$620,000
SOLD FEB 1, 2024 RENTED MAY 4, 2025

Rock Harbor Club 97652 Overseas Hwy Unit 12 Key Largo, FL 33037

2 Beds
1.5 Baths
1,130 Sq Ft
$1,033/mo HOA Fee

Recently Sold

$549 Per Sq Ft

11% Below List Price

51 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Property Fronts a Bay or Harbor
  • Coral Shores High School Rated A
  • Sandy Beach
  • 1-minute walk to Schwingggg

About This Home

As of September 2024

Experience Tranquility and Unmatched Bay Vistas in this Beachfront Condo at Rock Harbor Club, Key Largo! Embrace the allure of this 2-bedroom, 1.5-bath end unit offering two private screened balconies, capturing the essence of refreshing bay breezes and expansive panoramas. The main floor reveals a generous living space, a convenient half-bath, and an inviting screened balcony. The kitchen, adorned with stainless steel appliances, boasts a sizable pantry and convenient washer/dryer setup. Ascend to the upper level, where a split bedroom design guarantees serenity and seclusion. Envision waking up each day to the breathtaking beauty of the bay - a picturesque start to your mornings awaits! Great boating location near the intercoastal waterway with optional in & out service from the dry rack boat storage barn and dockage in the protected basin. There may be a waiting list, additional fees apply depending on the size of the boat. Rock Harbor Club stands as an exclusive gated resort-style community, enveloped by lush tropical landscapes. Dive into relaxation at the heated and chilled pool, maintaining an ideal temperature year-round. Elevate your leisure with amenities like tennis courts, basketball, bocce ball, and easy access to kayak and paddleboard launch and storage. The Bay-front clubhouse, complete with WIFI, TV, and movies, ensures boundless entertainment. Indulge in convenience with a full kitchen, gym, restrooms, showers, and saunas available at your fingertips. Relax on the sandy beach, gather by the fire pit, and relish breathtaking sunsets daily. Immerse yourself in the essence of the Keys lifestyle while embracing the outstanding amenities at Rock Harbor Club.

Last Agent to Sell the Property

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 11/14/2023

LoKation Real Estate

Last Buyer's Agent

K. Shylon Martin

Exit Realty Florida Keys TAV

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,461

Year Built

  • Built in 1975

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Sprinkler System

HOA Fees

  • $1,033 Monthly HOA Fees

Property Views

Interior Spaces

  • 1,130 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Jalousie or louvered window
  • Sliding Doors
  • Storage

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Parking

  • 4 Parking Spaces
  • Electric Gate
  • Guest Parking
  • Off-Street Parking

Pool

  • Concrete Pool
  • In Ground Pool
  • Outdoor Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • First Come-First Served Dock
  • Dock Facilities
  • Dock made with concrete
  • Screened Balcony
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00090961-001200

Community Details

Overview

  • Association fees include cable, security, common area mnt, building insurance, bldg exterior mnt, water, exterminating, sewer
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Recreation

  • Beach

Pet Policy

  • Pet Restriction: 1 under 15 lbs

Additional Features

  • Clubhouse
  • Complete Accordion Shutters

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,461

Year Built

Built in 1975

Lot Details

0

HOA Fees

$1,033 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 1033.00
  • Mandatory HOA: Yes
  • Control Depth: 4
  • Dockage Dock: Concrete
  • Document Count: 1
  • Fee Includes: Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Pool, Other Area Features, Beach, Fire Hydrant, Tennis Courts, Clubhouse, Community Dockage
  • Pets W Restrictions: 1 under 15 lbs
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 4461.03
  • Vehicle Storage: Guest Parking, Off Street Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1975
  • Alternate Key Number: 1104027
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Pool Info: In Ground, Decked, Concrete
  • Porch Balcony: Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Shutters: Accordion, Roll Down Manual
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1130.00
  • Pool Info Other: Chilled
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Interior Amenities: Split Bedroom, Storage, Window Treatments, Walk-in Closet(s), Pantry
  • Floor Number: 2.00
  • Total Bathrooms: 2.00
  • Full Bathrooms: 1
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Laminate, Carpet
  • Half Bathrooms: 1
  • Specialty Rooms: Laundry Room
  • Windows/Doors: Jalousie Windows, Sliding Glass Doors
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Dock Privileges, Other Dockage, Basin, First Come Dock
  • Waterfront: Bay Front, Open Water
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Fencing, Tennis Court(s), Sprinkler System, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting
  • Roof: Other Roof
  • Waterview: Bay/Gulf View, Harbor/Marina View, Open Water View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Elect Separate Meter
  • Heating: Central

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X,AE,AE,VE,0.2 PCT A
  • Parcel Number: 00090961-001200
  • Land Size: 10 or more Acres
  • Acres: 14.00

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2022

Multi Family

  • Total Units: 91.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 9, 2021
Sold by
Tilton Jacquelyn C
Bought by
Tilton Jacquelyn C and Meyer Marilyn D
Current Estimated Value
$746,028

