$219,000

9704 Summer Creek Dr Panama City, FL 32409

Estimated payment $1,438/month

Total Views 643
1.24 Acres
$176,613 Price per Acre
54,014 Sq Ft Lot

Highlights

  • Lake Front
  • Fishing
  • Clubhouse
  • Boat Dock
  • Gated Community
  • Community Pool

About This Lot

Discover this WATERFRONT opportunity to build your dream home on a 1.24-ACRE homesite in the stunning Cedar Creek community on Deer Point Lake. This expansive property with approximately 122' of water frontage offers an idyllic blend of beauty and seclusion in a community nestled within a serene wooded paradise. With approximately 122' of water frontage, this oversized property blends natural beauty, privacy, and convenience in a serene wooded community.The homesite has incredible views and mature trees remain, creating a private, shaded retreat making it a blank canvas for your dream home. Wake up in the morning to coffee overlooking the waters of Deer Point Lake on your covered back porch. Enjoy the wildlife in your back yard from the comfort of your own home. Here, you'll have space for it all: your dream home, a pool, pole barn, detached garage, or storage for RVs, campers, and boats. With direct access to Deer Point Lake, you can enjoy fishing, kayaking, or simply watching the sunset from your own shoreline.Cedar Creek is a thoughtfully-designed, master planned community designed to preserve its natural charm while offering resort-style amenities. Residents enjoy a large community pool & clubhouse, playground & greenspace, golf cart-friendly streets and abundant wildlife in a peaceful, country-like setting.Known for its world-class fishing, Deer Point Lake is a haven for bream, bass, and shellcracker enthusiasts, while nearby Econfina Creek and the conveniences of Panama City dining, shopping, grocery stores, and more are just minutes away.This is more than land--it's an opportunity to create your waterfront legacy. Wake up each morning to sparkling lake views, spend afternoons on the water, and come home to a property tailored entirely to your lifestyle.Don't miss your chance to own one of the most desirable homesites in Cedar Creek.

Listing Agent

Carly Sostheim

Corcoran Reverie Listed on: 08/21/2025

Corcoran Reverie

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $1,524

Lot Details

  • 1.24 Acre Lot
  • Lot Dimensions are 122' x 466' x 134' x 413'
  • Lake Front
  • Property fronts a freeway

HOA Fees

  • $120 Monthly HOA Fees

Property Views

  • Lake Views

Schools

  • Deane Bozeman Elementary And Middle School
  • Deane Bozeman High School

Utilities

  • Underground Utilities
  • Septic Needed

Community Details

Overview

  • Association fees include management, clubhouse, fishing rights, legal/accounting, ground maintenance, playground, pool(s), recreation facilities
  • Cedar Creek Ph Ii Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse

Recreation

  • Boat Dock
  • Community Playground
  • Community Pool
  • Fishing
  • Park

Security

  • Gated Community

Property Details

Property Type

Land

Est. Annual Taxes

$1,524

Lot Details

0

HOA Fees

$120 per month

Listing Details

  • Property Type: Land
  • Property Sub Type: Residential
  • Lot Size Acres: 1.24
  • Lot Size: 122' x 466' x 134' x 413'
  • Road Frontage Type: Freeway
  • Road Surface Type: Paved
  • Subdivision Name: Cedar Creek Ph II
  • Property Sub Type Additional: Unimproved Land
  • Special Features: None

Exterior Features

  • Pool Features: Community
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake, Waterfront
  • Waterfront: Yes

Utilities

  • Utilities: Underground Utilities, Water Available
  • Security Features: Gated Community
  • Sewer: Septic Needed
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 360.0
  • Community Features: Barbecue, Clubhouse, Fishing, Gated, Playground, Park, Pool, Waterfront
  • Amenities: Dock, Gated, Barbecue, Picnic Area
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Fishing Rights, Legal/Accounting, Maintenance Grounds, Playground, Pool(s), Recreation Facilities

Schools

  • Middle Or Junior School: Deane Bozeman

Lot Info

  • Lot Features: Waterfront
  • Lot Size Sq Ft: 54014.0
  • Zoning Description: Resid Single Family

Tax Info

  • Tax Annual Amount: 1523.86
  • Tax Year: 2025

MLS Schools

  • Elementary School: Deane Bozeman
  • High School: Deane Bozeman

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,483 $123,400 $123,400 --
2023 $1,483 $118,400 $118,400 $0
2022 $1,344 $116,410 $116,410 $0
2021 $1,384 $116,410 $116,410 $0
2020 $1,323 $110,075 $110,075 $0
2019 $1,321 $110,075 $110,075 $0
2018 $1,203 $87,450 $0 $0
2017 $985 $79,500 $0 $0
2016 $1,082 $84,900 $0 $0
2015 $1,257 $95,403 $0 $0
2014 $1,255 $95,403 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 For Sale $219,000 +83.3% --
06/20/2022 06/20/22 Off Market $119,500 -- --
06/20/2022 06/20/22 Off Market $119,000 -- --
05/01/2019 05/01/19 Sold $119,000 -8.4% --
03/28/2019 03/28/19 Pending -- -- --
12/05/2018 12/05/18 For Sale $129,900 +8.7% --
02/28/2018 02/28/18 Sold $119,500 0.0% --
01/23/2018 01/23/18 Pending -- -- --
06/05/2017 06/05/17 For Sale $119,500 -- --
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $37,900 Cornerstone Title
Warranty Deed $119,000 Diamond Title Agency Inc
Warranty Deed $119,500 Cornerstone Title Agency Inc
Special Warranty Deed $2,550,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $78,581 New Conventional
Previous Owner $95,200 Future Advance Clause Open End Mortgage
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 777953

Central Panhandle Association of REALTORS®

APN: 07611-300-031