$393,000
SOLD JUN 20, 2025

991 Terra Ln Franklin, IN 46131

5 Beds
3 Baths
3,029 Sq Ft
0.26 Acres

Recently Sold

$130 Per Sq Ft

1% Above List Price

7 Days on Market

Highlights

  • Home fronts a pond
  • Traditional Architecture
  • Porch
  • Pond View
  • Main Floor Bedroom
  • 2 Car Attached Garage

About This Home

As of June 2025

This beautifully maintained 5-BD, 3-BA home offers flexible living with a convenient main-level bedroom and full bath. Each BD includes a walk-in closet, providing ample storage throughout. A dedicated home office with French doors and an upstairs loft adds even more functional space for work or play. A stunning, oversized eat-in kitchen featuring a large quartz island, huge walk-in pantry, and a practical mud room/drop zone keeps things tidy and organized. Enjoy a large fenced-in backyard and a spacious paved patio-perfect for summer gatherings and a gorgeous pond view. The attached 2-car garage adds to the convenience with a 4 ft bump out for even more storage! Located just minutes from downtown Franklin, this home places you close to shopping, dining, and year-round community events. Enjoy concerts and the splash pad at Youngs Creek Park or spend the day at nearby Blue Heron Park with playgrounds, walking trails, and frisbee golf. Move-in ready and packed with charm-don't miss your chance to call this Franklin gem home!

Last Agent to Sell the Property

Angela McComiskey

Keller Williams Indpls Metro N Brokerage Email: angela@trusshomegroup.com License #RB21002201 Listed on: 05/08/2025

Keller Williams Indpls Metro N

Last Buyer's Agent

Hellena Robinett

CENTURY 21 Scheetz License #RB14047383

CENTURY 21 Scheetz

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,950

Year Built

  • Built in 2022

Lot Details

  • 0.26 Acre Lot
  • Home fronts a pond
  • Landscaped with Trees

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Tray Ceiling
  • Paddle Fans
  • Pond Views
  • Attic Access Panel
  • Fire and Smoke Detector
  • Laundry on upper level

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Outdoor Features

  • Patio
  • Porch

Schools

  • Creekside Elementary School
  • Franklin Community Middle School
  • Custer Baker Intermediate School
  • Franklin Community High School

Utilities

  • Electric Water Heater

Community Details

  • Association fees include builder controls
  • Association Phone (317) 875-5600
  • Bluffs At Young's Creek Subdivision
  • Property managed by Community Asso Services
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Legal Lot and Block 124 / 3
  • Assessor Parcel Number 410822043065000009
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,950

Year Built

Built in 2022

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Builder Name: Arbor Homes
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2025
  • Year Built: 2022
  • Building Area Total: 3029
  • Garage Y N: Yes
  • Lot Size Acres: 0.26
  • Subdivision Name: Bluffs At Young'S Creek
  • Transaction Type: Sale
  • Website: https://linktr.ee/indy_ang_realtor
  • Accessibility Features YN: No
  • Website: https://www.cas-indiana.com/
  • MBR_AttributionContact: angela@trusshomegroup.com
  • Attribution Contact: angela@trusshomegroup.com
  • Special Features: None

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Electric Water Heater, Disposal, Microwave, Electric Oven, Refrigerator, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Interior Amenities: Attic Access, Breakfast Bar, Tray Ceiling(s), Center Island, Paddle Fan, Pantry, Walk-in Closet(s)
  • Living Area: 3029
  • Main Level Bedrooms: 1
  • Other Equipment: Smoke Alarm
  • Spa Y N: No
  • Areas Interior: Bedroom Other on Main
  • Eating Area: Formal Dining Room,Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 1420
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 1609
  • Rooms Basement: 0

Exterior Features

  • Construction Materials: Vinyl With Brick
  • Direction Faces: Northwest
  • Fencing: Fence Full Rear
  • Foundation Details: Slab
  • List Price: 390000
  • Patio And Porch Features: Open Patio, Porch Open
  • Pool Private Y N: No
  • View: Pond
  • View Y N: Yes
  • Waterfront Features: Pond
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Parking Other: Service Door
  • Garage Sq Ft: 520

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Heating: High Efficiency (90%+ AFUE ), Natural Gas
  • Laundry Features: Upper Level
  • Water Source: Municipal/City
  • Solid Waste: No

Condo/Co-op/Association

  • Association Fee: 270
  • Association Fee Frequency: Annually
  • Association Phone: 317-875-5600
  • Association YN: Yes
  • Management Company Name: Community Asso Services
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Association Builder Controls

Schools

  • Middle Or Junior School: Franklin Community Middle School
  • MBR_IntermediateSchool: Custer Baker Intermediate School

Lot Info

  • Lot Features: Curbs, Sidewalks, Trees-Small (Under 20 Ft)
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 11117
  • Parcel Number: 410822043065000009
  • Acres: 1/4-1/2 Acre
  • Price Acre: 1511538

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 3950
  • Tax Block: 3
  • Tax Lot: 124
  • Semi Annual Property Tax Amt: 1975
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Creekside Elementary School
  • High School: Franklin Community High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2022
Closed on
Nov 16, 2022
Sold by
Arbor Homes Inc
Bought by
Pollard Timothy R
Seller's Agent
Rachel Schaller
Ridgeline Realty, LLC
Buyer's Agent
Rachel Schaller
Ridgeline Realty, LLC
List Price
$363,037
Sold Price
$363,037
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.90%
Original Mortgage
$356,460
Outstanding Balance
$347,171
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$45,021
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Enterprise Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $356,460 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Sold $393,000 +0.8% $130 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $390,000 +7.4% $129 / Sq Ft
11/16/2022 11/16/22 Sold $363,037 0.0% $120 / Sq Ft
10/28/2022 10/28/22 Pending -- -- --
10/28/2022 10/28/22 For Sale $363,037 -- $120 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,949 $354,300 $28,800 $325,500
2023 $3,497 $313,800 $28,800 $285,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22037230

MIBOR Broker Listing Cooperative®

APN: 41-08-22-043-065.000-009