$688,000
SOLD FEB 14, 2025

Rock Harbor Club 97652 Overseas Hwy Unit 11 Key Largo, FL 33037

2 Beds
1.5 Baths
1,420 Sq Ft
$1,087/mo HOA Fee

Recently Sold

$485 Per Sq Ft

7% Below List Price

115 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Sandy Beach
  • Coral Shores High School Rated A
  • Property fronts gulf or ocean
  • 1-minute walk to Schwingggg

About This Home

As of February 2025

Imagine waking up each day to breathtaking bay views that perfectly capture the tranquil beauty of the beach right outside your door, inviting you into a life of coastal serenity. This 2-bedroom, 1 1/2-bath bay and beachfront home offers more than just luxurious condominium living; it presents an unparalleled experience in seaside living. The well-appointed kitchen boasts sleek quartz countertops, stainless steel appliances, and a spacious pantry, ideal for culinary creativity. The open floor plan creates an inviting space for entertaining friends and family. Step outside to your private balcony, a versatile space where you can savor the bay breezes in an open-air setting or relax in a climate-controlled environment. The stunning handmade mosaic mural adds an artistic flair to your outdoor retreat, making it a true sanctuary. Upstairs, the owner's suite provides a private oasis with expansive bay views that greet you each morning, setting the perfect tone for your day. This home is equipped with impact-resistant, sun-reflective sliding glass doors, ensuring safety, privacy, and energy efficiency. Experience the unmatched charm of The Rock Harbor Club in Key Largo. This prime boating location offers in-and-out dry rack storage and dockage in a protected basin. Unwind at the heated and chilled pool, or take advantage of the tennis and pickleball courts, basketball, bocce ball, and kayak/paddleboard launch and storage. The bay-front clubhouse features Wi-Fi, TV, movies, a full kitchen, gym, restrooms, showers, and saunas. Relax on the sandy beach, gather around the fire pit, and witness breathtaking sunsets every evening. Immerse yourself in the Florida Keys lifestyle--this is coastal living at its finest!

Last Agent to Sell the Property

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 09/04/2024

LoKation Real Estate

Last Buyer's Agent

outside of mls

Outside Of MLS

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,604

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Sprinkler System

HOA Fees

  • $1,087 Monthly HOA Fees

Property Views

Home Design

  • Pre-Cast Concrete Construction

Interior Spaces

  • 1,420 Sq Ft Home
  • Ceiling Fan
  • Blinds
  • Storage

Kitchen

  • <<OvenToken>>
  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Wine Cooler
  • Stainless Steel Appliances
  • Quartz Countertops
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Home Security

Parking

  • 4 Parking Spaces
  • Electric Gate
  • Guest Parking
  • Open Parking
  • Off-Street Parking

Pool

  • Concrete Pool
  • Heated In Ground Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • First Come-First Served Dock
  • Rip-Rap
  • Dock Facilities
  • Dock made with concrete
  • Screened Balcony
  • Lanai
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00090962-001100

Community Details

Overview

  • Association fees include cable, security, common area mnt, building insurance, bldg exterior mnt, water, exterminating, sewer
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Beach
  • Bike Trail

Pet Policy

  • Pet Restriction: 1 pet under 15 Lbs.

Security

  • Resident Manager or Management On Site
  • Impact Glass
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,604

Year Built

Built in 1975 | Remodeled

Lot Details

0

HOA Fees

$1,087 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 1087.00
  • Mandatory HOA: Yes
  • Control Depth: 4
  • Dockage Dock: Concrete
  • Dockage Dock Length: 410
  • Dockage Seawall: Rip Rap
  • Fee Includes: Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Pool, Bike Paths, Other Area Features, Beach, Fire Hydrant, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
  • Off Shore Island: No
  • Pets W Restrictions: 1 pet under 15 Lbs.
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 3604.17
  • Vehicle Storage: Open Parking, Off Street Parking, Guest Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1975
  • Alternate Key Number: 1104141
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Pool Info: In Ground, Decked, Concrete
  • Pool Info Heated: Yes
  • Porch Balcony: Open Porch/Balcony, Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1420.00
  • Pool Info Other Surroundings: YES
  • Pre Wired: Cable
  • Pre Wired Other: Fiber Optic Cable
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Quartz Countertops, Window Treatments, Walk-in Closet(s), Storage, Smoke Alarms, Pantry, Split Bedroom
  • Floor Number: 2.00
  • Total Bathrooms: 2.00
  • Full Bathrooms: 1
  • Appliances: Dishwasher, Stainless Steel Appliance(s), Wine Cooler, Disposal, Microwave, Oven, Range, Refrigerator
  • Floor: Tile, Vinyl
  • Half Bathrooms: 1
  • Specialty Rooms: Other
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 2
  • Sq Ft Remarks: Expaneded Living Area and Primary Bedroom

