$378,000
SOLD APR 2, 2018 RENTED JUN 3, 2025

Rock Harbor Club 97652 Overseas Hwy Unit 10 Key Largo, FL 33037

2 Beds
2 Baths
1,130 Sq Ft
$653/mo HOA Fee

Recently Sold

$335 Per Sq Ft

3% Below List Price

196 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Sandy Beach
  • Coral Shores High School Rated A
  • Property fronts gulf or ocean
  • 1-minute walk to Schwingggg

About This Home

As of April 2018

Relax on your screened porch & enjoy peek-a boo views of the tranquil blue waters of the Florida Bay while nestled in the tree tops for extra privacy and just enough shade to keep you cool. This nicely updated condo features a spacious open floor plan with granite counters, impact glass, 2 bedrooms & 2 full baths. Enjoy 10 acres of resort style amenities all set in lush tropical landscape. Gated community with great boating right off the Intracoastal waterway with (optional) community dockage, care free in & out dry rack boat storage. Currently room for Boats up to 23 Feet LOA, Waiting list for Boats 26 feet LOA, $85 -$110 per month. Temperature controlled pool, tennis courts, basketball, kayak lunch, bay-front club house with saunas, fire pit, sandy beach & amazing sunsets!

Last Agent to Sell the Property

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 07/11/2017

LoKation Real Estate

Last Buyer's Agent

Judy O'Hara

American Caribbean Real Estate, Christie's International Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,199

Year Built

  • Built in 1975

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Sprinkler System

HOA Fees

  • $653 Monthly HOA Fees

Interior Spaces

  • 1,130 Sq Ft Home
  • 3-Story Property
  • Bar
  • Blinds
  • Entrance Foyer

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • Electric Gate
  • Guest Parking
  • Open Parking
  • Off-Street Parking

Pool

  • Concrete Pool
  • In Ground Pool
  • Outdoor Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • First Come-First Served Dock
  • Dock Facilities
  • Screened Balcony
  • Exterior Lighting

Utilities

  • Central Air
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00090965-001000

Community Details

Overview

  • Association fees include bldg exterior mnt, security, water, sewer, exterminating, common area mnt, cable, building insurance
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Beach
  • Bike Trail

Pet Policy

  • Pet Restriction: 1 up to 15 Pounds

Security

  • Resident Manager or Management On Site
  • Complete Accordion Shutters
  • Impact Glass
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,199

Year Built

Built in 1975

Lot Details

0

HOA Fees

$653 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 653.00
  • Mandatory HOA: Yes
  • Voluntary HOA: No
  • Control Depth: 4
  • Document Count: 3
  • Fee Includes: Bldg Exterior Mnt, Security, Water, Sewer, Exterminating, Common Area Mnt, Cable, Building Insurance
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Beach, Clubhouse, Tennis Courts, Other Area Features, Manager on Premises, Community Pool, Community Dockage, Bike Paths
  • Off Shore Island: No
  • Pets W Restrictions: 1 up to 15 Pounds
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 2198.91
  • Vehicle Storage: Guest Parking, Open Parking, Off Street Parking
  • Year Built: 1975
  • Alternate Key Number: 1104523
  • Cooling Heating: Central Air, Heat
  • Pool Info: Concrete, In Ground, Decked
  • Pool Info Heated: No
  • Porch Balcony: Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Shutters: Accordion
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 3 Stories
  • Estimated Living Sq Ft: 1130.00
  • Pool Info Other: Chilled
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 3

Interior Features

  • Interior Amenities: Bar, Smoke Alarms, Window Treatments, Walk-in Closet(s), Split Bedroom, Granite Counter Top, Entrance Foyer, Drapes/Blinds Incl
  • Floor Number: 2.00
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Washer, Stainless Steel Appliance(s), Range, Refrigerator, Oven, Microwave, Dryer
  • Floor: Carpet, Tile
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Basin, First Come Dock, Dock Privileges
  • Waterfront: Bay Front, Gulf Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Fencing, Tennis Court(s), Sandy Beach, Sprinkler System, Privacy Wall/Fence, Outdoor Shower, Lighting
  • Waterview: Bay/Gulf View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: Cable Available, FKAA, Elect Separate Meter

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X
  • Parcel Number: 00090965-001000
  • Land Size: 10 or more Acres
  • Acres: 10.00

