$355,000
SOLD MAY 1, 2018 RENTED MAY 4, 2025

Rock Harbor Club 97652 Overseas Hwy Unit 12 Key Largo, FL 33037

2 Beds
1.5 Baths
1,130 Sq Ft
$653/mo HOA Fee

Recently Sold

$314 Per Sq Ft

9% Below List Price

216 Days on Market

Highlights

  • Dock Facilities
  • Beach
  • Property Fronts a Bay or Harbor
  • Coral Shores High School Rated A
  • Sandy Beach
  • 1-minute walk to Schwingggg

About This Home

As of September 2024

Light and bright corner condo with peek-a-boo views of the Florida Bay! Plenty of windows for natural light while being nestled in the tree tops for privacy and enough shade to keep you cool while you relax on your screened verandas. This nicely updated 2 bed, 1.5 bath condo features a spacious open floor plan with granite counters, impact glass, built in book cases, crown molding & more!

Last Agent to Sell the Property

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 08/13/2017

LoKation Real Estate

Last Buyer's Agent

Jeannine Cook

Century 21 Circle

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,561

Year Built

  • Built in 1975

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Fruit Trees

HOA Fees

  • $653 Monthly HOA Fees

Interior Spaces

  • 1,130 Sq Ft Home
  • 3-Story Property
  • Partially Furnished
  • Tray Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Home Security

Parking

  • Electric Gate
  • Guest Parking
  • Open Parking
  • Off-Street Parking

Pool

  • Heated In Ground Pool
  • Outdoor Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • First Come-First Served Dock
  • Dock Facilities
  • Dock made with concrete
  • Screened Balcony
  • Exterior Lighting

Utilities

  • Central Air
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00090965-001200

Community Details

Overview

  • Association fees include bldg exterior mnt, security, water, sewer, exterminating, common area mnt, cable, building insurance
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Beach

Pet Policy

  • Pet Restriction: 1 under 15 pounds

Security

  • Resident Manager or Management On Site
  • Complete Accordion Shutters
  • Impact Glass

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,561

Year Built

Built in 1975

Lot Details

0

HOA Fees

$653 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 653.00
  • Mandatory HOA: Yes
  • Control Depth: 4
  • Dockage Dock: Concrete
  • Document Count: 3
  • Fee Includes: Bldg Exterior Mnt, Security, Water, Sewer, Exterminating, Common Area Mnt, Cable, Building Insurance
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Beach, Clubhouse, Tennis Courts, Other Area Features, Manager on Premises, Fire Hydrant, Community Pool
  • Off Shore Island: No
  • Pets W Restrictions: 1 under 15 pounds
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 2560.68
  • Vehicle Storage: Guest Parking, Open Parking, Off Street Parking
  • Year Built: 1975
  • Alternate Key Number: 1104540
  • Cooling Heating: Ceiling Fans(s), Heat, Central Air
  • Pool Info: Decked, In Ground
  • Pool Info Heated: Yes
  • Porch Balcony: Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Shutters: Accordion
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 3 Stories
  • Estimated Living Sq Ft: 1130.00
  • Pool Info Other: Chilled
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 3

Interior Features

  • Interior Amenities: Built-in Cabinets, Granite Counter Top, Window Treatments, Walk-in Closet(s), Tray Ceilings, Split Bedroom, Drapes/Blinds Incl
  • Floor Number: 2.00
  • Total Bathrooms: 1.10
  • Full Bathrooms: 1
  • Appliances: Dishwasher, Range, Refrigerator, Oven, Microwave, Disposal
  • Floor: Carpet, Tile, Laminate
  • Half Bathrooms: 1
  • Windows/Doors: Impact Rstnce Window, Sliding Glass Doors
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Basin, First Come Dock, Dock Privileges
  • Waterfront: Bay Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Fencing, Sandy Beach, Tennis Court(s), Privacy Wall/Fence, Outdoor Shower, Lighting, Fruit Tree(s)
  • Waterview: Bay/Gulf View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X
  • Parcel Number: 00090965-001200
  • Land Size: 10 or more Acres
  • Acres: 10.00

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Partially

Tax Info

  • Tax Year: 2016

Multi Family

  • Total Units: 91.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 9, 2021
Sold by
Tilton Jacquelyn C
Bought by
Tilton Jacquelyn C and Meyer Marilyn D
Current Estimated Value
$746,028

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Outstanding Balance
$211,496
Interest Rate
2.65%
Mortgage Type
New Conventional
Estimated Equity
$534,532

Purchase Details

Listed on
Aug 13, 2017
Closed on
May 4, 2018
Sold by
Heller Margaruitte E and Heller Erich E
Bought by
Tilton Jacquelyn C
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Jeannine Cook
Century 21 Circle
List Price
$392,000
Sold Price
$355,000
Premium/Discount to List
-$37,000
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.80%
Original Mortgage
$235,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 13, 2017
Closed on
May 1, 2018
Sold by
Heller Margaruitte E and Heller Erich E
Bought by
Tilton Jacquelyn C
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Jeannine Cook
Century 21 Circle
List Price
$392,000
Sold Price
$355,000
Premium/Discount to List
-$37,000
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 1, 2014
Closed on
Jun 12, 2015
Sold by
Morris Henry
Bought by
Heller Margaruitte and Heller Erich E
Seller's Agent
Adam Kutner
Grove Town Properties
Buyer's Agent
Ellie Donofrio
LoKation Real Estate
List Price
$349,900
Sold Price
$342,500
Premium/Discount to List
-$7,400
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.25%
Original Mortgage
$325,375
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 3, 2013
Closed on
Dec 24, 2013
Sold by
Milanese Gary P
Bought by
Henry Morris
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Terri Bodker
Ocean Bay Realty of the Keys
List Price
$359,000
Sold Price
$327,025
Premium/Discount to List
-$31,975
-8.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.38%

