$454,900

9815 Settlers Ln Gainesville, GA 30506

Estimated payment $2,673/month

Total Views 16,133
4 Beds
2.5 Baths
2,790 Sq Ft
$163 Price per Sq Ft

Highlights

  • Hot Property
  • ENERGY STAR Certified Homes
  • Fireplace in Primary Bedroom
  • Chestatee Elementary School Rated A
  • Clubhouse
  • Traditional Architecture

About This Home

Welcome to your retreat near Lake Lanier in the East Forsyth school district! You have an opportunity to buy this house at a 4.0% RATE to get a LOWER MONTHLY PAYMENT. It also qualifies for a USDA loan at 100% in case coming up with a down payment is what is holding you back. Nestled on a quiet corner lot, this charming 4-bedroom, 2.5-bathroom home offers the perfect blend of modern comfort and a desirable lake-adjacent lifestyle. Step inside to discover a series of thoughtful upgrades that give this home the feel of new construction without the new construction price. The kitchen, updated with a granite countertop and backsplash in 2006, now features brand-new appliances added in 2023, including a dishwasher, refrigerator, gas stove, and washer & dryer. There is also a refrigerator in the garage that is staying. This is great for a first-time homeowner! The main level shines with brand-new luxury vinyl plank (LVP) flooring installed in 2019, while the half bathroom on this level was also fully renovated. Upstairs, the master suite has been transformed with a beautiful renovation completed in 2023. Other major investments ensure peace of mind, with a new hot water heater and dual HVAC systems replaced in 2021. The upgrades extend throughout the home, from the new nickel doorknobs to the refreshed hall bathroom with new glass shower doors and vanity. Outside, the exterior was freshly painted in 2021, and a new retaining wall was added between properties in 2023. Beyond your lot, a waterfront paradise awaits. You are less than 2 miles from Port Royale Marina, where you can easily keep your boat and dine at Pelican Pete's. The area offers abundant restaurants and shopping, with the brand-new Lanierland Park just a 10-minute drive away. Schedule a tour today and start living the Lake Lanier life! For the full 360 experience and interactive 3D tour, visit my website at this link:

Listing Agent

Suzanne Willis

SWP Realty License #356014 Listed on: 02/13/2026

SWP Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,458

Year Built

  • Built in 2000

Lot Details

  • 0.51 Acre Lot
  • Corner Lot

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof
  • Concrete Siding
  • Brick Front

Interior Spaces

  • 2,790 Sq Ft Home
  • 2-Story Property
  • Rear Stairs
  • Tray Ceiling
  • High Ceiling
  • Double Pane Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Fire and Smoke Detector

Kitchen

  • Breakfast Room
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Sustainable

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Double Vanity

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Eco-Friendly Details

  • Energy-Efficient Appliances
  • ENERGY STAR Certified Homes

Outdoor Features

  • Patio

Schools

  • Chestatee Elementary School
  • Little Mill Middle School
  • East Forsyth High School

Utilities

  • Cooling Available
  • Heating System Uses Natural Gas
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • $500 Initiation Fee
  • Eagles Landing On Lanier Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,458

Year Built

Built in 2000

Lot Details

0.51 Acres

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2000
  • ArchitecturalStyle: Brick Front, Traditional
  • Main Level Half Bathrooms: 1
  • GreenEnergyEfficient: Appliances
  • Levels: Two
  • Lot Size Acres: .51
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2790
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range (Combo), Refrigerator, Washer
  • Bedrooms: 4
  • Basement: None
  • Total Finished Sq Ft: 2790
  • Above Grade Finished Sq Ft: 2790
  • Interior Amenities: Double Vanity, High Ceilings, Rear Stairs, Tray Ceiling(s), Walk-In Closet(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplace Features: Family Room, Master Bedroom
  • Flooring: Carpet, Sustainable
  • Kitchen Features: Breakfast Area, Breakfast Room
  • Window Features: Double Pane Windows

Beds/Baths

  • Upper Level Full Bathrooms: 2

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete
  • Foundation Details: Slab
  • Lot Features: Corner Lot
  • Patio And Porch Features: Patio
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Garage, Garage Door Opener, Kitchen Level
  • ParkingTotal: 2

Utilities

  • Cooling: Electric
  • Heating: Natural Gas
  • Laundry Features: Upper Level
  • Security Features: Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 500
  • Association: Yes
  • Community Features: Clubhouse, Pool, Tennis Court(s)

Fee Information

  • Initiation Fee: 500
  • Association Fee Includes: Other

Schools

  • Elementary School: Chestatee
  • High School: East Forsyth
  • Middle School: Little Mill

