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Homes for Sale near St. Timothy's School

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  • /86

    $2,098,000

    • 4 Beds
    • 4.5 Baths
    • 4,465 Sq Ft

    1304 Ivy Ln, Raleigh, NC 27609

    Exquisite Luxury Home in North Raleigh - 2 Miles from North HillsNestled in one of Raleigh's most sought-after neighborhoods, this stunning luxury residence, built by Parade of Homes winner Raleigh Custom Homes, offers unparalleled craftsmanship and design. Situated on a spacious 0.46-acre lot, this home spans 4,465 square feet of beautifully appointed living space, providing the perfect blend of

    Stephen Wall Raleigh Custom Realty, LLC

    1304 Ivy Ln, Raleigh, NC 27609
  • /36

    $445,000

    • 2 Beds
    • 2 Baths
    • 1,108 Sq Ft

    400 W North St Unit 620, Raleigh, NC 27603

    Experience the best of city living in this 1,108 sq. ft. condo, located in The West Building at the heart of Glenwood South. This 2-bedroom, 2-bathroom condo offers a spacious layout with thoughtful design and premium features.The open kitchen features sleek granite countertops and connects seamlessly to the bright living area, illuminated by large windows that fill the space with natural light.

    Doro Taylor Compass -- Raleigh

    400 W North St Unit 620, Raleigh, NC 27603
  • /24

    $724,900

    • 3 Beds
    • 2.5 Baths
    • 2,350 Sq Ft

    3347 Ridgecrest Ct, Raleigh, NC 27607

    Proudly presenting 3347 Rigdecrest CT located in the hidden gem community of Charleston Ridge. Home is ITB just off Ridge Road near Lake Boone Trail offering a convenient location with easy access to all that Raleigh and beyond has to offer. Upon entering through the courtyard you will immediately appreciate the charm and how well maintained the townhome is, including newer Andersen windows/doors

    Matt Perry Keller Williams Elite Realty

    3347 Ridgecrest Ct, Raleigh, NC 27607
  • /31

    $385,900

    • 3 Beds
    • 2.5 Baths
    • 1,399 Sq Ft

    4232 Vienna Crest Dr, Raleigh, NC 27613

    This awesome 3-bedroom townhome offered space and style. The family room flows into the dining room and kitchen offering great space to entertain and host friends. You are sure to enjoy this newly painted home in a great location.

    Beverly Robinson Grason Realty, LLC

    4232 Vienna Crest Dr, Raleigh, NC 27613
  • /50

    $789,999

    • 5 Beds
    • 4.5 Baths
    • 2,911 Sq Ft

    4008 Windflower Ln, Raleigh, NC 27612

    Freshly painted gorgeous detached townhome in a PRIME LOCATION in Glenlake Gardens, just steps from Crabtree Valley Mall and 12 minutes from RDU airport! With 5 beds and 4.5 baths, including main floor guest suite and upstairs bonus room with ensuite, there is plenty of space for all your needs. Open concept floor plan on the main level, with updated light fixtures, a modern kitchen featuring a

    Kendra Conyers KENDRA CONYERS & ASSOCIATES, LLC

    4008 Windflower Ln, Raleigh, NC 27612
  • /43

    $1,795,000

    • 5 Beds
    • 4.5 Baths
    • 4,336 Sq Ft

    2900 Glenanneve Place, Raleigh, NC 27608

    Stately brick two-story with a hip roof nestled on a quiet, cul-de-sac lot - meticulously constructed by John Dougher with stunning interior by acclaimed designers Janie Molster (Richmond + Palm Beach) and Tula Summerford - the dramatic entry is flanked by gracious formals and flows into the light-filled family room with open kitchen and breakfast nook - this magnificent space features a

