$480,000
SOLD NOV 7, 2025

953 Posey St Galt, CA 95632

3 Beds
2.5 Baths
1,542 Sq Ft
4,979 Sq Ft Lot

Recently Sold

$311 Per Sq Ft

9% Below List Price

144 Days on Market

Highlights

  • Solar Power System
  • Quartz Countertops
  • Formal Dining Room
  • Built-In Refrigerator
  • Breakfast Area or Nook
  • 3-minute walk to Galt Community Park

About This Home

As of November 2025

Priceimprovement for a beautiful Smart wired home located in the highly sought after Veranda at River Oaks neighborhood. You can completely control the home with an app on your phone, lock/unlock the main door, garage, thermostat, and much more! This gorgeous 3 bedroom/2.5 bath home has a spacious kitchen with quartz counter tops and stainless steel appliances. The laundry room is located upstairs near the bedrooms. No maintenance exterior gardening and owned Solar included! Need some exercise, your new home is a few short steps to the Galt Community Park that includes lighted volley ball courts, basketball courts and tennis courts. Don't miss this great opportunity.

Last Agent to Sell the Property

Tiwana Smith

Scout Realty Group, Inc License #01771843 Listed on: 05/23/2025

Last Buyer's Agent

Kayla Davison

Homeland Realty and Investments License #02083060

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2021

Lot Details

  • 4,979 Sq Ft Lot
  • Property is zoned R3

HOA Fees

  • $119 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Concrete Foundation
  • Tile Roof
  • Concrete Perimeter Foundation
  • Stucco
  • Adobe

Interior Spaces

  • 1,542 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Formal Dining Room

Kitchen

  • Breakfast Area or Nook
  • Built-In Gas Oven
  • Built-In Gas Range
  • Microwave
  • Built-In Refrigerator
  • Dishwasher
  • Kitchen Island
  • Quartz Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Quartz Bathroom Countertops
  • Secondary Bathroom Double Sinks

Laundry

  • Laundry Room
  • Laundry on upper level
  • 220 Volts In Laundry

Home Security

  • Prewired Security
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Solar Power System

Utilities

  • Central Heating and Cooling System
  • 220 Volts in Kitchen
  • Private Water Source
  • Water Heater

Community Details

  • Association fees include common areas, roof, ground maintenance
  • Veranda At River Oaks Association, Phone Number (916) 925-9000
  • Built by Elliott Homes
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 148-1190-042-0000

Home Details

Home Type

Single Family

Year Built

Built in 2021

Lot Details

0

HOA Fees

$119 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Unknown
  • Stories: 2
  • Year Built: 2021
  • Levels: Two
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Refrigerator, Built-In Gas Oven, Built-In Gas Range, Built-In Refrigerator, Dishwasher, Disposal, Microwave
  • Flooring: Carpet, Laminate
  • Total Bathrooms: 3
  • Bathroom Features: Closet, Double Sinks, Quartz
  • Dining Room Features: Formal Area
  • Kitchen Features: Breakfast Area, Quartz Counter, Island
  • Living Room Features: Other
  • Main Level: Living Room, Dining Room, Partial Bath(s), Garage, Kitchen, Street Entrance
  • Price Per Square Foot: 311.28
  • Square Footage: 1542.00

Exterior Features

  • Builder Name: Elliott Homes
  • Construction Materials: Adobe, Stucco, Wood
  • Foundation: Concrete
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 480000.00
  • Lot Features: Curb(s)/Gutter(s), Low Maintenance
  • New Construction: No
  • Pool: No
  • Roof: Tile
  • Spa: No

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Security System Prewired, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public, Solar, Sewer In & Connected
  • Cooling: Central
  • Electric: 220 Volts in Kitchen, 220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Upper Floor, Inside Area, Inside Room
  • Water Source: Private

Condo/Co-op/Association

  • Association Features: Other
  • Association Fee: 119
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Areas, Roof, Maintenance Grounds
  • Association Name: Veranda at River Oaks
  • Association Phone: (916) 925-9000
  • Association: Yes
  • Senior Community: No

Association/Amenities

  • Mandatory Association: Yes

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Galt Joint UHS

Lot Info

  • Zoning: R3
  • Irrigation: Public District
  • Lot Size Acres: 0.1143
  • Lot Size Sq Ft: 4979.00

Multi Family

Tax Info

  • Assessor Parcel Number: 148-1190-042-0000
  • Bonds/Assessments/Taxes Description: Mello Roos
  • Bonds/Assessments/Taxes: Yes

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2025
Closed on
Nov 3, 2025
Sold by
Freddie And Laverne Downs Living Trust and Downs Freddie Lee
Bought by
Salazar Ruben
Seller's Agent
Tiwana Smith
Scout Realty Group, Inc
Buyer's Agent
Kayla Davison
Homeland Realty and Investments
List Price
$525,000
Sold Price
$480,000
Premium/Discount to List
-$45,000
-8.57%
Views
158

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.21%
Original Mortgage
$180,000
Outstanding Balance
$180,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$314,052

Purchase Details

Closed on
Nov 1, 2021
Sold by
Elliott Homes Inc
Bought by
Downs Freddie Lee and Downs Laverne Denise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$382,670
Interest Rate
2.88%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $480,000 Placer Title
Grant Deed $433,000 Stewart Title Of Sacramento
Grant Deed $433,000 Stewart Title Of Sacramento
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,000 New Conventional
Previous Owner $382,670 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Sold $480,000 0.0% $311 / Sq Ft
11/02/2025 11/02/25 Off Market $480,000 -- --
10/14/2025 10/14/25 Pending -- -- --
08/13/2025 08/13/25 Price Changed $480,000 -3.8% $311 / Sq Ft
06/30/2025 06/30/25 Price Changed $499,000 -2.2% $324 / Sq Ft
06/17/2025 06/17/25 Price Changed $509,999 -1.0% $331 / Sq Ft
06/08/2025 06/08/25 Price Changed $515,000 -1.9% $334 / Sq Ft
05/23/2025 05/23/25 For Sale $525,000 -- $340 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,365 $459,502 $95,508 $363,994
2024 $6,365 $450,493 $93,636 $356,857
2023 $6,230 $441,660 $91,800 $349,860
2022 $5,961 $433,000 $90,000 $343,000
2021 $2,123 $50,901 $50,901 $0
2020 $247 $21,892 $21,892 $0
Source: Public Records

Agents Affiliated with this Home

  • Tiwana Smith

    Seller's Agent in 2025

    Tiwana Smith

    Scout Realty Group, Inc

    (916) 538-9565

    1 in this area

    26 Total Sales

    Tiwana Smith
    Section Image
  • Kayla Davison

    Buyer's Agent in 2025

    Kayla Davison

    Homeland Realty and Investments

    (209) 642-1029

    15 in this area

    30 Total Sales

    Kayla Davison
    Section Image
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Map

Source: MetroList

MLS Number: 225066847

MetroList

APN: 148-1190-042

California Sacramento County Galt 95632

953 Posey St, Galt, CA

Sold

Detached

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