NOT LISTED FOR SALE

989 Posey St Galt, CA 95632

Estimated Value: $506,000 - $535,000

3 Beds
2.5 Baths
1,684 Sq Ft
$311/Sq Ft Est. Value

Last Sold August 24, 2023

Last sale price $490,000 $291 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $3,549/month

7 Days on Market

Highlights

  • Solar Power System
  • Tankless Water Heater
  • Central Heating and Cooling System
  • Great Room
  • Guest Parking
  • Carpet

About This Home

As of August 2023

Welcome to this less than 2 year old Hi-Tech SMART-HOME with ALL the latest technology features. The house is pre-wired for additional technology devices; Remote access via cell or other device(s) to control lighting/temperature/garage door/front and rear door locks including bathroom fans etc. Located in the highly sought after Veranda at River Oaks neighborhood. This low maintenance home features a large open kitchen with stainless steel appliances, Quartz counters, 5 burner gas stove and beautiful walnut cabinets. Kitchen opens up to a dining area that is right off of the back patio. Convenient upstairs laundry with cabinets, dual sinks in both upstairs baths and spacious rooms. Master suite with walk-in closet. Two car garage and lots of guest parking. SOLAR PANELS ARE PAID OFF - VERY LOW Monthly Utilities: PGE $12/mo. (AVG) & SMUD $19-25/mo. Located across the street is the Galt Community Park, with lighted volleyball courts, basketball courts, tennis courts and batting cages. Less than 10 mins from Elk Grove.

Last Agent to Sell the Property

Nicole McNeil

HomeSmart ICARE Realty License #01943734 Listed on: 07/19/2023

HomeSmart ICARE Realty

Last Buyer's Agent

Barbara Moseby

MoseyOnHome Realty Real Estate License #01804056

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,887

Year Built

  • Built in 2021

Lot Details

  • 3,058 Sq Ft Lot
  • Street terminates at a dead end

HOA Fees

  • $119 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Rear-Facing Garage
  • Garage Door Opener
  • Guest Parking

Home Design

  • Concrete Foundation
  • Frame Construction
  • Tile Roof
  • Concrete Perimeter Foundation
  • Stucco
  • Stone

Interior Spaces

  • 1,684 Sq Ft Home
  • 2-Story Property
  • Great Room

Kitchen

  • Free-Standing Gas Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on upper level
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Eco-Friendly Details

  • Solar Power System

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater

Community Details

  • Association fees include ground maintenance
  • Veranda At River Oaks Hoa/ Vierra Moore Association, Phone Number (916) 925-9000
  • Veranda At River Oaks Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 148-1190-045-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,887

Year Built

Built in 2021

Lot Details

0

HOA Fees

$119 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached,Tract
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Stories: 2
  • Year Built: 2021
  • Subdivision: VERANDA AT RIVER OAKS
  • ResoPropertyType: Residential
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Gas Range, Dishwasher, Disposal, Microwave, Plumbed For Ice Maker, Tankless Water Heater, Other
  • Flooring: Carpet, Laminate
  • Total Bathrooms: 3
  • Bathroom Features: Double Sinks,Tub w/Shower Over,Quartz
  • Dining Room Features: Space in Kitchen,Formal Area
  • Kitchen Features: Breakfast Area,Quartz Counter
  • Living Room Features: Great Room
  • Main Level: Dining Room,Family Room,Partial Bath(s),Garage,Kitchen,Street Entrance
  • Price Per Square Foot: 290.97
  • Square Footage: 1684.00

Exterior Features

  • Construction Materials: Stone, Stucco, Frame, Wood
  • Foundation: Concrete
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 485000.00
  • Lot Features: Dead End
  • Pool: No
  • Roof: Tile
  • Spa: No

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached, Garage Door Opener, Garage Facing Rear, Guest Parking Available

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector, Fire Suppression System
  • Sewer: In & Connected
  • Utilities: Public, Solar
  • Cooling: Central
  • Electric: 220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Cabinets, Upper Floor, Inside Room
  • Water Source: Meter on Site, Public

Condo/Co-op/Association

  • Association Features: None
  • Association Fee: 119
  • Association Fee Frequency: Monthly
  • Association Fee Includes: MaintenanceGrounds
  • Association Name: VERANDA AT RIVER OAKS HOA/ Vierra Moore
  • Association Phone: (916) 925-9000
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Mandatory Association: Yes
  • Subdivision Developer: Elliott Homes

Schools

  • Senior High School District: Galt Joint UHS

Lot Info

  • Zoning Description: Residential
  • Irrigation: Public District
  • Lot Size Acres: 0.0702
  • Lot Size Sq Ft: 3058.00
  • ResoLotSizeUnits: Acres

Tax Info

  • Assessor Parcel Number: 148-1190-045-0000
  • Bonds/Assessments/Taxes Description: Local Assessments,Mello Roos
  • Bonds/Assessments/Taxes: Yes

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 19, 2023
Closed on
Aug 22, 2023
Sold by
Whipple Matthew
Bought by
White Kameron James
Seller's Agent
Nicole McNeil
HomeSmart ICARE Realty
Buyer's Agent
Barbara Moseby
MoseyOnHome Realty Real Estate
List Price
$485,000
Sold Price
$490,000
Premium/Discount to List
$5,000
1.03%
Views
23
Current Estimated Value
$524,264

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,264
Avg. Annual Appreciation
2.77%
Original Mortgage
$440,000
Outstanding Balance
$431,083
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$86,581

Purchase Details

Closed on
Jul 21, 2021
Sold by
Elliott Homes Inc
Bought by
Whipple Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,450
Interest Rate
2.96%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
White Kameron James $490,000 Lennar Title
Whipple Matthew $420,500 Stewart Title Of Sacramento
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open White Kameron James $440,000
Previous Owner Whipple Matthew $230,450
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/24/2023 08/24/23 Sold $490,000 +1.0% $291 / Sq Ft
07/26/2023 07/26/23 Pending -- -- --
07/19/2023 07/19/23 For Sale $485,000 -- $288 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,887 $499,800 $153,000 $346,800
2024 $6,887 $490,000 $150,000 $340,000
2023 $3,445 $428,859 $91,800 $337,059
2022 $3,420 $420,450 $90,000 $330,450
2021 $978 $86,901 $21,901 $65,000
2020 $247 $21,892 $21,892 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 223068086

MetroList

APN: 148-1190-045