$590,000
SOLD NOV 7, 2025
3 Beds
3.5 Baths
3,685 Sq Ft
20,473 Sq Ft Lot

Sale Details

Date Sold: November 7, 2025

$160 Per Sq Ft

1% Below List Price

8 Days on Market

Highlights

  • Lake View
  • Open Floorplan
  • Wood Flooring
  • 0.47 Acre Lot
  • Deck
  • Double Oven

About This Home

As of November 2025

Fantastic main channel water views in the desirable Bal Harbor neighborhood approximately 15 minutes from downtown Chattanooga! One level over a daylight basement, this 3 bedroom, 3.5 bath home boasts formal and informal living spaces, spacious rooms, a great flow for both entertaining and everyday living, storage galore, a front circular driveway and a 2nd driveway with basement access, and amazing outdoor living spaces, including a wraparound covered front porch, an enclosed porch with sliding windows and doors, and a sun deck - all with amazing views of the lake. Your tour of the home begins with the dedicated foyer that opens to the dining and living rooms. The living room has access to the kitchen and the enclosed porch, essentially extending your living space and taking advantage of the fabulous setting. The kitchen is wonderfully large and has a center island, tile backsplash, under-cabinet lighting, stainless appliances and opens to the breakfast room and combination butler's pantry and laundry. Next up is the family room with a gas fireplace that has a rounded and raised hearth and access to the deck. A wide central hallway has the staircase to the lower level and adjoins the main hallway with a convenient powder room. The bedrooms are on the other end of this level and include the primary suite with 2 walk-in closets and the primary bath with a dual vanity and separate shower and commode area. The 2 additional bedrooms are connected by a shared bath, also with a dual vanity, and a tub/shower combo with tile surround. Head downstairs where you will find a large family/rec room with a full bath, multiple closets and 3 storage rooms. French doors lead to the side driveway with a walkway around to the back yard which is also accessible from the deck. The neighborhood offers a community lot with a dock, and there is a marina a mere 2 miles away for the boating enthusiasts.

Last Agent to Sell the Property

Jay Robinson

Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4239036404 License #255994 Listed on: 08/07/2025

Greater Downtown Realty dba Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,078

Year Built

  • Built in 1975

Lot Details

  • 20,473 Sq Ft Lot
  • Lot Dimensions are 231x168

HOA Fees

  • $4 Monthly HOA Fees

Home Design

  • Metal Roof
  • Stucco

Interior Spaces

  • 3,685 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Wood Flooring
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Double Oven
  • Gas Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Double Vanity

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Finished Basement

  • Partial Basement
  • Crawl Space

Parking

  • Circular Driveway
  • Gravel Driveway

Outdoor Features

  • Deck
  • Outdoor Gas Grill
  • Porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Bal Harbor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 120I C 010

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,078

Year Built

Built in 1975

Lot Details

0.47 Acres

HOA Fees

$4 per month

Listing Details

  • Prop. Type: Residential
  • Architectural Style: Ranch
  • Year Built: 1975
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Existing
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, Open Floorplan, Walk-In Closet(s)
  • Appliances: Refrigerator, Gas Range, Double Oven, Disposal, Dishwasher, Oven
  • Fireplace Features: Gas, Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Wood, Other
  • Total Bedrooms: 3
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Has Basement: Crawl Space, Partial, Finished
  • Building Area Units: Square Feet
  • Living Area: 3685
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Gas Grill
  • Construction Type: Stucco
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Porch
  • Pool Private: No
  • Roof: Metal
  • Topography: Views,Other
  • View: Lake, Water
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Circular Driveway, Driveway, Gravel, Paved

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Natural Gas Available, Water Available

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Views, Other
  • Lot Size Acres: 0.47
  • Lot Size: 231X168
  • Lot Size Units: Acres
  • Parcel #: 120I C 010

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 4078

MLS Schools

  • Elementary School: Harrison Elementary School
  • High School: Central High School
  • Middle Or Junior School: Brown Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2025
Closed on
Nov 7, 2025
Sold by
Leach Thomas H and Leach Carolynn H
Bought by
Shively Family Living Trust and Shively
Seller's Agent
Jay Robinson
Greater Downtown Realty dba Keller Williams Realty
List Price
$595,000
Sold Price
$590,000
Premium/Discount to List
-$5,000
-0.84%
Views
39
Current Estimated Value
$591,259

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,259
Avg. Annual Appreciation
0.56%

Purchase Details

Closed on
Nov 18, 2005
Sold by
Schaerer Emil T and Schaerer Janice C
Bought by
Leach Thomas H and Leach Carolynn H
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $590,000 Cumberland Title & Guaranty
Warranty Deed $315,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Sold $590,000 -0.8% $160 / Sq Ft
08/07/2025 08/07/25 For Sale $595,000 -- $161 / Sq Ft
Source: Realtracs

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,050 $135,225 $0 $0
2024 $2,033 $90,875 $0 $0
2023 $2,033 $90,875 $0 $0
2022 $2,033 $90,875 $0 $0
2021 $2,033 $90,875 $0 $0
2020 $2,108 $76,225 $0 $0
2019 $2,108 $76,225 $0 $0
2018 $1,862 $76,225 $0 $0
2017 $2,108 $76,225 $0 $0
2016 $1,947 $0 $0 $0
2015 $3,689 $70,425 $0 $0
2014 $3,689 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2970987

Realtracs

APN: 120I-C-010

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