NOT LISTED FOR SALE

978 Bluff Ave Saint Charles, MN 55972

Saint Charles Area

Estimated Value: $211,000 - $232,446

3 Beds
2 Baths
1,291 Sq Ft
$170/Sq Ft Est. Value

Sale Details

Date Sold: March 5, 2025

Last sale price $219,000 $170 Per Sq Ft

Current estimated payment $1,288 / mo

52 Days on Market

Highlights

  • No HOA
  • St. Charles Secondary School Rated 9+
  • Forced Air Heating and Cooling System

About This Home

As of March 2025

Charming 3 bedroom 2 bath home located in the heart of Saint Charles. 2 bedrooms on the main floor and a large family room to enjoy. Primary bed/bath on the upper level. Bonus room on the main floor that could be converted into a bedroom! The many updates in this house include fresh carpet, luxurious plank flooring, remodeled bathrooms and a remodeled kitchen with brand new appliances. Enjoy the convenience of main floor laundry. Close walk to downtown amenities. Call now to make this your home!

Last Agent to Sell the Property

Lane Welch

Edina Realty, Inc. Listed on: 12/13/2024

Edina Realty, Inc.

Last Buyer's Agent

Camille Hanson

Edina Realty, Inc.

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,036

Year Built

  • Built in 1885

Lot Details

  • Lot Dimensions are 75 x 155

Interior Spaces

  • 1,291 Sq Ft Home
  • 1.5-Story Property
  • Basement
  • Block Basement Construction

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Stones Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 290800010

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,036

Year Built

Built in 1885

Lot Details

0.26 Acres

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1885
  • Above Grade Finished Sq Ft: 1291
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block
  • Appliances: Electric Water Heater, Refrigerator
  • Living Area: 1291
  • Fireplace: No
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Garage/Parking

  • Parking Features: Gravel

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Electric, Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Charles
  • SchoolDistrictPhone: 5079324423

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 75 x 155
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 290800010
  • Tax Annual Amount: 1036
  • TaxWithAssessments: 1036

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 13, 2024
Closed on
Mar 5, 2025
Sold by
Bought by
Seller's Agent
Lane Welch
Edina Realty, Inc.
Buyer's Agent
Camille Hanson
Edina Realty, Inc.
List Price
$239,900
Sold Price
$219,000
Premium/Discount to List
-$20,900
-8.71%
Views
84
Current Estimated Value
$219,112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$112
Avg. Annual Appreciation
0.04%
Original Mortgage
$10,995
Interest Rate
0.0696%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 9, 2024
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
0.0678%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$219,900 None Listed On Document
$44,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $10,995
Open $215,916
Previous Owner $80,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/05/2025 03/05/25 Sold $219,000 -0.4% $170 / Sq Ft
02/03/2025 02/03/25 Pending -- -- --
01/31/2025 01/31/25 Price Changed $219,900 -2.2% $170 / Sq Ft
01/15/2025 01/15/25 Price Changed $224,900 -2.2% $174 / Sq Ft
12/31/2024 12/31/24 Price Changed $229,900 -4.2% $178 / Sq Ft
12/13/2024 12/13/24 For Sale $239,900 -- $186 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,130 $120,000 $42,100 $77,900
2024 $1,036 $107,900 $41,600 $66,300
2023 $828 $110,700 $41,600 $69,100
2022 $772 $95,200 $38,500 $56,700
2021 $576 $87,000 $35,000 $52,000
2020 $586 $73,100 $30,000 $43,100
2019 $514 $73,100 $30,000 $43,100
2018 $498 $67,500 $26,500 $41,000
2017 $518 $0 $0 $0
2016 $1,932 $0 $0 $0
2015 $1,932 $0 $0 $0
2014 $478 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Lane Welch

    Seller's Agent in 2025

    Lane Welch

    Edina Realty, Inc.

    (507) 226-3469

    5 Total Sales

    Lane Welch
    Section Image
  • Camille Hanson

    Buyer's Agent in 2025

    Camille Hanson

    Edina Realty, Inc.

    (507) 313-3885

    1 in this area

    136 Total Sales

    Camille Hanson
    Section Image
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Map

Source: NorthstarMLS

MLS Number: 6639782

NorthstarMLS

APN: 29.080.0010

Minnesota Winona County Saint Charles 55972

978 Bluff Ave, Saint Charles, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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