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Outstanding Balance
$211,496
Interest Rate
2.65%
Mortgage Type
New Conventional
Estimated Equity
$534,532

Purchase Details

Listed on
Aug 13, 2017
Closed on
May 4, 2018
Sold by
Heller Margaruitte E and Heller Erich E
Bought by
Tilton Jacquelyn C
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Jeannine Cook
Century 21 Circle
List Price
$392,000
Sold Price
$355,000
Premium/Discount to List
-$37,000
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.80%
Original Mortgage
$235,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 13, 2017
Closed on
May 1, 2018
Sold by
Heller Margaruitte E and Heller Erich E
Bought by
Tilton Jacquelyn C
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Jeannine Cook
Century 21 Circle
List Price
$392,000
Sold Price
$355,000
Premium/Discount to List
-$37,000
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 1, 2014
Closed on
Jun 12, 2015
Sold by
Morris Henry
Bought by
Heller Margaruitte and Heller Erich E
Seller's Agent
Adam Kutner
Grove Town Properties
Buyer's Agent
Ellie Donofrio
LoKation Real Estate
List Price
$349,900
Sold Price
$342,500
Premium/Discount to List
-$7,400
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.25%
Original Mortgage
$325,375
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 3, 2013
Closed on
Dec 24, 2013
Sold by
Milanese Gary P
Bought by
Henry Morris
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Terri Bodker
Ocean Bay Realty of the Keys
List Price
$359,000
Sold Price
$327,025
Premium/Discount to List
-$31,975
-8.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.38%

Purchase Details

Closed on
May 6, 2005
Sold by
Braid Fred L and Braid Julie A
Bought by
Milanese Gary P

Purchase Details

Closed on
Jul 20, 2000
Sold by
Hillend David V and Hillend Lois M
Bought by
Braid Fred L and Braid Julie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,720
Interest Rate
8.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 1999
Sold by
Preston Boyd A Preston and Preston Deborah J
Bought by
Hillend David V and Hillend Lois M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,720
Interest Rate
6.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 1989
Bought by
Heller Margaruitte and Heller Erich E

Purchase Details

Closed on
Jun 1, 1977
Bought by
Heller Margaruitte and Heller Erich E
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Absolute First Title Llc
Warranty Deed $355,000 Absolute First Title
Warranty Deed $355,000 Absolute First Title
Warranty Deed $342,500 Sunshine Title Of Keys Inc
Warranty Deed $317,500 Entitle Insurance Company
Warranty Deed $495,000 Century Title Corporation
Warranty Deed $165,000 --
Warranty Deed $115,900 --
Warranty Deed $115,000 --
Deed $59,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $234,000 New Conventional
Closed $235,000 New Conventional
Closed $235,000 New Conventional
Previous Owner $325,375 New Conventional
Previous Owner $92,720 New Conventional
Previous Owner $92,720 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/04/2025 05/04/25 Rented $3,000 0.0% --
04/09/2025 04/09/25 Under Contract -- -- --
04/04/2025 04/04/25 Price Changed $3,000 -14.3% $3 / Sq Ft
03/10/2025 03/10/25 For Rent $3,500 0.0% --
09/18/2024 09/18/24 Sold $729,000 -2.8% $585 / Sq Ft
05/08/2024 05/08/24 Price Changed $750,000 -5.7% $601 / Sq Ft
04/02/2024 04/02/24 For Sale $795,000 +28.2% $638 / Sq Ft
02/01/2024 02/01/24 Sold $620,000 -11.3% $549 / Sq Ft
01/04/2024 01/04/24 Pending -- -- --
11/14/2023 11/14/23 For Sale $699,000 0.0% $619 / Sq Ft
11/12/2023 11/12/23 Rented $3,400 -2.9% --
10/02/2023 10/02/23 For Rent $3,500 0.0% --
05/01/2018 05/01/18 Sold $355,000 -9.4% $314 / Sq Ft
03/17/2018 03/17/18 Pending -- -- --
08/13/2017 08/13/17 For Sale $392,000 +14.5% $347 / Sq Ft
06/12/2015 06/12/15 Sold $342,500 -2.1% $303 / Sq Ft
03/20/2015 03/20/15 Pending -- -- --
10/01/2014 10/01/14 For Sale $349,900 +7.0% $310 / Sq Ft
01/21/2014 01/21/14 Sold $327,025 -8.9% $289 / Sq Ft
12/03/2013 12/03/13 Pending -- -- --
10/03/2013 10/03/13 For Sale $359,000 -- $318 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,034 $354,957 -- --
2023 $3,034 $344,619 $0 $0
2022 $2,867 $334,582 $0 $0
2021 $2,900 $324,837 $0 $324,837
2020 $2,879 $320,353 $0 $320,353
2019 $2,823 $313,151 $0 $313,151
2018 $2,589 $280,268 $0 $0
2017 $2,533 $274,504 $0 $0
2016 $2,561 $268,858 $0 $0
2015 $1,988 $197,656 $0 $0
2014 $2,817 $243,992 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 607426

Florida Keys Board of REALTORS®

APN: 00090965-001200