$460,000
SOLD MAR 30, 2018 RENTED JUN 3, 2025

Rock Harbor Club 97652 Overseas Hwy Unit 10 Key Largo, FL 33037

2 Beds
2.5 Baths
1,386 Sq Ft
$653/mo HOA Fee

Recently Sold

$332 Per Sq Ft

4% Below List Price

139 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Sandy Beach
  • Coral Shores High School Rated A
  • Property fronts gulf or ocean
  • 1-minute walk to Schwingggg

About This Home

As of April 2018

Gorgeous views of the Florida Bay from this beautifully appointed 2 bedroom, 2 1/2 bath direct Bay front Condo! The spacious open floor plan is great for entertaining friends and family and the expansive 2nd floor master suite allows you to wake up to amazing views. Granite counters and tile floors throughout, washer and dryer in the condo. Offered fully furnished and move in ready. Rock Harbor Club offers 10 acres of resort style amenities all set in lush tropical landscape in a private gated community with great boating right off the Intracoastal waterway with (optional) community dockage, care free in & out dry rack boat storage, temperature controlled pool, tennis courts, basketball, kayak launch, bay-front club house with saunas, fire pit, sandy beach & amazing sunsets!

Last Agent to Sell the Property

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 10/06/2017

LoKation Real Estate

Last Buyer's Agent

Stephanie Clark

American Caribbean Real Estate, Christie's International Real Estate License #0674313

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,953

Year Built

  • Built in 1975

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Fruit Trees

HOA Fees

  • $653 Monthly HOA Fees

Interior Spaces

  • 1,386 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Tile Flooring

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • Electric Gate
  • Guest Parking
  • Open Parking

Pool

  • Concrete Pool
  • Heated In Ground Pool
  • Outdoor Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • First Come-First Served Dock
  • Dock Facilities
  • Dock made with concrete
  • Exterior Lighting

Utilities

  • Central Air
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Minimum Rental Period: 30
  • Assessor Parcel Number 00090964-001000

Community Details

Overview

  • Association fees include bldg exterior mnt, security, water, sewer, exterminating, common area mnt, cable, building insurance
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Beach

Pet Policy

  • Pet Restriction: 1 under 15 pounds

Security

  • Resident Manager or Management On Site
  • Complete Accordion Shutters

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,953

Year Built

Built in 1975

Lot Details

0

HOA Fees

$653 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 653.00
  • Mandatory HOA: Yes
  • Control Depth: 4
  • Dockage Dock: Concrete
  • Document Count: 4
  • Fee Includes: Bldg Exterior Mnt, Security, Water, Sewer, Exterminating, Common Area Mnt, Cable, Building Insurance
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Handicap Access: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Mile Marker: 97.50
  • Min Rental Days: 30.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Beach, Clubhouse, Tennis Courts, Other Area Features, Manager on Premises, Fire Hydrant, Community Pool, Community Dockage
  • Off Shore Island: No
  • Pets W Restrictions: 1 under 15 pounds
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 2952.80
  • Vehicle Storage: Guest Parking, Open Parking
  • Year Built: 1975
  • Alternate Key Number: 1104396
  • Cooling Heating: Ceiling Fans(s), Heat, Central Air
  • Pool Info: Concrete, In Ground, Decked
  • Pool Info Heated: Yes
  • Porch Balcony: No Porch/Balcony
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Shutters: Accordion
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1386.00
  • Pool Info Other: Chilled
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Pantry, Split Bedroom, Granite Counter Top
  • Floor Number: 2.00
  • Total Bathrooms: 2.10
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Washer, Range, Refrigerator, Oven, Microwave, Dryer
  • Floor: Tile
  • Half Bathrooms: 1
  • Windows/Doors: Sliding Glass Doors
  • Total Bedrooms: 2
  • Sq Ft Remarks: Plus expanded living area

Exterior Features

  • Dockage: Basin, First Come Dock, Dock Privileges
  • Waterfront: Bay Front, Gulf Front, Open Water
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Fencing, Sandy Beach, Tennis Court(s), Privacy Wall/Fence, Outdoor Shower, Lighting, Fruit Tree(s)
  • Roof: Other Roof
  • Waterview: Bay/Gulf View, Open Water View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: Cable Available, Elect Separate Meter, FKAA

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X
  • Parcel Number: 00090964-001000
  • Land Size: 10 or more Acres
  • Acres: 10.00

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2016

Multi Family

  • Total Units: 91.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2017
Closed on
Apr 3, 2018
Sold by
Shugg Robert C and Shugg Elizabeth A
Bought by
Matuseski Carol S
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Judy O'Hara
American Caribbean Real Estate, Christie's International Real Estate
List Price
$390,000
Sold Price
$378,000
Premium/Discount to List
-$12,000
-3.08%
Current Estimated Value
$661,758

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$283,758
Avg. Annual Appreciation
6.11%

Purchase Details

Listed on
Jul 11, 2017
Closed on
Apr 2, 2018
Sold by
Shugg Robert C and Shugg Elizabeth A
Bought by
Matuseski Carol S
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Judy O'Hara
American Caribbean Real Estate, Christie's International Real Estate
List Price
$390,000
Sold Price
$378,000
Premium/Discount to List
-$12,000
-3.08%

Purchase Details

Closed on
Apr 15, 2004
Bought by
Shugg Robert C and Shugg Elizabeth A

Purchase Details

Closed on
Nov 7, 2000
Sold by
Thompson George F and Thompson Hilda L
Bought by
Miller Edward C and Miller Rita M

Purchase Details

Closed on
Feb 1, 1977
Bought by
Shugg Robert C and Shugg Elizabeth A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $378,000 None Listed On Document
Warranty Deed $378,000 None Listed On Document
Warranty Deed $370,000 --
Warranty Deed $162,000 --
Deed $57,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $264,100 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2025 06/03/25 Rented $3,000 0.0% --
04/03/2025 04/03/25 Price Changed $3,000 -3.2% $3 / Sq Ft
03/28/2025 03/28/25 Price Changed $3,100 -3.1% $3 / Sq Ft
03/17/2025 03/17/25 For Rent $3,200 0.0% --
04/02/2018 04/02/18 Sold $378,000 -17.8% $335 / Sq Ft
03/30/2018 03/30/18 Sold $460,000 -4.2% $332 / Sq Ft
02/22/2018 02/22/18 Pending -- -- --
01/23/2018 01/23/18 Pending -- -- --
10/06/2017 10/06/17 For Sale $480,000 +23.1% $346 / Sq Ft
07/11/2017 07/11/17 For Sale $390,000 -- $345 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,362 $143,202 -- --
2023 $1,362 $139,032 $0 $0
2022 $1,336 $134,983 $0 $0
2021 $1,323 $131,052 $0 $131,052
2020 $1,313 $129,243 $0 $129,243
2019 $1,290 $126,338 $0 $126,338
2018 $3,271 $321,992 $0 $0
2017 $1,027 $236,925 $0 $0
2016 $2,199 $232,052 $0 $0
2015 $2,531 $219,593 $0 $0
2014 $2,583 $243,992 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 576996

Florida Keys Board of REALTORS®

APN: 00090965-001000