Green Features

  • Green Building Verification Type: ENERGY STAR Certified Homes

Multi Family

  • Total Fireplaces: 2

Tax Info

  • Year: 2024
  • Tax Annual Amount: 3458

3D Interior and Exterior Tours

Floorplans

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,458 $177,112 $40,000 $137,112
2024 $3,458 $177,464 $44,000 $133,464
2023 $2,720 $155,212 $40,000 $115,212
2022 $2,798 $104,352 $18,000 $86,352
2021 $2,532 $104,352 $18,000 $86,352
2020 $2,353 $95,656 $14,000 $81,656
2019 $2,344 $95,076 $14,000 $81,076
2018 $2,337 $94,140 $14,000 $80,140
2017 $2,202 $87,312 $14,000 $73,312
2016 $2,064 $80,752 $14,000 $66,752
2015 $1,983 $76,752 $10,000 $66,752
2014 $1,477 $59,096 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/13/2026 02/13/26 For Sale $454,900 -- $163 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Deed $180,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $135,000 New Conventional
Source: Public Records

About the Listing Agent

Suzanne Willis

SWP Realty

(470) 635-6312

Section Image

My philosophy is simple: clients come first. I pledges to be in constant communication with my clients, keeping them fully informed throughout the entire buying or selling process. I believes that if you are not left with an amazing experience, I have not done my job. I don't measure success through achievements or awards, but through the satisfaction of my clients.

Suzanne's Other Listings

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    • 7 Baths
    • 5,619 Sq Ft
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    Welcome to your private oasis on the lake, where luxury seamlessly blends with cutting-edge technology. This immaculate, move-in ready estate offers unparalleled serenity and sophisticated living, completely refreshed with a brand-new interior and exterior paint to provide a true "fresh start" for its new owners. The home features six bedrooms, five full baths, and 2 half bathrooms.The

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  • 4433 Lake Forest Dr, Oakwood, GA 30566

    $349,000 Sold Aug 28, 2025

    • 3 Beds
    • 2.5 Baths
    • 1,880 Sq Ft
    • 4433 Lake Forest Dr
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    Do you want to go to the new Hall county school, Everwood Elementary? Then welcome to this beautifully updated all-brick ranch home nestled on nearly an acre lot, backing up to protected Corps of Engineers land on Lake Lanier. Seller's loss is your buyers gain, this home is listed under the appraised value! This 3-bedroom, 2.5-bath home offers the perfect blend of privacy, charm, and convenience

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  • 3129 Robinson Place, Gainesville, GA 30504

    $180,000 Sold Jun 25, 2025

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    • 1,040 Sq Ft
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    Great property for investor or a handy homeowner. MUST BE A CASH SALE. It will need all new kitchen appliances and hot water heater. The HVAC is working and the roof is in good condition. The front porch has settled and broke. There is quote available for how much you should budget for the repair. This is a AS IS sale. There are comps for renovated homes in the same school district that are 3

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  • 3376 Turtleback Rd, Gainesville, GA 30506

    $340,000 Sold Jun 09, 2025

    • 3 Beds
    • 2 Baths
    • 1,562 Sq Ft
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    Welcome to this charming 3-bedroom, 2-bathroom ranch-style home located in the desirable North Hall school district. This beautifully maintained property offers a spacious split floorplan with brand new LVP flooring throughout and elegant quartz countertops in the kitchen, along with a convenient new drawer microwave. Large dining area off of the kitchen open to the family room. Enjoy your

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  • 569 Woodland Park Terrace, Lawrenceville, GA 30043

    $306,500 Sold Jan 14, 2026

    • 3 Beds
    • 2.5 Baths
    • 1,940 Sq Ft
    • 569 Woodland Park Terrace
    • Lawrenceville, GA

    Opportunity to get a rate down to 4.5% with the Seller's lender doing a 2/1 buydown, call for details. Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhouse located in a desirable gated community with easy access to the interstate-perfect for commuters! HOA covers WATER AND SEWAGE, along with the COMMON AREA maintenance. Enjoy peace of mind with NEWER MAJOR SYSTEMS INCLUDING HVAC,

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  • 6310 Green Mountain Ln, Clermont, GA 30527

    $420,000 Sold Dec 17, 2025

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    No HOA! Bring your toys and build your dream shop. Spacious four-bedroom, three-bath home on nearly an acre lot, offering privacy and natural beauty. The bonus room includes a window and closet, making it perfect as a fifth bedroom if needed. The finished basement provides a versatile rec room along with an additional office space filled with natural light. That office has a window with no

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  • 122 Cannon Creek, Homer, GA 30547

    $404,900 Sold Jun 06, 2025

    • 4 Beds
    • 2.5 Baths
    • 2,356 Sq Ft
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    Welcome to your dream home! This modern four-bedroom, two-and-a-half bath house offers a perfect blend of contemporary design and natural beauty. Nestled on 1.85 acres of serene, wooded land, this property promises privacy, tranquility, and a picturesque setting. Open-concept living area with ample natural light, perfect for family gatherings and entertaining. Modern kitchen with stainless steel

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Source: Georgia MLS

MLS Number: 10691033

Georgia MLS

APN: 306-120

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