    Runyon Tyler Berkshire Hathaway HomeService

    2900 Glenanneve Place, Raleigh, NC 27608
  • /11

    $275,000

    • 3 Beds
    • 2.5 Baths
    • 1,290 Sq Ft

    4715 Mallory Ct, Raleigh, NC 27616

    Welcome to 4715 Mallory Court, a rare NO HOA end-unit townhouse in a fantastic Raleigh location! This 3-bedroom, 2.5-bathroom investment opportunity is priced under $300,000 and comes with tenants already in place.Step inside to discover a unique and inviting layout featuring a lowered living room area for a cozy feel, while the raised dining room with a beautiful bow window adds charm

    Sade Washington STR Hospitality Consulting

    4715 Mallory Ct, Raleigh, NC 27616
  • /31

    $210,000

    • 3 Beds
    • 1.5 Baths
    • 1,075 Sq Ft

    7040 Longstreet Dr Unit C, Raleigh, NC 27615

    Charming first floor, spacious 3 bedroom condo with covered front porch in Stoney Hollow. New LVP floors and a neutral color scheme throughout. Generous living area with built-ins and separate dining area. Kitchen features a double sink, tile backsplash, and lots of storage. Larger bedrooms with roomy closets. Conveniently located off of Six Forks Road. Minutes away from North Hills.

    Shalon Leonard CityScapes Properties LLC

    7040 Longstreet Dr Unit C, Raleigh, NC 27615
  • /35

    $445,000

    • 2 Beds
    • 2 Baths
    • 1,144 Sq Ft

    317 W Morgan St Unit 405, Raleigh, NC 27601

    Make your downtown dreams a reality. Welcome to this charming 2-bedroom, 2-bath condo located on the 4th floor of The Dawson On Morgan. A secure building right in the heart of downtown Raleigh! Enjoy the vibrant city lifestyle with restaurants, coffee houses, breweries, parks, and art centers all just steps away. The unit features newer carpet in the bedrooms, hardwoods in the main area, tile in

    Edward Knox Coldwell Banker HPW

    317 W Morgan St Unit 405, Raleigh, NC 27601
  • /57

    $410,000

    • 4 Beds
    • 2.5 Baths
    • 2,314 Sq Ft

    4809 Kaycee Ct, Raleigh, NC 27616

    Welcome to your dream home, nestled in a family-friendly cul-de-sac, this beautifully maintained transitional 4 bedroom home boasts gleaming hardwood floors. With 4 bedrooms and 2.5 bathrooms, there's ample space for everyone. Additionally, there is a double-car garage with ample storage space. This home offers easy access to major thoroughfares including 540 and 401, making commuting a breeze

    Joseph Williams Homeward Bound Realty, Inc.

    4809 Kaycee Ct, Raleigh, NC 27616
  • /17

    $270,000

    • 2 Beds
    • 2.5 Baths
    • 1,295 Sq Ft

    4522 Centrebrook Cir, Raleigh, NC 27616

    Lovely 2 bedroom 2 & 1/2 bath townhome w/ spacious kitchen, granite countertops, pantry, and breakfast bar. Open floor plan, living and dining combo. Upstairs has laundry closet, primary bedroom, large walk-in closet & private bath. Secondary bedroom also has private bath and large closet. Newer carpet. Patio for cooking out and storage room. Screen/Storm door front and back.

    Debra Jackson Nest Realty of the Triangle

    4522 Centrebrook Cir, Raleigh, NC 27616
  • /26

    $549,900

    • 3 Beds
    • 2 Baths
    • 1,608 Sq Ft

    1014 E Jones St, Raleigh, NC 27601

    Welcome to 1014 E Jones Street, now priced $40,000 lower in just the past two weeks! This beautifully remodeled ranch-style home is nestled in the heart of Downtown Raleigh, offering the perfect blend of urban convenience and neighborhood charm—just a few blocks from Historic Oakwood.Step inside to find a spacious open floor plan filled with natural light. The modern kitchen features stainless