Exterior Features

  • Dockage: Dock Privileges, Basin, First Come Dock
  • Waterfront: Bay Front, Open Water, Gulf Front
  • Waterfront: Yes
  • Construction: CBS, Concrete
  • Exterior Features: Fencing, Tennis Court(s), Sprinkler System, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lanai, Lighting, Rain Gutters
  • Roof: Other Roof
  • Waterview: Bay/Gulf View, Harbor/Marina View, Open Water View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA
  • Heating: Central, Electric

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X,AE,VE,AE,0.2 PCT A
  • Parcel Number: 00090962-001100
  • Land Size: 10 or more Acres

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2023

Multi Family

  • Total Units: 91.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 22, 1993
Sold by
Blanton Cherie L and Blanton Charles L
Bought by
Heely James A and Heely Catherine G

Purchase Details

Closed on
Mar 1, 1982
Bought by
Heely Catherine G

Purchase Details

Closed on
Sep 1, 1979
Bought by
Heely Catherine G
Source: Public Records

Similar Homes in the area

  • 1530 Ocean Bay Dr Unit 509, Key Largo, FL 33037

    $825,000

    • 2 Beds
    • 2 Baths
    • 1,188 Sq Ft
    • 1530 Ocean Bay Dr
    • Unit 509
    • Key Largo, FL

    Top-Floor Oceanfront Condo | STR Rentals Approved | Income-ProducingInvestor alert! This stunning top-floor 2BD/2BA condo in Kawama Tower offers breathtaking panoramic ocean views and is fully approved for short-term rentals--making it a rare and highly desirable income-producing property in Key Largo.Turn-key and rental-ready, the unit features impact windows and doors, an updated kitchen, new

    Terry Canto American Caribbean Real Estate, Christie's International Real Estate

    Section Image
  • 104500 Overseas Hwy Unit B202, Key Largo, FL 33037

    $699,000

    • 2 Beds
    • 2 Baths
    • 1,282 Sq Ft
    • 104500 Overseas Hwy
    • Unit B202
    • Key Largo, FL

    AFFORDABLE LUXURY IN TAMARIND BAY - Experience the perfect blend of elegance and functionality in this waterfront 2/2 condo, complete with dockage for boats up to 34ft! This thoughtfully cared-for home features impact windows and doors, solid wood cabinetry, a stainless steel refrigerator, energy-efficient LED lighting, a tankless water heater, and elevated commodes. Both oversized bedrooms boast

    Lorie Leal American Caribbean Real Estate, Christie's International Real Estate

    Section Image
  • 97652 Overseas Hwy Unit 11, Key Largo, FL 33037

    $695,000

    • 2 Beds
    • 2 Baths
    • 1,130 Sq Ft
    • 97652 Overseas Hwy
    • Unit 11
    • Key Largo, FL

    Open House Saturday, June 21 from 10AM until 2PM. Bayfront Bliss Awaits at Rock Harbor Club, Key Largo! Experience the magic of bayfront living in this beautifully updated 2-bedroom, 2.5-bath condo at the exclusive Rock Harbor Club in Key Largo! Enjoy breathtaking bay views from your private screened balcony, where gentle breezes set the perfect tone for relaxation. Step inside to a bright and

    Terri Bodker LoKation Real Estate

    Section Image
  • 97652 Overseas Hwy Unit 11, Key Largo, FL 33037

    $799,000

    • 2 Beds
    • 2.5 Baths
    • 1,430 Sq Ft
    • 97652 Overseas Hwy
    • Unit 11
    • Key Largo, FL

    This stunningly beautiful and meticulously updated condo is located in the prestigious Rock Harbor Condominium complex at mile marker 97.6, on the bay. Completely reconfigured interior, is punctuated by ''wood plank'' tiles throughout, granite kitchen with an inviting sit-up bar, Hurricane impact doors, undercounter and nook lighting, aproned sink, frameless glass baths with barn door closures,

    Sally Stribling Coldwell Banker Schmitt Key Largo

    Section Image
  • 1530 Ocean Bay Dr Unit 508, Key Largo, FL 33037

    $819,900

    • 2 Beds
    • 2 Baths
    • 1,188 Sq Ft
    • 1530 Ocean Bay Dr
    • Unit 508
    • Key Largo, FL

    Turnkey investment opportunity in the heart of Key Largo! This property qualifies for special financing where personal income verification is not required. Approval is based solely on the property's proven or projected rental income, making it an ideal opportunity for investors seeking a high-return vacation rental or short-term rental property. Property has potential to generate over $100,000

    Diana Valbuena Pedrin of Miami Realty, Inc.

