$384,000
SOLD DEC 30, 2025
3 Beds
2.5 Baths
1,636 Sq Ft
1997 Built

Recently Sold

$235 Per Sq Ft

2% Below List Price

4 Days on Market

Highlights

  • Vaulted Ceiling
  • 2 Car Attached Garage
  • Laundry Room
  • Shades
  • Patio
  • 2-minute walk to Willow Bay Park

About This Home

As of December 2025

Beautifully maintained 3-bedroom, 2.5-bath home in Elgin, freshly painted and move-in ready. Step inside to a bright and spacious family room featuring vaulted ceilings and a cozy fireplace-perfect for chilly winter nights. The main-level primary suite offers an en-suite bath, and a walk-in shower for added convenience.The kitchen features high ceilings and plenty of space for meal prep and gatherings. A huge finished basement provides an excellent entertainment area, complete with Berber carpeting, a dedicated unfinished storage area, and a laundry area with a utility sink. Conveniently, the home includes main-level laundry plumbing, offering the flexibility to place your washer on main level instead of in the basement. Upstairs, you'll find two generously sized bedrooms and a full bath, ideal for family or guests. Enjoy the serene backyard with mature trees on the patio to relax with a glass of iced tea on warm summer evenings. This charming home truly offers comfort and peace of mind.Built in 1997, this home has been thoughtfully updated with all new Andersen windows, newer window treatments, a 2024 furnace, newer roof, newer patio door, and a sump pump with battery backup.

Last Agent to Sell the Property

Marian Stockhausen

Coldwell Banker Real Estate Group License #475200224 Listed on: 12/04/2025

Coldwell Banker Real Estate Group

Co-Listed By

Cynthia Figueroa

Coldwell Banker Real Estate Group License #471021728

Last Buyer's Agent

Selena Stloukal

RE/MAX All Pro - St Charles License #475151918

RE/MAX All Pro - St Charles

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,747

Year Built

  • Built in 1997

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway

Home Design

  • Frame Construction

Interior Spaces

  • 1,636 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Shades
  • Window Screens
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Schools

  • Fox Meadow Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Lot Dimensions are 45x46x100x80x150

Community Details

  • Association fees include insurance
  • Willow Bay Subdivision

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,747

Year Built

Built in 1997

Lot Details

0 Sq Ft Lot

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Willow Bay
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • LivingArea: 1636
  • Room Type: No additional rooms
  • Window Features: Screens, Shades, Window Treatments
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 1156
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Frame
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Fox Meadow Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School

Lot Info

  • Lot Dimensions: 45x46x100x80x150
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 17

Tax Info

  • Tax Annual Amount: 7747
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2025
Closed on
Dec 29, 2025
Sold by
Arnhold Diane
Bought by
Ehrhardt Vaughn E
Seller's Agent
Marian Stockhausen
Coldwell Banker Real Estate Group
Buyer's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
List Price
$389,900
Sold Price
$384,000
Premium/Discount to List
-$5,900
-1.51%
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.67%
Original Mortgage
$288,000
Outstanding Balance
$288,000
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$95,384

Purchase Details

Closed on
Aug 6, 2003
Sold by
Sturgeon Christopher M and Sturgeon Melissa L
Bought by
Arnhold Diane L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 20, 1998
Sold by
Pulte Home Corp
Bought by
Sturgeon Christopher and Sturgeon Melissa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,397
Interest Rate
6.95%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $384,000 None Listed On Document
Warranty Deed $241,000 First American Title
Warranty Deed $159,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $288,000 New Conventional
Previous Owner $60,000 Purchase Money Mortgage
Previous Owner $143,397 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/30/2025 12/30/25 Sold $384,000 -1.5% $235 / Sq Ft
12/08/2025 12/08/25 Pending -- -- --
12/04/2025 12/04/25 For Sale $389,900 -- $238 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,747 $112,807 $28,317 $84,490
2023 $7,324 $101,912 $25,582 $76,330
2022 $7,104 $92,926 $23,326 $69,600
2021 $6,770 $86,879 $21,808 $65,071
2020 $6,561 $82,939 $20,819 $62,120
2019 $6,351 $79,004 $19,831 $59,173
2018 $6,271 $74,427 $18,682 $55,745
2017 $6,105 $70,360 $17,661 $52,699
2016 $5,789 $65,275 $16,385 $48,890
2015 -- $59,830 $15,018 $44,812
2014 -- $56,843 $14,833 $42,010
2013 -- $58,342 $15,224 $43,118
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12471326

Midwest Real Estate Data (MRED)

APN: 06-28-406-020

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