    Vance Josey The Acorn Agency, LLC

    1014 E Jones St, Raleigh, NC 27601
  • /14

    $995,000

    • 4 Beds
    • 2 Baths
    • 2,445 Sq Ft

    908 Glen Eden Dr, Raleigh, NC 27612

    Nestled in a highly sought after neighborhood, this beautifully maintained one-story ranch is the perfect blend of comfort and convenience. With 4 spacious Bedrooms and 2 full Baths, there is plenty of room for family or guests. The open and inviting Family Room and the Kitchen are flooded with natural light from the large windows that span the back of the home. The professionally landscaped lot

    Sarah Cain Allen Tate/Raleigh-Glenwood

    908 Glen Eden Dr, Raleigh, NC 27612
  • /51

    $1,349,900

    • 5 Beds
    • 4.5 Baths
    • 4,244 Sq Ft

    1000 Norris St, Raleigh, NC 27604

    Located in Oakdale, just steps from the Person Street District and Brookside, this exceptional 5-bedroom, 4-bathroom home blends modern design with effortless living. Built in 2018 and meticulously maintained, it boasts an open-concept layout filled with natural light. Enjoy outdoor living on the screened porch, back deck, and walkout finished basement, which opens to a spacious, private backyard

    Anne Mason Insight Real Estate

    1000 Norris St, Raleigh, NC 27604
  • /30

    $174,000

    • 2 Beds
    • 1.5 Baths
    • 1,007 Sq Ft

    550 Pine Ridge Place, Raleigh, NC 27609

    $2000 buyer credit w/ preferred lender.SELLER FINANCING options available! Take a peak at this beautifully renovated condo with a brand new HVAC, stainless steel appliances, LVP floors, new countertops, upgraded bathrooms, and much more. The rear balcony has one of the best views overlooking the tennis court and pool and the front door entrance is conveniently at ground level with only a few

    Patrick Madigan Keller Williams Realty

    550 Pine Ridge Place, Raleigh, NC 27609
  • /19

    $235,000

    • 1 Bed
    • 1 Bath
    • 650 Sq Ft

    943 Saint Marys St Unit B, Raleigh, NC 27605

    Charming, upstairs unit, one bedroom condo in the sought after Cameron Village District. Newer LV flooring throughout. Newly painted interior. PTAC (hvac unit) in bedroom replaced 2 yrs ago. Small kitchen w/solid surface countertop and tiled backsplash. Very unique, one of a kind, vaulted loft area. Great for an office, entertaining or as guest sleeping quarters. Location is convenient

    Amada Morris A. Morris Realty

    943 Saint Marys St Unit B, Raleigh, NC 27605
  • /25

    $389,900 Open House 5/18

    • 1 Bed
    • 1 Bath
    • 845 Sq Ft

    1300 St Marys Unit 403, Raleigh, NC 27605

    Proximity and privacy without compromise in one of Raleigh's finest neighborhoods. This stunning 1-bedroom condo in Hayes Barton offers luxurious living with soaring ceilings, spacious rooms, and tall windows that flood the space with natural light. The thoughtfully designed, one-level floor plan lives large with an open layout, a gorgeous kitchen, and an oversized bath. This home is in

    Frank DeRonja Corcoran DeRonja Real Estate

    1300 St Marys Unit 403, Raleigh, NC 27605
  • /39

    $599,999

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    300 Worth St, Raleigh, NC 27601

    Stunning 2-Story Inside the Beltline Gem - Move-In Ready! Discover urban living at its finest in this beautifully renovated 2-story home, perfectly situated near downtown. This property boasts a modern aesthetic with an open-concept layout, ideal for entertaining and everyday living Step inside to find a completely updated kitchen featuring brand new cabinets, elegant quartz countertops, and

    Brenda Simpson Realty World Carolina Prop

    300 Worth St, Raleigh, NC 27601
  • /17

    $240,000

    • 3 Beds
    • 2 Baths
    • 1,018 Sq Ft

    7002 Longstreet Dr Unit C, Raleigh, NC 27615

    Located just steps from the greenway and minutes from Shelly Lake, this beautifully updated 3-bedroom, 2-bathroom condo offers a serene retreat in one of Raleigh's most desirable areas. Situated off Six Forks Road, you'll enjoy the convenience of being close to parks, shopping, dining, and more, with easy access to everything you need. Step into the ground-floor unit and be welcomed by a bright

