Turtle Lake

4324 W 20th St

Panama City, FL 32405
Starting at $1,135 Per Month
1-3 Beds
1-2.5 Baths
700+ Sq Ft

Highlights

  • Pool
  • Walk-In Closets
  • Lake Access
  • Balcony

About Turtle Lake

Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood.



Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.

Listing Provided By

Pricing and Floor Plans

1 Bedroom

The Seabreeze

$1,135 - $1,160

1 Bed, 1 Bath, 700 Sq Ft

$500 deposit

https://imagescdn.homes.com/i2/MONz7l1f-moIqmxyQphvxIqb1ZThFBJGihoG0Lu6ooE/116/turtle-lake-panama-city-fl.jpg?t=p&p=1
The Seabreeze Floor Plan
4 Available Units
Unit Price Sq Ft Availability
N-N146 $1,160 700 Now
P-P154 $1,160 700 May 16
C-C217 $1,135 700 May 30
P-P258 $1,135 700 Jun 13

2 Bedrooms

The Sunset

$1,305 - $1,320

2 Beds, 1.5 Bath, 900 Sq Ft

$500 deposit

https://imagescdn.homes.com/i2/LKm4t7dgcAgIXuihMUFN6kWvuGY3oEtBkTWKPjCH_No/116/turtle-lake-panama-city-fl-2.jpg?t=p&p=1
The Sunset Floor Plan
4 Available Units
Unit Price Sq Ft Availability
Q-Q161 $1,320 900 Now
Q-Q162 $1,320 900 Now
U-U182 $1,320 900 Now
U-U279 $1,305 900 Jul 3

The Retreat

$1,325

2 Beds, 1.5 Bath, 1,000 Sq Ft

$500 deposit

https://imagescdn.homes.com/i2/ZNgjMKj-n8i7tiFEICozzQkq5py6Fk9iRgzV3cQujA4/116/turtle-lake-panama-city-fl-5.jpg?p=1
The Retreat Floor Plan
1 Available Unit
Unit Price Sq Ft Availability
F-F302 $1,325 1,000 Jun 9

The Lakeview

$1,360

2 Beds, 2 Baths, 1,000 Sq Ft

$500 deposit

https://imagescdn.homes.com/i2/tPfWwvvN3Mu_wWNiyai1SeS5xyhfM0PwalfXy_yO_h0/116/turtle-lake-panama-city-fl-3.jpg?t=p&p=1
The Lakeview Floor Plan
3 Available Units
Unit Price Sq Ft Availability
S-S173 $1,360 1,000 Now
D-D121 $1,360 1,000 Jun 12
D-D127 $1,360 1,000 Jun 13

3 Bedrooms

The Bayview

$1,545

3 Beds, 2.5 Baths, 1,100 Sq Ft

$500 deposit

https://imagescdn.homes.com/i2/PJZrGcO_mcFzNgZkFcMMir2-ShbsQX0X8hB9mZofym8/116/turtle-lake-panama-city-fl-4.jpg?p=1
The Bayview Floor Plan
2 Available Units
Unit Price Sq Ft Availability
K-K314 $1,545 1,100 Now
G-G308 $1,545 1,100 May 19

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities. Use the Rent Estimate Calculator to determine your monthly and one-time costs based on your requirements.

Required Fees
One-Time Basics
Due at Application
Application Fee
$50
Due at Move In
Security Deposit (Refundable)
$300
Administration Fee
$100
Application Deposit (Refundable)
$200
Pets
Dogs
One-Time Pet Fee
$300
Monthly Pet Fee
$10 / mo
Details and Requirements
Max of 2. 95 lbs. Weight Limit.
Cats
Monthly Pet Fee
$10 / mo
One-Time Pet Fee
$300
Details and Requirements
Max of 2. 40 lbs. Weight Limit.
Birds
Details and Requirements
Max of 2. 5 lbs. Weight Limit.
Fish
Details and Requirements
Max of 2. 1 lbs. Weight Limit.
Pet Fees
Pet Fees & Charges
$300
Pet Rent
$10 / mo

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Community Details

Property Information

  • Built in 1978
  • 200 units/2 stories

Lease Options

  • 12 mo

Community Amenities

Property Services

  • Laundry Facilities
  • Package Service

Fitness & Recreation

  • Playground
  • Pool
  • Bicycle Storage

Outdoor Features

  • Lake Access

Additional Amenities

  • Bike Storage
  • Black Appliances
  • Boat/rv Parking
  • Breakfast Bar
  • Catch & Release Fishing Lake
  • Other
  • Private Entrance
  • Vinyl Plank Flooring

Apartment Features

Indoor Features

  • Air Conditioning
  • Washer/Dryer Hookup
  • Heating
  • Ceiling Fans
  • Tub/Shower

Kitchen Features & Appliances

  • Dishwasher
  • Disposal
  • Microwave
  • Kitchen
  • Ice Maker
  • Refrigerator
  • Oven
  • Range
  • Freezer

Model Details

  • Walk-In Closets
  • Carpet
  • Vinyl Flooring
  • Window Coverings
  • Balcony

Matterport 3D Tours

Map

Florida Bay County Panama City 32405

4324 W 20th St, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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