NOT LISTED FOR SALE

972 Bluff Ave Saint Charles, MN 55972

Estimated Value: $182,000 - $227,000

2 Beds
1 Bath
1,016 Sq Ft
$198/Sq Ft Est. Value

Sale Details

Date Sold: July 8, 2025

Last sale price $200,000 $197 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,231 / mo

Highlights

  • No HOA
  • Living Room
  • Forced Air Heating and Cooling System
  • St. Charles Secondary School Rated 9+
  • Laundry Room

About This Home

As of July 2025

Charming two bedroom home on beautiful Bluff Ave in St. Charles. The lving room offers beautiful wood floors. The large yard offers a private patio area with a built-in fire pit. This home is located just a block from the elementary school.

Last Agent to Sell the Property

Camille Hanson

Edina Realty, Inc. Listed on: 06/05/2025

Edina Realty, Inc.

Last Buyer's Agent

Camille Hanson

Edina Realty, Inc. Listed on: 06/05/2025

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,028

Year Built

  • Built in 1880

Lot Details

  • 12,850 Sq Ft Lot
  • Lot Dimensions are 83x155

Parking

  • 2 Car Garage

Home Design

  • Flex
  • Vinyl Siding

Interior Spaces

  • 1,016 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Laundry Room
  • Basement

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Stones Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 290800160

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,028

Year Built

Built in 1880

Lot Details

0.29 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1880
  • Above Grade Finished Sq Ft: 1016
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Other
  • Living Area: 1016
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bedroom 2, Flex Room, Bathroom, Laundry

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Garage/Parking

  • Parking Features: Detached

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Charles
  • SchoolDistrictPhone: 507-932-4423

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 83x155
  • Lot Size Sq Ft: 12850.2
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 290800160
  • Tax Annual Amount: 2028
  • TaxWithAssessments: 2028.0000

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 5, 2025
Closed on
Jul 8, 2025
Sold by
Bought by
Seller's Agent
Camille Hanson
Edina Realty, Inc.
Buyer's Agent
Camille Hanson
Edina Realty, Inc.
List Price
$199,900
Sold Price
$200,000
Premium/Discount to List
$100
0.05%
Views
1
Current Estimated Value
$201,058

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,058
Avg. Annual Appreciation
0.56%
Original Mortgage
$170,000
Outstanding Balance
$169,714
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$31,344

Purchase Details

Closed on
May 12, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,650
Interest Rate
5.3%
Mortgage Type
Balloon

Purchase Details

Closed on
Jan 15, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,660
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 16, 2014
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,900
Interest Rate
4.15%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$200,000 None Listed On Document
$145,000 Burnet Title
$97,400 None Available
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $170,000
Previous Owner $140,650
Previous Owner $87,660
Previous Owner $51,900
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/08/2025 07/08/25 Sold $200,000 +0.1% $197 / Sq Ft
06/05/2025 06/05/25 Pending -- -- --
06/05/2025 06/05/25 For Sale $199,900 -- $197 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,742 $163,900 $45,900 $118,000
2024 $2,028 $158,700 $45,400 $113,300
2023 $1,430 $159,500 $45,400 $114,100
2022 $1,366 $142,100 $42,000 $100,100
2021 $1,076 $130,800 $38,200 $92,600
2020 $1,074 $110,400 $32,700 $77,700
2019 $1,158 $110,400 $32,700 $77,700
2018 $1,120 $98,200 $28,900 $69,300
2017 $1,062 $0 $0 $0
2016 $1,032 $0 $0 $0
2015 $1,032 $0 $0 $0
2014 $758 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Camille Hanson

    Seller's Agent in 2025

    Camille Hanson

    Edina Realty, Inc.

    (507) 313-3885

    134 Total Sales

    Camille Hanson
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Map

Source: NorthstarMLS

MLS Number: 6733948

NorthstarMLS

APN: 29.080.0160

Minnesota Winona County Saint Charles 55972

972 Bluff Ave, Saint Charles, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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