$920,000
OPEN SAT 1PM - 4PM

98 Tierra Montanosa Unit 73 Rancho Santa Margarita, CA 92688

Estimated payment $5,899/month

Total Views 1,415
3 Beds
3 Baths
1,472 Sq Ft
$625 Price per Sq Ft

Highlights

  • Spa
  • Two Primary Bedrooms
  • Updated Kitchen
  • Melinda Heights Elementary School Rated A-
  • Panoramic View
  • Cathedral Ceiling

About This Home

Welcome to your dream home in the beautiful community of Tierra Montanosa. This stunning three-bedroom, three-bathroom condominium offers panoramic views of the city lights, valley
and Saddleback mountains, creating a serene backdrop for your everyday life.

As you step inside, you'll be captivated by the soaring cathedral ceilings and abundant natural light streaming through the floor-to-ceiling windows. The open-concept layout is perfect for both relaxation and entertaining. One of the highlights of this home is the convenient full bedroom and bathroom located downstairs with slider to patio, ideal for guests or family members. Upstairs you will find dual-masters. One with walk in closet, the other with 2 closets and incredible panoramic views!

The remodeled kitchen features gorgeous hardwood cabinetry and modern finishes. This home comes equipped with essential appliances, including a washer, dryer, and refrigerator, along with new paint and carpet throughout for a fresh, modern feel.

Enjoy the luxury of a two-car attached garage with a Tesla charging system, making life easier for eco-conscious residents.

The wonderful amenities in Rancho Santa Margarita include six swimming pools, spa, various sports courts, parks, scenic hiking trails, and exclusive access to Rancho Santa Margarita Lake and Beach Club.

This community is recognized as the safest city in California for the second consecutive year. Additionally, you’re just a short distance from the highly-acclaimed Melinda Heights Elementary School.

Don’t miss your opportunity to own this spectacular condominium in a vibrant community! Schedule your viewing today and experience all that Rancho Santa Margarita has to offer.

Listing Agent

Joanna Armstrong

@Vantage Real Estate Brokerage Phone: 949-232-2544 License #02093652 Listed on: 08/19/2025

Open House Schedule

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,373

Year Built

  • Built in 1996 | Remodeled

Lot Details

  • End Unit
  • Two or More Common Walls

HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 1 Open Parking Space
  • Parking Available
  • Front Facing Garage

Property Views

  • Panoramic
  • City Lights
  • Mountain
  • Hills
  • Neighborhood

Home Design

  • Patio Home
  • Tile Roof

Interior Spaces

  • 1,472 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Recessed Lighting
  • Living Room with Fireplace

Kitchen

  • Updated Kitchen
  • Gas Oven
  • Gas Range
  • Microwave
  • Ice Maker
  • Water Line To Refrigerator
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Double Master Bedroom
  • Multi-Level Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub
  • Exhaust Fan In Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Open Patio
  • Exterior Lighting

Schools

  • Melinda Heights Elementary School
  • Rancho Santa Margarita Middle School
  • Trabucco Hills High School

Utilities

  • Central Heating and Cooling System
  • 220 Volts in Garage

Listing and Financial Details

  • Tax Lot 5
  • Tax Tract Number 14765
  • Assessor Parcel Number 93812448
  • $39 per year additional tax assessments

Community Details

Overview

  • 210 Units
  • Tierra Montanosa Association, Phone Number (949) 716-3998
  • Samlarc Association, Phone Number (949) 709-0019
  • Powerstone HOA
  • Maintained Community
  • Foothills

Amenities

  • Outdoor Cooking Area
  • Community Barbecue Grill
  • Picnic Area
  • Banquet Facilities
  • Meeting Room
  • Recreation Room

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Sport Court
  • Community Playground
  • Community Pool
  • Community Spa
  • Park
  • Horse Trails
  • Hiking Trails
  • Bike Trail

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,373

Year Built

Built in 1996 | Remodeled

Lot Details

0

HOA Fees

$605 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Inclusions: Washer, dryer, refrigerator, wardrobe in downstairs bedroom
  • Other Phone Description: 949-232-2544
  • Property Attached: Yes
  • Subdivision Name Other: Tierra Montanosa
  • View: Yes
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93812448
  • Year Built: 1996
  • Special Features: OpenHouse

