$1,125,000
SOLD MAY 5, 2025
5 Beds
3.5 Baths
5,020 Sq Ft
0.99 Acres

Recently Sold

$224 Per Sq Ft

6% Below List Price

28 Days on Market

Highlights

  • Lake Front
  • Outdoor Pool
  • Mature Trees
  • Geist Elementary School Rated A
  • 0.99 Acre Lot
  • Deck

About This Home

As of May 2025

This spacious 5bedroom, 3 1/2-bathroom home offers incredible potential and is the perfect opportunity for a buyer looking to make cosmetic updates while enjoying a prime waterfront location on Geist Reservoir. With over 5,000 square feet of living space, this home provides ample room to grow and customize to your taste. The main level features an open-concept kitchen and living room, ideal for entertaining, along with a formal dining room and a beautiful office with coffered ceilings. The walk-out basement offers a wet bar, family room, and additional workshop area, offering even more versatile space for your needs. The home also features vinyl windows throughout for energy efficiency, and two brand new furnaces provide peace of mind for years to come. Upstairs, the oversized primary suite includes a cozy sitting room, large full bath and a balcony overlooking the water. 4 additional spacious bedrooms offer plenty of room for a growing family or guests plus there's a bonus room that could be a secondary office or craft room. Step outside to enjoy serene water views from the large deck and 3 season glass enclosed sunroom or take advantage of the nearly 1-acre lot. With 470 FEET OF WATER FRONTAGE with a full sea wall, and three separate docks-including a dual slip floating dock with electric lift and 3 drive on PWC lifts, you'll have all the waterfront access you could ever need. The property also boasts an inground pool for relaxing by the water. Located in the HSE School System, this home offers the rare chance to own practically the entire cove and enjoy a peaceful, waterfront lifestyle. With some cosmetic updates, this home could easily become your dream retreat on Geist.

Last Agent to Sell the Property

Jada Sparks

Carpenter, REALTORS® Brokerage Email: jada@steveandjada.com License #RB14051660 Listed on: 02/06/2025

Carpenter, REALTORS®

Co-Listed By

Stephen Green

Carpenter, REALTORS® Brokerage Email: jada@steveandjada.com License #RB19002203

Last Buyer's Agent

Eric Forney

Keller Williams Indy Metro S License #RB14051770

Keller Williams Indy Metro S

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,830

Year Built

  • Built in 1988

Lot Details

  • 0.99 Acre Lot
  • Lake Front
  • Reservoir Front
  • Corner Lot
  • Mature Trees

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Vaulted Ceiling
  • Vinyl Clad Windows
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Formal Dining Room
  • Lake Views
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Double Oven
  • Gas Cooktop
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Sump Pump

Outdoor Features

  • Outdoor Pool
  • Balcony
  • Deck
  • Patio
  • Enclosed Glass Porch

Schools

  • Geist Elementary School
  • Fall Creek Junior High
  • Fall Creek Intermediate School
  • Hamilton Southeastern High School

Utilities

  • Forced Air Heating System
  • Dual Heating Fuel
  • Tankless Water Heater
  • Gas Water Heater

Community Details

  • Association fees include home owners, management, security, snow removal
  • Association Phone (317) 875-5600
  • Masthead Subdivision
  • Property managed by Geist Harbours Property Owners Association
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Tax Lot 291
  • Assessor Parcel Number 291509001028000020
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,830

