RENTED JAN 12, 2026

978 Balboa St Morro Bay, CA 93442

Estimated Value: $1,058,816 - $1,252,000

3 Beds
2 Baths
1,775 Sq Ft
$657/Sq Ft Est. Value

Last Sold June 05, 2023

Last sale price $984,000 $554 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $6,959/month

Highlights

  • Detached Guest House
  • Golf Course Community
  • Primary Bedroom Suite
  • Del Mar Elementary School Rated A-
  • Fishing
  • Wood Flooring

About This Home

As of January 2026

Available December 15, 2025. Furnished single family residence with a view of Morro Rock and so many great private spaces! Be located on the West side of Hwy 1 in a 3 Bedrooms, 2 Full Bathroom house with a maximum 6 month lease. Great for families or roommates. Sleeps up to 5 people. Utilities & WIFI included. Small pets okay. Fenced in front and back yard. Non-smoking property. Driveway and frontage parking. Close to freeway access, gas stations, restaurants, grocery stores, health & personal care services and shopping.

Last Agent to Rent the Property

Yvonne Fisher

Fisher Real Estate Brokerage Email: CoastalEvie@gmail.com License #01960615 Listed on: 06/04/2025

Last Renter's Agent

Yvonne Fisher

Fisher Real Estate Brokerage Email: CoastalEvie@gmail.com License #01960615 Listed on: 06/04/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1958

Lot Details

  • 4,750 Sq Ft Lot
  • Landscaped
  • Back and Front Yard
  • Property is zoned R1

Home Design

  • Entry on the 1st floor
  • Turnkey

Interior Spaces

  • 1,775 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Drapes & Rods
  • Blinds
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Wood Flooring
  • Property Views

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Primary Bedroom Suite
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Soaking Tub
  • Bathtub with Shower
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Stacked Washer and Dryer

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • Up Slope from Street
  • Shared Driveway
  • On-Street Parking

Outdoor Features

  • Living Room Balcony
  • Exterior Lighting

Additional Homes

  • Detached Guest House

Utilities

  • Forced Air Heating System
  • Natural Gas Connected
  • Water Purifier
  • Water Softener
  • Cable TV Available

Listing and Financial Details

  • Security Deposit $2,500
  • Rent includes all utilities, trash collection
  • Available 7/11/25
  • Legal Lot and Block 10 / 5
  • Assessor Parcel Number 066084013

Community Details

Overview

  • No Home Owners Association
  • Property is near a preserve or public land

Recreation

  • Golf Course Community
  • Fishing
  • Park
  • Water Sports
  • Hiking Trails
  • Bike Trail

Home Details

Home Type

Single Family

Year Built

Built in 1958

Lot Details

0

Rental Info

  • Cashiers Check: 1ST Month Rent, Pet Deposit, Security Deposit
  • Available Date: 2025-07-11
  • Credit Check Paid By: Tenant
  • Deposit Pets: 400
  • Deposit Security: 2500
  • Furnished: Furnished
  • Pets Allowed: Breed Restrictions, Dogs OK, Size Limit
  • Transfer Fee Paid By: Owner

Listing Details

  • Structure Type: House
  • Property Attached: No
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Subdivision Name Other: Morro Bay Vista Tract
  • View: Yes
  • Zoning: R1
  • Property Condition: Turnkey
  • Property Sub Type: Single Family Residence
  • Property Type: Residential Lease
  • Parcel Number: 066084013
  • Year Built: 1958
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1775.00 Square Feet
  • Interior Amenities: Balcony, Ceiling Fan(s), Furnished, Living Room Balcony, Pantry, Recessed Lighting
  • Stories: 2
  • Common Walls: No Common Walls
  • Flooring: Wood
  • Appliances: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Eating Area: Dining Room
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 1.97
  • Room Type: Foyer, Kitchen, Living Room, Main Floor Primary Bedroom, Primary Suite, Walk-In Closet
  • Window Features: Blinds, Double Pane Windows, Drapes
  • Bathroom Features: Bathtub, Shower In Tub, Double Sinks In Primary Bath, Linen Closet/Storage, Main Floor Full Bath, Soaking Tub

