$520,000
SOLD JUL 19, 2021

Rock Harbor Club 97652 Overseas Hwy Unit 7 Key Largo, FL 33037

2 Beds
2 Baths
1,130 Sq Ft
$734/mo HOA Fee

Recently Sold

$460 Per Sq Ft

13% Below List Price

121 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Property Fronts a Bay or Harbor
  • Coral Shores High School Rated A
  • Sandy Beach
  • 1-minute walk to Schwingggg

About This Home

As of July 2021

Peek-a Boo Views of the Florida Bay from this updated condo at Rock Harbor Club! This lovely 2 bedroom, 2 bath home features a spacious open floor plan with granite counters, stainless appliances, washer, dryer and 2 generous screened porches to relax and enjoy the outdoors. Rock Harbor Club is a peaceful gated community offering all the amenities you want to enjoy the Florida Keys lifestyle. Situated on 10 acres of Florida Bay Front property set in lush tropical landscape. With great boating right off the Intracoastal waterway (optional) community dockage, care free in & out dry rack boat storage, temperature controlled pool, tennis courts, pickle ball, bocce ball, basketball, kayak launch, bay-front club house with saunas, sandy beach, fire pit & amazing sunsets!

Last Agent to Sell the Property

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 01/31/2021

LoKation Real Estate

Last Buyer's Agent

Christy Hughes

Moorings Realty, Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,894

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced

HOA Fees

  • $734 Monthly HOA Fees

Interior Spaces

  • 1,130 Sq Ft Home
  • Bar
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Storage

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Parking

  • Electric Gate
  • Guest Parking
  • Open Parking
  • Off-Street Parking

Pool

Outdoor Features

  • First Come-First Served Dock
  • Dock Facilities
  • Screened Balcony
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Air
  • Heat Pump System
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00090965-000700

Community Details

Overview

  • Association fees include bldg exterior mnt, security, water, sewer, exterminating, common area mnt, cable, building insurance
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Beach
  • Bike Trail

Pet Policy

  • Pet Restriction: 1 under 15 lbs

Security

  • Resident Manager or Management On Site
  • Complete Accordion Shutters

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,894

Year Built

Built in 1975 | Remodeled

Lot Details

0

HOA Fees

$734 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 734.00
  • Mandatory HOA: Yes
  • Control Depth: 4
  • Dockage Dock Length: 380
  • Fee Includes: Bldg Exterior Mnt, Security, Water, Sewer, Exterminating, Common Area Mnt, Cable, Building Insurance
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Beach, Manager on Premises, Tennis Courts, Other Area Features, Clubhouse, Community Pool, Community Dockage, Bike Paths
  • Pets W Restrictions: 1 under 15 lbs
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 1893.90
  • Vehicle Storage: Guest Parking, Off Street Parking, Open Parking
  • Year Built: 1975
  • Alternate Key Number: 1104493
  • Cooling Heating: Ceiling Fans(s), Heat Pump, Heat, Central Air
  • Pool Info: Concrete, In Ground, Decked
  • Porch Balcony: Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Shutters: Accordion
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1130.00
  • Pool Info Other: Chilled
  • Pre Wired: Cable
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Interior Amenities: Bar, Granite Counter Top, Window Treatments, Walk-in Closet(s), Storage, Split Bedroom, Pantry, Entrance Foyer, Drapes/Blinds Incl
  • Floor Number: 2.00
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Washer, Stainless Steel Appliance(s), Range, Refrigerator, Oven, Microwave, Dryer
  • Floor: Carpet, Wood, Tile
  • Specialty Rooms: Laundry Room
  • Windows/Doors: Sliding Glass Doors
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Basin, First Come Dock, Dock Privileges
  • Waterfront: Bay Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Fencing, Tennis Court(s), Sandy Beach, Privacy Wall/Fence, Rain Gutters, Outdoor Shower, Lighting
  • Waterview: Bay/Gulf View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: Elect Separate Meter, FKAA

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X,AE,AE,VE,0.2 PCT A
  • Parcel Number: 00090965-000700
  • Land Size: 10 or more Acres
  • Acres: 10.00

