NOT LISTED FOR SALE

Estimated Value: $853,000 - $878,000

4 Beds
3.5 Baths
3,965 Sq Ft
$217/Sq Ft Est. Value

Last Sold February 21, 2025

Last sale price $860,000 $217 Per Sq Ft

Current estimated payment $5,021/month

5 Days on Market

Highlights

  • Gated Community
  • Pond View
  • Clubhouse
  • Westview Elementary School Rated A-
  • 0.43 Acre Lot
  • Deck

About This Home

As of February 2025

**Multiple Offers: Highest and Best by 6:00 pm 1/18***This timeless Federal-style full-brick custom home offers endless charm and exceptional amenities in the highly sought-after gated community of Emerald Valley. With sidewalks, a pool, and a clubhouse, this neighborhood is perfect for families. Children can walk to Westview Elementary School without ever leaving the neighborhood.
Conveniently located in the county, you'll enjoy significantly lower property taxes while still being close to grocery stores, dining, shopping, community ball fields, Hamilton Place Mall, Enterprise South, nature trails, and the Chattanooga Airport. Life here offers an unmatched combination of convenience, affordability, and accessibility.
The gated entrance ensures reduced traffic, making the neighborhood ideal for biking, walking, and running. Inside, this nearly 4,000-square-foot home is thoughtfully designed across two levels to meet the needs of modern family living.
The main-level master suite provides a private retreat, while the second floor features three additional bedrooms and an oversized bonus room that can function as a media room, playroom, or home gym. Two first-floor home offices are perfectly positioned for privacy, accommodating two remote-working family members with ease.
New roof in 2024 and freshly painted inside & out in neutral tones, this home is ready to complement any decor style, whether traditional or transitional. With its spacious layout, convenient location, and family-friendly community, this home truly embodies the saying: ''Home. No place like it.''

Last Agent to Sell the Property

Kevin Wammak

Real Estate Partners Chattanooga LLC License #324312 Listed on: 01/13/2025

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Laine Mitchell

Keller Williams Realty License #343309

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,249

Year Built

  • Built in 2004

Lot Details

  • 18,613 Sq Ft Lot
  • Lot Dimensions are 186.13x180.79
  • Level Lot
  • Front and Back Yard Sprinklers

HOA Fees

  • $146 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 3,965 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Sound System
  • High Ceiling
  • Fireplace With Gas Starter
  • Wood Frame Window
  • Great Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Game Room with Fireplace
  • Bonus Room
  • Pond Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Double Convection Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Gas Dryer Hookup

Attic

  • Storage In Attic
  • Walk-In Attic

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting

Schools

  • Westview Elementary School
  • East Hamilton Middle School
  • East Hamilton High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 172b C 005

Community Details

Overview

  • $600 Initiation Fee
  • Emerald Valley Subdivision
  • Pond in Community

Recreation

  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,249

Year Built

Built in 2004

Lot Details

0.43 Acres

HOA Fees

$146 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.43
  • Lot Size: 186.13X180.79
  • Subdivision Name: Emerald Valley
  • Directions: East on East Brainerd, Left into Emerald Valley on Waterbury Lane, Right on Windrose Circle. Home on left.
  • Above Grade Finished Sq Ft: 3965.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3965.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: Free Standing Building
  • Year Built: 2004
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 172b C 005
  • Location Tax and Legal Elementary School: Westview Elementary
  • Location Tax and Legal Middle Or Junior School2: East Hamilton
  • Location Tax and Legal High School: East Hamilton
  • Location Tax and Legal:Tax Annual Amount: 3249.17
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3965.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.43
  • General Property Information Lot Size Square Feet2: 18612.83
  • General Property Information Lot Size Dimensions: 186.13X180.79
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: **Multiple Offers: Highest and Best by 6:00 pm 1/18***This timeless Federal-style full-brick custom home offers endless charm and exceptional amenities in the highly sought-after gated community of Emerald Valley. With sidewalks, a pool, and a clubhouse, this neighborhood is perfect for families. Children can walk to Westview Elementary School without ever leaving the neighborhood. Conveniently located in the county, you'll enjoy significantly lower property taxes while still being close to grocery stores, dining, shopping, community ball fields, Hamilton Place Mall, Enterprise South, nature trails, and the Chattanooga Airport. Life here offers an unmatched combination of convenience, affordability, and accessibility. The gated entrance ensures reduced traffic, making the neighborhood ideal for biking, walking, and running. Inside, this nearly 4,000-square-foot home is thoughtfully designed across two levels to meet the needs of modern family living. The main-level master suite provides a private retreat, while the second floor features three additional bedrooms and an oversized bonus room that can function as a media room, playroom, or home gym. Two first-floor home offices are perfectly positioned for privacy, accommodating two remote-working family members with ease. New roof in 2024 and freshly painted inside & out in neutral tones, this home is ready to complement any decor style, whether traditional or transitional. With its spacious layout, convenient location, and family-friendly community, this home truly embodies the saying: ''Home. No place like it.''
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Second
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Community Features Pond3: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Additional Association Fees Initiation Fee Amount: 600.0
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • ViewPond: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Microwave, Gas Water Heater, Gas Range, Double Oven, Disposal, Dishwasher, Convection Oven
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Double Vanity, Eat-in Kitchen, High Ceilings, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Sound System, Tub/shower Combo, Walk-In Closet(s), Wet Bar
  • Window Features: Wood Frames
  • ResoLivingAreaSource: Appraiser
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Double Vanity: Yes
  • Security Features:Gated Community: Yes
  • Pool Features:Community: Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Wet Bar: Yes
  • Interior Features:Sound System: Yes