    Section Image
  • Unlisted Address

    $850,000

    • 1 Bed
    • 1 Bath
    • 887 Sq Ft

    ****VACATION RENTAL PROPERTY FOR LEASE*****NEWLY RENOVATED, KEY LARGO HOME, BOAT SLIP, GREAT FISHING, TENNIS & KAYAKS BOAT SLIP AVAILABLE AT ADDITIONAL COST, POOL, MARINA, LAGOON, KIDS KAYAKS.LICENSED VACATION RENTAL. This is an upscale Key Largo apartment, you would not expect to find in the Florida Keys. With a tropical feeling, this Bedroom unit is located just minutes away from

    Belgica Useche Coldwell Banker Realty

    Section Image
  • 104350 Overseas Hwy Unit A402, Key Largo, FL 33037

    $849,000

    • 2 Beds
    • 1.5 Baths
    • 947 Sq Ft
    • 104350 Overseas Hwy
    • Unit A402
    • Key Largo, FL

    Stunning Bayfront Condo in Moon Bay - Fully Furnished with Deeded Boat Slip!Experience the best of waterfront living in this beautifully appointed 2-bedroom, 1.5-bath condo in the sought-after Moon Bay community. This fully furnished unit boasts impact windows and doors, offering breathtaking bay views from the living room, patio, and master bedroom.A boater's dream, the property includes a

    Philip Kravitz Coldwell Banker Schmitt Key Largo

    Section Image
  • 104350 Overseas Hwy Unit B205, Key Largo, FL 33037

    $789,000

    • 2 Beds
    • 1.5 Baths
    • 930 Sq Ft
    • 104350 Overseas Hwy
    • Unit B205
    • Key Largo, FL

    Stunning Bayfront Condo in Moon Bay with Deeded Boat Slip, Weekly Rental License & Fully Furnished! Enjoy beautiful bay views from the private screened patio at this 2 bed, 1.5 bath condo in the gated Moon Bay community. Bright and open floor plan with Impact windows and doors throughout. Deeded boat slip accommodates vessels up to 30'. Enjoy Resort-style amenities including a pool, sundeck,

    Strain-Pabotoy T Coldwell Banker Schmitt Coldwell Banker Schmitt Key Largo

    Section Image
  • 104350 Overseas Hwy Unit B203, Key Largo, FL 33037

    $649,000

    • 2 Beds
    • 2 Baths
    • 930 Sq Ft
    • 104350 Overseas Hwy
    • Unit B203
    • Key Largo, FL

    Moon Bay Condo for SaleBeautiful 2-bedroom, 1.5-bath condo located in the highly sought-after B Building of Moon Bay -- a rare and in-demand location. The unit features a recently renovated bathroom and comes fully furnished, ready for your rental needs. Enjoy poolside views and stunning sights of the Florida Bay. Weekly rentals are allowed, making this a great investment or vacation getaway.

    Jackie Valledor Better Homes and Gardens Real Estate Destinations

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $137,500 --
Warranty Deed $125,000 --
Deed $95,000 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/15/2025 03/15/25 For Sale $695,000 +1.0% $615 / Sq Ft
02/14/2025 02/14/25 Sold $688,000 -13.9% $485 / Sq Ft
01/03/2025 01/03/25 Price Changed $799,000 +11.7% $559 / Sq Ft
12/28/2024 12/28/24 Pending -- -- --
11/16/2024 11/16/24 Price Changed $715,000 -1.4% $504 / Sq Ft
10/24/2024 10/24/24 Price Changed $725,000 -0.7% $511 / Sq Ft
09/27/2024 09/27/24 Price Changed $730,000 -1.4% $514 / Sq Ft
09/04/2024 09/04/24 For Sale $740,000 -10.7% $521 / Sq Ft
08/28/2024 08/28/24 For Sale $829,000 0.0% $580 / Sq Ft
03/01/2024 03/01/24 Rented $3,800 0.0% --
02/13/2024 02/13/24 Under Contract -- -- --
01/07/2024 01/07/24 Price Changed $3,800 -15.6% $3 / Sq Ft
11/07/2023 11/07/23 For Rent $4,500 +28.6% --
10/23/2022 10/23/22 Rented $3,500 0.0% --
10/23/2022 10/23/22 Under Contract -- -- --
08/07/2022 08/07/22 For Rent $3,500 0.0% --
03/25/2019 03/25/19 Sold $485,000 -2.8% $429 / Sq Ft
02/11/2019 02/11/19 Pending -- -- --
01/25/2019 01/25/19 For Sale $499,000 +46.8% $442 / Sq Ft
04/14/2016 04/14/16 Sold $340,000 -9.3% $270 / Sq Ft
02/27/2016 02/27/16 Pending -- -- --
02/04/2016 02/04/16 For Sale $375,000 +2.7% $298 / Sq Ft
10/30/2015 10/30/15 Sold $365,000 -13.1% $323 / Sq Ft
09/07/2015 09/07/15 Pending -- -- --
07/26/2015 07/26/15 For Sale $420,000 -- $372 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,554 $542,648 -- $542,648
2023 $4,554 $535,769 $0 $535,769
2022 $4,032 $473,859 $0 $473,859
2021 $3,753 $390,144 $0 $390,144
2020 $3,572 $365,425 $0 $365,425
2019 $3,477 $353,383 $0 $353,383
2018 $3,460 $353,383 $0 $0
2017 $3,257 $341,520 $0 $0
2016 $3,002 $279,896 $0 $0
2015 $3,044 $277,966 $0 $0
2014 $3,106 $308,851 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Florida Keys Board of REALTORS®

MLS Number: 611326

Florida Keys Board of REALTORS®

APN: 00090963-001100