$294,999
OPEN SAT 9AM - 6PM $5K PRICE DROP

Umatilla, FL 32784

Estimated payment $1,792/month

Total Views 8,756
3 Beds
2 Baths
1,329 Sq Ft
$222 Price per Sq Ft

Highlights

  • Active Adult
  • Contemporary Architecture
  • Furnished
  • Open Floorplan
  • Cathedral Ceiling
  • Covered Patio or Porch

About This Home

Motivated seller! Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Cottages at Waters Edge, a 55+ community in Umatilla. Built in 2018, this home offers a bright, open floor plan, neutral finishes, and a functional layout designed for easy, low-maintenance living. The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space to gather and entertain. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, hobbies, or a home office. Enjoy the best of Florida living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, while the screened-in patio provides a private space to relax or entertain year-round. Now priced at $294,999, this home presents a standout opportunity as one of the few 3-bedroom options available in the community, offering added space and functionality compared to smaller homes nearby. With low HOA, newer construction, and a quiet community setting, this property is ideal for buyers seeking comfort, convenience, and value. Ask about available buyer incentives and financing options that may help reduce your out-of-pocket costs or monthly payment. Conveniently located near shopping, dining, and major roadways - schedule your showing today.

Listing Agent

Carl Bazelais

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3549614 Listed on: 01/30/2026

LPT REALTY, LLC

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $332

Year Built

  • Built in 2018

Lot Details

  • 5,968 Sq Ft Lot
  • Cul-De-Sac
  • South Facing Home
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned RP

HOA Fees

  • $200 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Common or Shared Parking

Home Design

  • Contemporary Architecture
  • Cottage
  • Slab Foundation
  • Frame Construction
  • Metal Roof
  • Block Exterior

Interior Spaces

  • 1,329 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • Combination Dining and Living Room
  • Laundry closet

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch
  • Private Mailbox

Schools

  • Umatilla Elementary School
  • Umatilla Middle School
  • Umatilla High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • Active Adult
  • Umatilla Veteran's Village | Joseph Heagy Association, Phone Number (352) 648-2782
  • Visit Association Website
  • Umatilla Cottages At Waters Edge Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$332

Year Built

Built in 2018

Lot Details

5,968 Sq Ft Lot

HOA Fees

$200 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Cottage
  • Construction Materials: Block, Frame
  • Fireplace: No
  • Living Area: 1329
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2018
  • Building Area Total: 1967
  • Lot Size Sq Ft: 5968
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 182.74
  • Escrow City: Windermere
  • Escrow State: FL
  • Escrow Street Name: Conroy Windermere Rd Suite 200
  • RATIO Current Price By Calculate: 221.97
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 877-366-2213
  • Tax Year: 2025
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 123.47

Exterior Features

  • Direction Faces: South
  • Exterior Features: Private Mailbox
  • Roof: Metal
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0220E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Common

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Public, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Monthly
  • Association Name: Umatilla Veteran's Village | Joseph Heagy
  • Phone: 352-648-2782
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Pet Restrictions: Please see attached docs
  • Association Fee Requirement: Required
  • Association Email: umatillaveteransvillage@gmail.com
  • Association URL: https://www.facebook.com/profile.php?id=6155699888
  • Management: Full Time

Fee Information

  • Total Annual Fees: 2400.00
  • Total Monthly Fees: 200.00
  • Monthly HOA Amount: 200.00

Schools

  • Elementary School: Umatilla Elem
  • High School: Umatilla High
  • Middle Or Junior School: Umatilla Middle

Lot Info

  • Zoning: RP
  • Parcel Number: 13-18-26-3400-000-00300
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac
  • Flood Zone Code: X

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Breed Restrictions

Tax Info

  • Tax Annual Amount: 332
  • Tax Block: 000
  • Tax Book Number: 58-44-45
  • Tax Lot: 3

Multi Family

  • Approval Process: Please contact Joseph Heagy to initiate the approval process.

Range of Values:

--
Value Increase
--
Percent Increase
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Adjusted for Inflation
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,084 $164,740 -- --
2025 $1,980 $160,250 -- --
2024 $1,980 $160,250 -- --
2023 $1,980 $151,060 $0 $0
2022 $1,865 $146,660 $0 $0
2021 $1,761 $142,390 $0 $0
2020 $1,812 $140,425 $0 $0
2019 $1,842 $140,425 $0 $0
2018 $0 $21,250 $0 $0
2017 $0 $21,250 $0 $0
2016 $191 $9,000 $0 $0
2015 $198 $9,000 $0 $0
2014 $199 $9,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/27/2026 02/27/26 Price Changed $294,999 -1.7% $222 / Sq Ft
01/30/2026 01/30/26 For Sale $299,999 +87.6% $226 / Sq Ft
02/28/2018 02/28/18 Sold $159,900 0.0% $121 / Sq Ft View Prior Sale
05/07/2017 05/07/17 Pending -- -- --
05/07/2017 05/07/17 For Sale $159,900 -- $121 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $159,900 Apple Title Ltd
Warranty Deed $249,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $135,500 VA
Source: Public Records

Source: Stellar MLS

MLS Number: O6378059

Stellar MLS

APN: 13-18-26-3400-000-00300

Florida Lake County Umatilla

32784

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Carl Bazelais
Listing Agent
Carl Bazelais
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LPT REALTY, LLC
(352) 752-9121
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