

Year Built

  • Built in 1950

Lot Details

  • 10,200 Sq Ft Lot
  • Lot Dimensions are 102 x 100

Parking

  • 1 Car Attached Garage

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Shingle Roof
  • Partial Copper Plumbing

Interior Spaces

  • 1,914 Sq Ft Home
  • 1.5-Story Property
  • Woodwork
  • Skylights
  • Drapes & Rods
  • Living Room
  • Formal Dining Room
  • Den
  • Scuttle Attic Hole

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • In Ground Pool
  • Porch

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 35
  • Assessor Parcel Number 351200-128-057-0001-035-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,343

Year Built

Built in 1950

Lot Details

0

Listing Details

  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 137500
  • Foundation Description: Block
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 102
  • Lot Dimension Front: 100
  • Lot Information: Neighborhood Street
  • Lot Number: 35
  • Nearest Cross Street: E 7th street
  • Number of Stories: 1.5000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 695986.34
  • Ratio Close Price By Sq Ft: 85.16
  • Ratio List Price By Acres: 674210.08
  • Ratio List Price By Sq Ft: 82.50
  • Regional Board Code: Syracuse
  • Roof Description: Shingles
  • School Tax: 2902
  • Styles of Residence: Cape Cod
  • Sub Board Code: Syracuse
  • Type of Sale: Normal
  • Year Built Description: Existing
  • Lot Sq Ft: 10200
  • Age of Building: 72
  • Year Built: 1950
  • Above Grade Finished Sq Ft: 1914
  • Directions To Property: Located between East 7th and East 8th on E Utica Street.
  • Sq Ft Total Pub: 1914
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1950

Interior Features

  • Full Bathrooms: 2
  • Additional Interior Features: Copper Plumbing - Some, Drapes - Some, Natural Woodwork - some, Skylight
  • Additional Rooms: 1st Floor Bedroom, 1st Floor Master Bedroom, Den/Study, Foyer/Entry Hall, Laundry-Basement, Living Room, Porch - Open
  • Attic Description: Scuttle Access
  • Basement Description: Full
  • Floor Description: Hardwood-Some, Tile-Some, Wall To Wall Carpet-Some
  • Kitchen Appliances Included: Dishwasher, Dryer, Microwave, Oven/Range Gas, Refrigerator, Washer
  • Kitchen Dining Description: Formal Dining Room
  • Number of Bedrooms 1st Floor: 2
  • Number of Bedrooms 2nd Floor: 2
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Half Bathrooms in the Basement: 1
  • Number of Rooms: 7
  • Half Bathrooms: 1
  • Total Bathrooms: 2.10
  • Total Bedrooms: 4
  • Total Sq Ft: 1914

Exterior Features

  • Construction: Wood
  • Additional Exterior Features: Pool-In Ground
  • Number of Acres: 0.2342

Garage/Parking

  • Driveway Description: Concrete
  • Garage Description: Attached
  • Number of Garage Spaces: 1.0000

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Oswego

Lot Info

  • Parcel Number: 351200-128-057-0001-035-000-0000

Tax Info

  • Total Taxes: 6343

MLS Schools

  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 8, 2020
Closed on
Mar 1, 2021
Sold by
Wallin Carl J
Bought by
Santiago Deanna M
Seller's Agent
Brendan Benson
Fitzgibbons Real Estate
Buyer's Agent
Joseph Pauldine
Real Broker NY LLC
List Price
$157,900
Sold Price
$163,000
Premium/Discount to List
$5,100
3.23%
Total Days on Market
23
Current Estimated Value
$216,872

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$53,872
Avg. Annual Appreciation
7.04%
Original Mortgage
$160,047
Outstanding Balance
$145,092
Interest Rate
2.7%
Mortgage Type
FHA
Estimated Equity
$71,780

Purchase Details

Listed on
Aug 26, 2020
Closed on
Nov 4, 2020
Sold by
Pennock Brook Llc
Bought by
Wallin Carl J
Seller's Agent
Kurt Wossner
World United Realty Inc.
Buyer's Agent
Brendan Benson
Fitzgibbons Real Estate
List Price
$149,900
Sold Price
$147,000
Premium/Discount to List
-$2,900
-1.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.11%
Original Mortgage
$139,650
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 2018
Sold by
Irminger Xiao Qin and Irminger Xiaoqin S
Bought by
Pennock Brook Llc

Purchase Details

Closed on
Nov 13, 2006
Sold by
Steele Kimberly A
Bought by
Irminger Xiao Qin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,650
Interest Rate
6.36%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 14, 2005
Sold by
Walbourn Ted and Walbourn Joan A
Bought by
Steele Kimberly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.12%
Mortgage Type
Fannie Mae Freddie Mac

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Santiago Deanna M $163,000 Allied Amer Abstract Corp
Wallin Carl J $147,000 None Available
Pennock Brook Llc $59,626 None Available
Irminger Xiao Qin $137,500 None Available
Steele Kimberly A $150,000 Ticor
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Santiago Deanna M $160,047
Previous Owner Wallin Carl J $139,650
Previous Owner Irminger Xiao Qin $111,650
Previous Owner Steele Kimberly A $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/11/2021 03/11/21 Sold $163,000 +3.2% $85 / Sq Ft
12/08/2020 12/08/20 For Sale $157,900 +7.4% $82 / Sq Ft
11/13/2020 11/13/20 Sold $147,000 -1.9% $77 / Sq Ft
09/10/2020 09/10/20 Pending -- -- --
08/26/2020 08/26/20 For Sale $149,900 -- $78 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,167 $236,000 $21,800 $214,200
2023 $4,167 $160,000 $14,200 $145,800
2022 $4,113 $160,000 $14,200 $145,800
2021 $3,947 $147,000 $14,200 $132,800
2020 $2,609 $137,500 $14,200 $123,300
2019 $2,203 $137,500 $14,200 $123,300
2018 $4,278 $137,500 $14,200 $123,300
2017 $6,732 $137,500 $14,200 $123,300
2016 $1,321 $137,500 $14,200 $123,300
2015 -- $137,500 $14,200 $123,300
2014 -- $137,500 $14,200 $123,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1308589

Central New York Information Services

APN: 351200-128-057-0001-035-000-0000