Year Built

Built in 1988

Lot Details

0

HOA Fees

$44 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1988
  • Building Area Total: 5020
  • Co List Office Phone: 317-252-0400
  • Garage Y N: Yes
  • Lot Size Acres: 0.99
  • On Market Date: 2025-02-06
  • Subdivision Name: Masthead
  • Inspection Warranties: Warranty Homebuyers
  • Transaction Type: Sale
  • Website: www.steveandjada.com
  • Accessibility Features YN: No
  • Website: https://ghpoa.com/
  • MBR_AttributionContact: jada@steveandjada.com
  • Attribution Contact: jada@steveandjada.com
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Exterior Entry, Finished, Walk Out
  • Appliances: Gas Cooktop, Dishwasher, Gas Water Heater, Double Oven, Refrigerator, Tankless Water Heater, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1240
  • Fireplace Features: Family Room, Living Room, Woodburning Fireplce
  • Fireplaces: 2
  • Interior Amenities: Vaulted Ceiling(s), Wet Bar, Windows Vinyl
  • Living Area: 5020
  • Other Equipment: Smoke Alarm, Sump Pump
  • Areas Interior: Living Room Formal
  • Eating Area: Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 0
  • Main Level Sq Ft: 1822
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Upper Level Sq Ft: 1958
  • ResoLivingAreaSource: Assessor
  • Rooms Basement: 3

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Exterior Features: Balcony
  • Foundation Details: Concrete Perimeter, Block
  • List Price: 1200000
  • Patio And Porch Features: Deck UP, Glass Enclosed, Open Patio
  • Pool Features: In Ground, Outdoor Pool
  • Pool Private Y N: Yes
  • View: Lake, Water
  • View Y N: Yes
  • Waterfront Features: Boat Slip, Dock, Lake Front, On Reservoir, Water View, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached, Concrete, Garage Door Opener
  • Garage Sq Ft: 500

Utilities

  • Heating: Dual, Electric, Forced Air, Natural Gas
  • Laundry Features: Main Level
  • Water Source: Municipal/City
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Management, Security, Snow Removal
  • Association Fee: 525
  • Association Fee Frequency: Annually
  • Association Phone: 317-875-5600
  • Association YN: Yes
  • Management Company Name: Geist Harbours Property Owners Association
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Association Home Owners, Management, Security, Snow Removal

Schools

  • Middle Or Junior School: Fall Creek Junior High
  • MBR_IntermediateSchool: Fall Creek Intermediate School

Lot Info

  • Lot Features: Corner Lot, Curbs, Mature Trees
  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 43124
  • Parcel Number: 291509001028000020
  • Acres: 1/2-1 Acre
  • Price Acre: 1136364

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 9830
  • Tax Lot: 291
  • Semi Annual Property Tax Amt: 4915
  • Tax Exemption: Homestead Tax Exemption,Veteran Tax Exemption

MLS Schools

  • Elementary School: Geist Elementary School
  • High School: Hamilton Southeastern HS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2025
Closed on
May 1, 2025
Sold by
Hughes Thomas
Bought by
Maish Mary
Seller's Agent
Jada Sparks
Carpenter, REALTORS®
Buyer's Agent
Eric Forney
Keller Williams Indy Metro S
List Price
$1,200,000
Sold Price
$1,125,000
Premium/Discount to List
-$75,000
-6.25%
Views
131

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.95%
Original Mortgage
$900,000
Outstanding Balance
$898,919
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$299,914

Purchase Details

Closed on
Sep 20, 2004
Sold by
Blaize Carl E and Blaize Joan R
Bought by
Hughel Thomas and Hughel Paula

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Indiana Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $900,000 New Conventional
Previous Owner $219,700 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $365,000 New Conventional
Previous Owner $500,000 Purchase Money Mortgage
Closed $50,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/05/2025 05/05/25 Sold $1,125,000 -6.3% $224 / Sq Ft
03/06/2025 03/06/25 Pending -- -- --
02/06/2025 02/06/25 For Sale $1,200,000 -- $239 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,830 $946,700 $356,600 $590,100
2023 $9,830 $851,200 $356,600 $494,600
2022 $8,980 $755,000 $356,600 $398,400
2021 $8,531 $708,000 $356,600 $351,400
2020 $8,712 $699,700 $356,600 $343,100
2019 $8,621 $692,500 $341,100 $351,400
2018 $8,607 $688,600 $341,100 $347,500
2017 $8,395 $684,100 $341,100 $343,000
2016 $8,424 $685,800 $341,100 $344,700
2014 $7,099 $638,900 $341,100 $297,800
2013 $7,099 $641,200 $341,100 $300,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22017830

MIBOR Broker Listing Cooperative®

APN: 29-15-09-001-028.000-020