Interior Features

  • Fireplace: Yes
  • Living Area: 1472.00 Square Feet
  • Interior Amenities: Cathedral Ceiling(s), Granite Counters, High Ceilings, Recessed Lighting
  • Stories: 2
  • Entry Location: Side of bldg
  • Common Walls: 2+ Common Walls, End Unit
  • Flooring: Carpet, Tile
  • Appliances: Yes
  • Full Bathrooms: 3
  • Full And Three Quarter Bathrooms: 3
  • Total Bedrooms: 3
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 625.00
  • Room Type: Main Floor Bedroom, Multi-Level Bedroom, Two Primaries, Walk-In Closet
  • Spa Features: Community
  • Bathroom Features: Bathtub, Double Sinks In Primary Bath, Exhaust Fan(s)
  • Room Kitchen Features: Granite Counters, Remodeled Kitchen

Exterior Features

  • Patio: Yes
  • View: City Lights, Hills, Mountain(s), Neighborhood, Panoramic
  • Patio And Porch Features: Patio Open
  • Pool Features: Association
  • Pool Private: No
  • Roof: Tile
  • Spa: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: Yes
  • Parking Features: Direct Garage Access, Garage Faces Front
  • Total Parking Spaces: 3.00
  • Uncovered Spaces: 1.00

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Water Line to Refrigerator
  • Electric: 220 Volts in Garage
  • Heating Type: Central
  • Laundry Features: Dryer Included, Inside, Washer Included
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: Samlarc
  • Amenities: Pickleball, Pool, Spa/Hot Tub, Barbecue, Outdoor Cooking Area, Picnic Area, Playground, Tennis Court(s), Sport Court, Biking Trails, Hiking Trails, Horse Trails, Banquet Facilities, Recreation Room, Meeting Room, Maintenance Grounds
  • Association Fee: 518.00
  • Association #2 Fee: 87.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Tierra Montanosa
  • Phone: 9497163998
  • Association Phone #2: 9497090019
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Biking, Curbs, Foothills, Hiking, Park, Sidewalks, Street Lights
  • Association Management: Powerstone
  • Association Management 2: Samlarc

Schools

  • School District: Saddleback Valley Unified
  • Elementary School: Melinda Heights
  • Middle School: Rancho Santa Margarita
  • High School: Trabucco Hills
  • Elementary School: Melinda Heights
  • High School: Trabucco Hills
  • Middle Or Junior School: Rancho Santa Margarita
  • Elementary School #2: MELHEI
  • High School2: TRAHIL2

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Patio Home
  • Lot Size Sq Ft: 8484.00
  • Lot Size Acres: 0.1948

Multi Family

  • Lease Considered: No
  • Lot Size Area: 8484.0000 Square Feet
  • Number Of Units In Community: 210
  • Number Of Units Total: 240

Tax Info

  • Tax Census Tract: 320.49
  • Tax Lot: 5
  • Tax Tract Number: 14765
  • TaxOtherAnnualAssessmentAmount: 39.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,373 $337,970 $115,856 $222,114
2024 $3,373 $331,344 $113,585 $217,759
2023 $3,293 $324,848 $111,358 $213,490
2022 $3,235 $318,479 $109,175 $209,304
2021 $3,143 $312,235 $107,035 $205,200
2020 $3,145 $309,034 $105,938 $203,096
2019 $3,279 $302,975 $103,861 $199,114
2018 $3,782 $297,035 $101,825 $195,210
2017 $3,997 $291,211 $99,828 $191,383
2016 $4,034 $285,501 $97,870 $187,631
2015 $3,920 $281,213 $96,400 $184,813
2014 $4,203 $275,705 $94,512 $181,193
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 For Sale $920,000 -- $625 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- --
Grant Deed $220,000 --
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Chicago Title Co
Grant Deed $180,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $234,000 Unknown
Closed $222,000 Unknown
Closed $220,000 Unknown
Closed $210,800 FHA
Closed $213,300 FHA
Previous Owner $20,000 Stand Alone Second
Previous Owner $170,900 No Value Available
Source: Public Records

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC25169665

California Regional Multiple Listing Service (CRMLS)

APN: 938-124-48