$470,000
SOLD NOV 25, 2025
4 Beds
3.5 Baths
2,063 Sq Ft
4,051 Sq Ft Lot

Recently Sold

$228 Per Sq Ft

1% Below List Price

4 Days on Market

Highlights

  • Colonial Architecture
  • Landscaped Professionally
  • Deck
  • Geneva Community High School Rated A
  • Community Lake
  • Property is near a park

About This Home

As of November 2025

Welcome Home to Mill Creek - where comfort, style, and community come together. This beautiful 4-bedroom, 3.5-bath home stands out with its *rare 3-car garage* and thoughtful updates throughout. Step inside to a bright 2-story foyer that instantly feels inviting, with freshly painted walls and gleaming hardwood floors setting the tone. The main floor offers plenty of space to gather and connect - from the formal dining room for special occasions to the open kitchen and family room where everyday moments happen. The updated kitchen (2021) features high-end stainless steel appliances, generous counter space, and a cozy eating area that flows naturally into the family room with its warm fireplace. You'll also love the convenient main-level laundry/mudroom and powder room - perfect for busy households. Upstairs, the spacious primary suite is a peaceful retreat with vaulted ceilings, a walk-in closet, and a spa-like bath featuring double sinks, a soaking tub, and a walk-in shower. Two additional bedrooms and another full bath complete the upper level. The deep-pour finished basement adds even more living space - with a 4th bedroom, full bath, exercise room, and a media room with a wet bar, ideal for movie nights or entertaining friends. Step outside to your own backyard getaway - a spacious deck with enclosed storage below, a stamped concrete patio, and a wood-burning outdoor fireplace. It's the perfect spot for quiet mornings or evening gatherings. This home also features a newer furnace, water heater, washer/dryer (all 2018), and a radon system (2021). As a corner lot, there's extra space for guest parking, and you'll enjoy low-maintenance living with a low HOA fee. If you've been dreaming of life in Mill Creek - close to parks, trails, golf, and all that Geneva has to offer - this home is the one to see.

Last Agent to Sell the Property

Mary Bruno

Keller Williams Inspire - Geneva License #475177699 Listed on: 11/06/2025

Keller Williams Inspire - Geneva

Last Buyer's Agent

Anna Etes

Suburban Life Realty, Ltd. License #475153504

Suburban Life Realty, Ltd.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,168

Year Built

  • Built in 2004

Lot Details

  • 4,051 Sq Ft Lot
  • Lot Dimensions are 43 x 98
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Parking Included in Price

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,063 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Screens
  • Mud Room
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Home Gym
  • Unfinished Attic
  • Carbon Monoxide Detectors
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Garden Bath
  • Separate Shower

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near a park

Schools

  • Mill Creek Elementary School
  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • Kelly Association, Phone Number (866) 473-2573
  • Mill Creek Subdivision, Atlanta 1 Floorplan
  • Property managed by Real Management
  • Community Lake

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,168

Year Built

Built in 2004

Lot Details

0

HOA Fees

$125 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Colonial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Creek
  • Year Built: 2004
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Humidifier
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Vaulted Ceiling(s), Wet Bar, Walk-In Closet(s)
  • LivingArea: 2063
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Recreation Room, Exercise Room
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 3230
  • Bathroom Amenities: Separate Shower,Double Sink,Garden Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 3230
  • Attic: Unfinished
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Cedar
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 125
  • Association Fee Frequency: Monthly
  • Community Features: Park, Pool, Tennis Court(s), Lake, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Real Management
  • Management Contact Name: Kelly
  • Management Phone: 866-473-2573

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Mill Creek Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School

Lot Info

  • Lot Size Acres: 0.093
  • Lot Dimensions: 43 X 98
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11168.28
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2025
Closed on
Nov 21, 2025
Sold by
Birkey Megan Ann and Balsewicz David Robert
Bought by
Michael S Mcettrick Trust
Seller's Agent
Mary Bruno
Keller Williams Inspire - Geneva
Buyer's Agent
Anna Etes
Suburban Life Realty, Ltd.
List Price
$475,000
Sold Price
$470,000
Premium/Discount to List
-$5,000
-1.05%
Views
2224

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.75%

Purchase Details

Closed on
Aug 10, 2023
Sold by
Edward Iffy E and Edward Natalie
Bought by
Birkey Megan Ann and Birkey David Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,400
Interest Rate
6.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 21, 2021
Sold by
Montgomery Mark and Montgomery Ann
Bought by
Edward Iffy E and Edward Natalie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 2007
Sold by
Sho Deen Inc
Bought by
Montgomery Mark and Montgomery Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$281,000
Interest Rate
6.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 29, 2007
Sold by
The State Bank Of Geneva
Bought by
Sho Deen Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$281,000
Interest Rate
6.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 6, 2004
Sold by
Harris Trust & Savings Bank
Bought by
The State Bank Of Geneva and Trust #875
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $470,000 Chicago Title
Warranty Deed $453,000 None Listed On Document
Warranty Deed $350,000 Chicago Title
Warranty Deed $357,000 Chicago Title Insurance Co
Deed -- Chicago Title Insurance Co
Deed -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $162,400 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $281,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/25/2025 11/25/25 Sold $470,000 -1.1% $228 / Sq Ft
11/10/2025 11/10/25 Pending -- -- --
11/06/2025 11/06/25 For Sale $475,000 -- $230 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,168 $142,434 $19,093 $123,341
2023 $10,296 $123,250 $17,232 $106,018
2022 $10,217 $118,213 $15,815 $102,398
2021 $9,315 $107,086 $15,137 $91,949
2020 $9,049 $104,576 $14,782 $89,794
2019 $9,014 $103,041 $14,565 $88,476
2018 $9,077 $103,944 $14,565 $89,379
2017 $9,068 $102,762 $14,399 $88,363
2016 $9,173 $103,122 $14,019 $89,103
2015 -- $94,317 $13,472 $80,845
2014 -- $88,635 $14,991 $73,644
2013 -- $88,635 $14,991 $73,644
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12512677

Midwest Real Estate Data (MRED)

APN: 11-12-440-005