Rental Info

  • Rentals Allowed: With Restrictions

Tax Info

  • Tax Year: 2016

Multi Family

  • Total Units: 91.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2017
Closed on
Apr 3, 2018
Sold by
Shugg Robert C and Shugg Elizabeth A
Bought by
Matuseski Carol S
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Judy O'Hara
American Caribbean Real Estate, Christie's International Real Estate
List Price
$390,000
Sold Price
$378,000
Premium/Discount to List
-$12,000
-3.08%
Current Estimated Value
$711,674

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$333,674
Avg. Annual Appreciation
6.06%

Purchase Details

Listed on
Jul 11, 2017
Closed on
Apr 2, 2018
Sold by
Shugg Robert C and Shugg Elizabeth A
Bought by
Matuseski Carol S
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Judy O'Hara
American Caribbean Real Estate, Christie's International Real Estate
List Price
$390,000
Sold Price
$378,000
Premium/Discount to List
-$12,000
-3.08%

Purchase Details

Closed on
Apr 15, 2004
Bought by
Shugg Robert C and Shugg Elizabeth A

Purchase Details

Closed on
Nov 7, 2000
Sold by
Thompson George F and Thompson Hilda L
Bought by
Miller Edward C and Miller Rita M

Purchase Details

Closed on
Feb 1, 1977
Bought by
Shugg Robert C and Shugg Elizabeth A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $378,000 None Listed On Document
Warranty Deed $378,000 None Listed On Document
Warranty Deed $370,000 --
Warranty Deed $162,000 --
Deed $57,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $264,100 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2025 06/03/25 Rented $3,000 0.0% --
04/03/2025 04/03/25 Price Changed $3,000 -3.2% $3 / Sq Ft
03/28/2025 03/28/25 Price Changed $3,100 -3.1% $3 / Sq Ft
03/17/2025 03/17/25 For Rent $3,200 0.0% --
04/02/2018 04/02/18 Sold $378,000 -17.8% $335 / Sq Ft
03/30/2018 03/30/18 Sold $460,000 -4.2% $332 / Sq Ft
02/22/2018 02/22/18 Pending -- -- --
01/23/2018 01/23/18 Pending -- -- --
10/06/2017 10/06/17 For Sale $480,000 +23.1% $346 / Sq Ft
07/11/2017 07/11/17 For Sale $390,000 -- $345 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,362 $143,202 -- --
2023 $1,362 $139,032 $0 $0
2022 $1,336 $134,983 $0 $0
2021 $1,323 $131,052 $0 $131,052
2020 $1,313 $129,243 $0 $129,243
2019 $1,290 $126,338 $0 $126,338
2018 $3,271 $321,992 $0 $0
2017 $1,027 $236,925 $0 $0
2016 $2,199 $232,052 $0 $0
2015 $2,531 $219,593 $0 $0
2014 $2,583 $243,992 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2025

    Courtney Jeffers

    Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

    (904) 252-1818

    1 Total Sale

    Courtney Jeffers
    Section Image

  • B

    Seller Co-Listing Agent in 2025

    Brandi Horton

    Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

    (305) 393-1047

    13 Total Sales

    Brandi Horton
    Section Image
  • Terri Bodker

    Seller's Agent in 2018

    Terri Bodker

    LoKation Real Estate

    (305) 522-9420

    69 in this area

    100 Total Sales

    Terri Bodker
    Section Image

  • J

    Buyer's Agent in 2018

    Judy O'Hara

    American Caribbean Real Estate, Christie's International Real Estate

  • S

    Buyer's Agent in 2018

    Stephanie Clark

    American Caribbean Real Estate, Christie's International Real Estate

See All Agents

About Rock Harbor Club

Map

Source: Florida Keys Board of REALTORS®

MLS Number: 576233

Florida Keys Board of REALTORS®

APN: 00090965-001000

Florida Monroe County Key Largo 33037

97652 Overseas Hwy Unit 10, Key Largo, FL

This home is located at 97652 Overseas Hwy Unit 10, Key Largo, FL 33037 and is currently priced at $378,000, approximately $334 per square foot. This property was built in 1975. 97652 Overseas Hwy Unit 10 is a home located in Monroe County with nearby schools including Key Largo School, Coral Shores High School, and Dolphin Montessori Children's House.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Florida Keys Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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