NOT LISTED FOR SALE

981 Saint Charles St Elgin, IL 60120

Southeast Elgin Neighborhood

Estimated Value: $175,000 - $246,000

2 Beds
2 Baths
1,100 Sq Ft
$194/Sq Ft Est. Value

Last Sold October 31, 2012

Last sale price $49,000 $45 Per Sq Ft

Est. 336% increase in value since last sale

Current estimated payment $1,448/month

17 Days on Market

Highlights

  • Main Floor Bedroom
  • Play Room
  • Fenced Yard
  • South Elgin High School Rated A-
  • Formal Dining Room
  • 4-minute walk to Unity Park

About This Home

As of October 2012

SOLID BLOCK CONSTRUCTION HOME. FEATURES INCLUDE 2 BRS, 2 BATHS, SEP. DINING ROOM, PARTIALLY FINISHED BASEMENT W/PLAY ROOM, OFFICE AND FR., WALK UP ATTIC, BUILT IN CABINETS, GREAT WOODWORK.NEEDS COSMETIC AND PERSONAL TOUCHES.Being sold in "AS IS" Condition, 100% tax proration, no survey, no disclosures. ROOM SIZE APX

Last Agent to Sell the Property

Kevin Schudel

Buy It Inc License #471002676 Listed on: 09/10/2012

Last Buyer's Agent

Andrew Dabandons

Lotus Land Realty LLC, License #475144059

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $3,776

Year Built

  • 1918

Lot Details

  • Fenced Yard

Parking

  • Detached Garage
  • Driveway

Home Design

  • Block Foundation
  • Block Exterior

Interior Spaces

  • Main Floor Bedroom
  • Formal Dining Room
  • Play Room
  • Storage Room
  • Breakfast Bar

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas

Property Details

Home Type

Other

Est. Annual Taxes

$3,776

Year Built

1918

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Architectural Style: Bungalow
  • Type Detached: 1 Story
  • Special Features: 20
  • Year Built (Public Record): 1918

Interior Features

  • Interior Property Features: 1st Floor Bedroom
  • Number Of Rooms: 7
  • Equipment: Ceiling Fan
  • Attic: Interior Stair, Unfinished
  • Basement: Full
  • Basement: Partially Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 2
  • Master Bedroom Level: Main Level
  • Master Bedroom Size: 10X10
  • Master Bedroom Flooring: Carpet
  • Second Bedroom Level: Main Level
  • Second Bedroom Size: 09X10
  • Second Bedroom Flooring: Carpet
  • Living Room Level: Main Level
  • Living Room Size: 11X12
  • Living Room Flooring: Carpet
  • Dining Room: Separate
  • Dining Room Level: Main Level
  • Dining Room Size: 10X11
  • Dining Room Flooring: Carpet
  • Family Room Level: Basement
  • Family Room Size: 12X14
  • Kitchen Type: Eating Area-Table Space
  • Kitchen Level: Main Level
  • Kitchen Size: 08X09
  • Kitchen Flooring: Ceramic Tile
  • Additional Rooms: Play Room, Storage
  • Additional Room 1 Name: Playroom
  • Additional Room 1 Level: Basement
  • Additional Room 1 Size: 08X09
  • Additional Room 1 Flooring: Carpet
  • Additional Room 2 Name: Storage
  • Additional Room 2 Level: Basement
  • Additional Room 2 Size: 08X11
  • Additional Room 2 Flooring: Carpet

Exterior Features

  • Roof: Asphalt/Glass (Shingles)
  • Foundation: Block
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Block

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Driveway: Concrete

Utilities

  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Special Assessments: U

Schools

  • Elementary School: HUFF ELEMENTARY SCHOOL
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 62X160
  • Lot Description: Fenced Yard

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 24, 2017
Sold by
Anongsack Somphong and Anongsack Thinthong
Bought by
Hernandez Richardo J
Total Days on Market
17
Current Estimated Value
$213,483

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,645
Outstanding Balance
$94,095
Interest Rate
4.25%
Mortgage Type
FHA
Estimated Equity
$118,797

Purchase Details

Listed on
Sep 10, 2012
Closed on
Oct 5, 2012
Sold by
Federal National Mortgage Association
Bought by
Thienthong Anongsack Somphong and Thienthong Anongsack
Seller's Agent
Kevin Schudel
Buy It Inc
Buyer's Agent
Andrew Dabandons
Lotus Land Realty LLC,
List Price
$49,900
Sold Price
$49,000
Premium/Discount to List
-$900
-1.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.34%

Purchase Details

Closed on
Jun 25, 2012
Sold by
Andrade Salomon
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 13, 2002
Sold by
Andrade Jose A
Bought by
Andrade Salomon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 24, 2000
Sold by
Gonzalez Gil
Bought by
Andrade Salomon and Andrade Jose A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,255
Interest Rate
8.64%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Apr 21, 1995
Sold by
Hinojosa Feliciano and Gonzalez Antonio
Bought by
Gonzalez Gil
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hernandez Richardo J $115,000 Chicago Title Ins Co
Thienthong Anongsack Somphong $49,000 None Available
Federal National Mortgage Association -- None Available
Andrade Salomon -- Citywide Title Corp
Andrade Salomon $113,000 Plm Title Company
Gonzalez Gil -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hernandez Richardo J $111,645
Closed Hernandez Ricardo J $7,500
Previous Owner Anongsack Somphong $50,250
Previous Owner Andrade Salomon $113,000
Previous Owner Andrade Salomon $107,255
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/31/2012 10/31/12 Sold $49,000 -1.8% $45 / Sq Ft
09/27/2012 09/27/12 Pending -- -- --
09/10/2012 09/10/12 For Sale $49,900 -- $45 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,776 $52,291 $12,229 $40,062
2022 $3,614 $47,681 $11,151 $36,530
2021 $3,442 $44,578 $10,425 $34,153
2020 $3,192 $41,003 $9,952 $31,051
2019 $3,088 $39,058 $9,480 $29,578
2018 $2,592 $32,215 $8,931 $23,284
2017 $3,132 $30,455 $8,443 $22,012
2016 $3,013 $28,254 $7,833 $20,421
2015 -- $25,898 $7,180 $18,718
2014 -- $25,578 $7,091 $18,487
2013 -- $29,601 $7,278 $22,323
Source: Public Records

Agents Affiliated with this Home

  • Kevin Schudel

    Seller's Agent in 2012

    Kevin Schudel

    Buy It Inc

    (847) 833-2337

    18 Total Sales

    Section Image

  • A

    Buyer's Agent in 2012

    Andrew Dabandons

    Lotus Land Realty LLC,

    (773) 499-8998

    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08156047

Midwest Real Estate Data (MRED)

APN: 06-24-484-005

Illinois Kane County Elgin 60120 Southeast Elgin

981 Saint Charles St, Elgin, IL

This home is located at 981 Saint Charles St, Elgin, IL 60120 since 10 September 2012 and is currently estimated at $213,483, approximately $194 per square foot. This property was built in 1918. 981 Saint Charles St is a home located in Kane County with nearby schools including Nature Ridge Elementary School, Kenyon Woods Middle School, and South Elgin High School.

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