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2019

Multi Family

  • Total Units: 91.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2021
Closed on
Jul 16, 2021
Sold by
Kalatzis Dimitrios and Kalatzis Joanne
Bought by
Garis Ryan N and Garis Michelle D
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Christy Hughes
Moorings Realty, Inc
List Price
$595,000
Sold Price
$520,000
Premium/Discount to List
-$75,000
-12.61%
Current Estimated Value
$713,303

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,303
Avg. Annual Appreciation
10.47%
Original Mortgage
$416,000
Outstanding Balance
$381,523
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$392,014

Purchase Details

Closed on
Jun 14, 2001
Sold by
Allen S Wittmer M and Wittmer M Joann C
Bought by
Kalatzis Dimitrios and Kalatzis Joanne

Purchase Details

Closed on
Jan 29, 1997
Sold by
Wilhoit Ronald J and Wilhoit Linda J
Bought by
Wittmer Arthur W and Wittmer Pauline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
7.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 1988
Bought by
Kalatzis Dimitrios and Kalatzis Joanne

Purchase Details

Closed on
Aug 1, 1982
Bought by
Kalatzis Dimitrios and Kalatzis Joanne

Purchase Details

Closed on
May 1, 1977
Bought by
Kalatzis Dimitrios and Kalatzis Joanne
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $520,000 Coastal Ttl & Closing Svcs I
Warranty Deed $164,000 --
Warranty Deed $115,000 --
Warranty Deed $113,000 --
Warranty Deed $100,000 --
Deed $57,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $416,000 New Conventional
Previous Owner $100,000 Unknown
Previous Owner $20,000 Unknown
Previous Owner $92,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2021 07/19/21 Sold $520,000 -9.6% $460 / Sq Ft
04/05/2021 04/05/21 Price Changed $575,000 -10.9% $509 / Sq Ft
03/04/2021 03/04/21 Sold $645,000 +8.4% $470 / Sq Ft
01/31/2021 01/31/21 For Sale $595,000 -12.4% $527 / Sq Ft
01/29/2021 01/29/21 Pending -- -- --
08/10/2020 08/10/20 For Sale $679,000 +9.5% $495 / Sq Ft
07/31/2020 07/31/20 Sold $620,000 -4.5% $452 / Sq Ft
07/19/2020 07/19/20 Pending -- -- --
07/16/2020 07/16/20 For Sale $649,000 -- $473 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,636 $521,986 -- $521,986
2023 $4,636 $515,257 $0 $515,257
2022 $4,095 $454,698 $0 $454,698
2021 $1,944 $207,102 $0 $207,102
2020 $1,930 $204,243 $0 $204,243
2019 $1,894 $199,652 $0 $199,652
2018 $1,884 $195,930 $0 $0
2017 $1,843 $191,901 $0 $0
2016 $1,861 $187,954 $0 $0
2015 $1,891 $186,647 $0 $0
2014 $1,925 $185,166 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Terri Bodker

    Seller's Agent in 2021

    Terri Bodker

    LoKation Real Estate

    (305) 522-9420

    106 Total Sales

    Terri Bodker
    Section Image
  • Joy Martin

    Seller's Agent in 2021

    Joy Martin

    American Caribbean Real Estate, Christie's International Real Estate

    (305) 394-7866

    150 Total Sales

    Joy Martin
    Section Image

  • C

    Buyer's Agent in 2021

    Christy Hughes

    Moorings Realty, Inc

  • K

    Buyer's Agent in 2021

    Kelly Randin

    Sharon J. Kelly Realty, Inc.

    Section Image
See All Agents

About Rock Harbor Club

Map

Source: Florida Keys Board of REALTORS®

MLS Number: 594433

Florida Keys Board of REALTORS®

APN: 00090965-000700

Florida Monroe County Key Largo 33037

97652 Overseas Hwy Unit 7, Key Largo, FL

This home is located at 97652 Overseas Hwy Unit 7, Key Largo, FL 33037 and is currently priced at $520,000, approximately $460 per square foot. This property was built in 1975. 97652 Overseas Hwy Unit 7 is a home located in Monroe County with nearby schools including Key Largo School, Coral Shores High School, and Dolphin Montessori Children's House.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Florida Keys Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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