Exterior Features

  • Other Structures: Guest House Detached
  • Exterior Features: Lighting
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Parking Features: Shared Driveway, Street

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator, Water Purifier, Water Softener
  • Heating Type: Forced Air
  • Laundry Features: In Closet, Stackable
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Biking, Fishing, Golf, Hiking, Park, Watersports, Preserve/Public Land

Lot Info

  • Additional Parcels: No
  • Lot Features: Back Yard, Front Yard, Landscaped, Up Slope from Street
  • Lot Size Sq Ft: 4750.00
  • Lot Size Acres: 0.1090

Multi Family

  • Insurance Water Furniture: No
  • Lease Term: Month To Month
  • Lot Size Area: 4750.0000 Square Feet
  • Number Of Units Total: 2
  • Rent Includes: All Utilities, Trash Collection

Tax Info

  • Tax Block: 5
  • Tax Census Tract: 106.02
  • Tax Lot: 10

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2023
Closed on
May 11, 2023
Sold by
Gaines Revocable Trust
Bought by
Fitzgerald Patrick D and Fitzgerald Barbara H
Seller's Agent
Hailey Chiasson
Navigators Real Estate
Buyer's Agent
Yvonne Fisher
Fisher Real Estate
List Price
$984,000
Sold Price
$984,000
Views
79
Current Estimated Value
$1,165,704

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$181,704
Avg. Annual Appreciation
6.79%
Original Mortgage
$760,800
Outstanding Balance
$739,645
Interest Rate
6.39%
Mortgage Type
New Conventional
Estimated Equity
$426,059

Purchase Details

Closed on
Dec 28, 2009
Sold by
Kasow Rhonda and Gaines Rhonda
Bought by
Gaines Rhonda

Purchase Details

Closed on
Aug 6, 2009
Sold by
Kasow Rhonda and Gaines Rhonda
Bought by
Gaines Rhonda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,000
Interest Rate
5.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 9, 2009
Sold by
Gaines Rhonda and Kasow Rhonda
Bought by
Gaines Rhonda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,000
Interest Rate
5.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 9, 2004
Sold by
Kasow Rhonda
Bought by
Kasow Rhonda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
6.27%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Aug 28, 2000
Sold by
Payne Russell
Bought by
Kasow Rhonda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
8.07%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fitzgerald Patrick D $984,000 First American Title
Gaines Rhonda -- None Available
Gaines Rhonda -- None Available
Gaines Rhonda -- First American Title Company
Kasow Rhonda -- First American Title Ins Co
Kasow Rhonda -- Cuesta Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fitzgerald Patrick D $760,800
Previous Owner Gaines Rhonda $238,000
Previous Owner Kasow Rhonda $40,000
Previous Owner Kasow Rhonda $15,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/12/2026 01/12/26 Rented $3,500 0.0% --
06/04/2025 06/04/25 For Rent $3,500 0.0% --
06/05/2023 06/05/23 Sold $984,000 0.0% $528 / Sq Ft View Prior Sale
04/03/2023 04/03/23 For Sale $984,000 -- $528 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,092 $1,023,753 $572,220 $451,533
2024 $4,287 $1,003,680 $561,000 $442,680
2023 $4,287 $394,307 $188,077 $206,230
2022 $4,017 $386,577 $184,390 $202,187
2021 $3,952 $378,998 $180,775 $198,223
2020 $3,910 $375,113 $178,922 $196,191
2019 $3,868 $367,759 $175,414 $192,345
2018 $3,791 $360,549 $171,975 $188,574
2017 $3,715 $353,480 $168,603 $184,877
2016 $3,641 $346,550 $165,298 $181,252
2015 $3,584 $341,346 $162,816 $178,530
2014 $3,290 $334,660 $159,627 $175,033
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PI25125395

California Regional Multiple Listing Service (CRMLS)

APN: 066-084-013