Exterior Features

  • Lot Features: Front Yard, Level, Sprinklers In Front, Sprinklers In Rear
  • Pool Features: Community
  • View: Pond
  • View: Yes
  • Waterfront: No
  • Disclosures: Subdivision Restrictions
  • Home Warranty: No
  • Construction Type: Brick, Fiber Cement
  • Exterior Features: Lighting
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Front Yard2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Circular Driveway, Garage Door Opener, Garage Faces Side, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Circular Driveway: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Gated Community, Smoke Detector(s)
  • Cooling: Central Air, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Sidewalks, Pond
  • Senior Community: No
  • Association Fee: 1750.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1750.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Westview Elementary
  • High School: East Hamilton
  • Middle Or Junior School: East Hamilton

Lot Info

  • Lot Size Sq Ft: 18612.83
  • Additional Parcels: No
  • Parcel #: 172b C 005
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3249.17

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2025
Closed on
Feb 18, 2025
Sold by
Bingham Brian S and Bingham Kelly
Bought by
Dearborn Matthew and Dearborn Briana
Seller's Agent
Kevin Wammak
Real Estate Partners Chattanooga LLC
Buyer's Agent
Laine Mitchell
Keller Williams Realty
List Price
$850,000
Sold Price
$860,000
Premium/Discount to List
$10,000
1.18%
Views
30
Current Estimated Value
$860,407

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$407
Avg. Annual Appreciation
0.04%
Original Mortgage
$688,000
Outstanding Balance
$682,131
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$178,276

Purchase Details

Listed on
Mar 6, 2023
Closed on
Apr 14, 2023
Sold by
Gray Pamela S
Bought by
Bingham Brian S and Bingham Kelly
Seller's Agent
Linda Brock
Real Estate Partners Chattanooga LLC
Buyer's Agent
Kevin Wammak
Real Estate Partners Chattanooga LLC
List Price
$768,500
Sold Price
$750,000
Premium/Discount to List
-$18,500
-2.41%
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.64%
Original Mortgage
$750,000
Interest Rate
6.65%
Mortgage Type
Construction

Purchase Details

Closed on
Apr 14, 2005
Sold by
Ernst Pamela M and Bennett Kathy J
Bought by
Gray Pamela S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
5.5%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Aug 6, 2003
Sold by
Emerald Valley Llc
Bought by
Emerald Valley Homeowners Assn Inc

Purchase Details

Closed on
Jul 7, 2003
Sold by
Emerald Valley Llc
Bought by
Ernst Pamela M and Bennett Kathy J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dearborn Matthew $860,000 Cumberland Title & Guaranty
Dearborn Matthew $860,000 Cumberland Title & Guaranty
Bingham Brian S $750,000 None Listed On Document
Gray Pamela S $500,000 First Title
Emerald Valley Homeowners Assn Inc -- Pioneer Title Agency Inc
Ernst Pamela M $65,000 Title Insurance Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dearborn Matthew $688,000
Closed Dearborn Matthew $688,000
Previous Owner Bingham Brian S $750,000
Previous Owner Gray Pamela S $400,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/21/2025 02/21/25 Sold $860,000 +1.2% $217 / Sq Ft
01/18/2025 01/18/25 Pending -- -- --
01/13/2025 01/13/25 For Sale $850,000 +13.3% $214 / Sq Ft
04/14/2023 04/14/23 Sold $750,000 0.0% $189 / Sq Ft View Prior Sale
03/12/2023 03/12/23 Off Market $750,000 -- --
03/10/2023 03/10/23 Price Changed $750,000 -2.4% $189 / Sq Ft
03/05/2023 03/05/23 For Sale $768,500 -- $194 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,321 $219,075 $0 $0
2024 $3,240 $144,825 $0 $0
2023 $3,249 $144,825 $0 $0
2022 $3,249 $144,825 $0 $0
2021 $3,249 $144,825 $0 $0
2020 $3,677 $132,650 $0 $0
2019 $3,677 $132,650 $0 $0
2018 $3,677 $132,650 $0 $0
2017 $3,677 $132,650 $0 $0
2016 $3,517 $0 $0 $0
2015 $3,517 $126,875 $0 $0
2014 $3,517 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1505601

Greater Chattanooga REALTORS®

APN: 172B-C-005

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