Purchase Details

Closed on
May 6, 2005
Sold by
Braid Fred L and Braid Julie A
Bought by
Milanese Gary P

Purchase Details

Closed on
Jul 20, 2000
Sold by
Hillend David V and Hillend Lois M
Bought by
Braid Fred L and Braid Julie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,720
Interest Rate
8.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 1999
Sold by
Preston Boyd A Preston and Preston Deborah J
Bought by
Hillend David V and Hillend Lois M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,720
Interest Rate
6.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 1989
Bought by
Heller Margaruitte and Heller Erich E

Purchase Details

Closed on
Jun 1, 1977
Bought by
Heller Margaruitte and Heller Erich E
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Absolute First Title Llc
Warranty Deed $355,000 Absolute First Title
Warranty Deed $355,000 Absolute First Title
Warranty Deed $342,500 Sunshine Title Of Keys Inc
Warranty Deed $317,500 Entitle Insurance Company
Warranty Deed $495,000 Century Title Corporation
Warranty Deed $165,000 --
Warranty Deed $115,900 --
Warranty Deed $115,000 --
Deed $59,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $234,000 New Conventional
Closed $235,000 New Conventional
Closed $235,000 New Conventional
Previous Owner $325,375 New Conventional
Previous Owner $92,720 New Conventional
Previous Owner $92,720 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/04/2025 05/04/25 Rented $3,000 0.0% --
04/09/2025 04/09/25 Under Contract -- -- --
04/04/2025 04/04/25 Price Changed $3,000 -14.3% $3 / Sq Ft
03/10/2025 03/10/25 For Rent $3,500 0.0% --
09/18/2024 09/18/24 Sold $729,000 -2.8% $585 / Sq Ft
05/08/2024 05/08/24 Price Changed $750,000 -5.7% $601 / Sq Ft
04/02/2024 04/02/24 For Sale $795,000 +28.2% $638 / Sq Ft
02/01/2024 02/01/24 Sold $620,000 -11.3% $549 / Sq Ft
01/04/2024 01/04/24 Pending -- -- --
11/14/2023 11/14/23 For Sale $699,000 0.0% $619 / Sq Ft
11/12/2023 11/12/23 Rented $3,400 -2.9% --
10/02/2023 10/02/23 For Rent $3,500 0.0% --
05/01/2018 05/01/18 Sold $355,000 -9.4% $314 / Sq Ft
03/17/2018 03/17/18 Pending -- -- --
08/13/2017 08/13/17 For Sale $392,000 +14.5% $347 / Sq Ft
06/12/2015 06/12/15 Sold $342,500 -2.1% $303 / Sq Ft
03/20/2015 03/20/15 Pending -- -- --
10/01/2014 10/01/14 For Sale $349,900 +7.0% $310 / Sq Ft
01/21/2014 01/21/14 Sold $327,025 -8.9% $289 / Sq Ft
12/03/2013 12/03/13 Pending -- -- --
10/03/2013 10/03/13 For Sale $359,000 -- $318 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,034 $354,957 -- --
2023 $3,034 $344,619 $0 $0
2022 $2,867 $334,582 $0 $0
2021 $2,900 $324,837 $0 $324,837
2020 $2,879 $320,353 $0 $320,353
2019 $2,823 $313,151 $0 $313,151
2018 $2,589 $280,268 $0 $0
2017 $2,533 $274,504 $0 $0
2016 $2,561 $268,858 $0 $0
2015 $1,988 $197,656 $0 $0
2014 $2,817 $243,992 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2025

    Terri Bodker

    LoKation Real Estate

  • o

    Buyer's Agent in 2024

    outside of mls

    Outside Of MLS

  • K

    Buyer's Agent in 2024

    K. Shylon Martin

    Exit Realty Florida Keys TAV

  • K

    Buyer's Agent in 2024

    K Shylon Martin

    Engel & Volkers Islamorada

  • J

    Buyer's Agent in 2018

    Jeannine Cook

    Century 21 Circle

  • A

    Seller's Agent in 2015

    Adam Kutner

    Grove Town Properties

See All Agents

About Rock Harbor Club

Map

Source: Florida Keys Board of REALTORS®

MLS Number: 576597

Florida Keys Board of REALTORS®

APN: 00090965-001200

Florida Monroe County Key Largo 33037

97652 Overseas Hwy Unit 12, Key Largo, FL

This home is located at 97652 Overseas Hwy Unit 12, Key Largo, FL 33037 and is currently priced at $355,000, approximately $314 per square foot. This property was built in 1975. 97652 Overseas Hwy Unit 12 is a home located in Monroe County with nearby schools including Key Largo School, Coral Shores High School, and Dolphin Montessori Children's House.

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Florida Keys Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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