    Bryan Lemus DASH Carolina

    7002 Longstreet Dr Unit C, Raleigh, NC 27615
  • /29

    $290,000

    • 1 Bed
    • 1.5 Baths
    • 978 Sq Ft

    1401 Coopershill Dr Unit 211, Raleigh, NC 27604

    Experience the Best of Condo Living in this Bright and Airy South-Facing Unit; Freshly Painted and Move-In Ready! Natural Light Fills the Open Layout Showcasing Beautiful Floors, Elegant Crown Molding, Updated Light Fixtures and a Cozy Fireplace—Perfect for These Chilly Evenings. The Kitchen Shines with Stainless Steel Appliances, Stylish Tile Backsplash and Modern Functionality.The

    Brian Madden Choice Residential Real Estate

    1401 Coopershill Dr Unit 211, Raleigh, NC 27604
  • /22

    $195,000

    • 3 Beds
    • 2 Baths
    • 1,232 Sq Ft

    642 Pine Ridge Place Unit 642, Raleigh, NC 27609

    Welcome to your new home in North Raleigh! This captivating condo offers an unparalleled blend of comfort and convenience. The only 3 bed, 2 bath, renovated condo in Raleigh for under 200k! With over 1200 sq ft of living space, this single-story unit stands out with smoothed drywall ceilings, fresh paint, new carpet in the bedrooms and LVP in the main living areas. It's an ideal property for

    Susan Ayers HomeZu

    642 Pine Ridge Place Unit 642, Raleigh, NC 27609
  • /16

    $475,000 Open Sun 12PM - 2PM

    • Land
    • 0.43 Acre
    • $1,104,651 per Acre

    1416 Westmoreland Dr, Raleigh, NC 27612

    Tucked away in the prestigious Westchester neighborhood, this private lot offers the perfect canvas for your dream home. As you ascend the majestic driveway, you immediately feel a sense of ''home''—your future luxury retreat in one of Raleigh's most sought-after locations. Thoughtfully prepared with city water and sewer connections, a newly built retaining wall, and a side-entry driveway leading

    Brette Davis eXp Realty, LLC - C

    1416 Westmoreland Dr, Raleigh, NC 27612
  • /39

    $1,200,000

    • 4 Beds
    • 2 Baths
    • 2,243 Sq Ft

    517 N East St, Raleigh, NC 27604

    If you have been waiting for one of the iconic charming homes to come available in the very heart of Historic Oakwood- here it is! Dreamy wrap around Victorian front porch with large windows and elegant original front door with beveled glass opens into a wide front hallway of pine floors and 11 foot ceilings! 3 or 4 Bedrooms and 2 full updated baths and Kitchen all on 1 floor retain the charm of

    Mary Burr Edwards Fonville Morisey/Midtown Sales

    517 N East St, Raleigh, NC 27604
  • /35

    $575,000

    • 3 Beds
    • 2.5 Baths
    • 1,723 Sq Ft

    2201 Millbank Village Ct Unit 101, Raleigh, NC 27610

    Seller offering 2/1 Buydown!! Welcome to 2201 Millbank Village Ct, Unit 101, an exquisite home nestled at the top of a peaceful cul-de-sac in the sought-after Millbank Village community. Enjoy a serene, birdseye view of the tree-lined, quiet street from the comfort of your primary bedroom sitting area and private balcony. Located just 10 minutes from downtown Raleigh, this charming townhome

    Sara Cooke DASH Carolina

    2201 Millbank Village Ct Unit 101, Raleigh, NC 27610
  • /19

    $605,000 Open Sat 11AM - 12:30PM

    • 2 Beds
    • 2.5 Baths
    • 1,514 Sq Ft

    200 S Dawson St Unit 406, Raleigh, NC 27601

    Experience luxury living at its finest in this exquisite 2BR/2.5BA top floor, corner penthouse located in the heart of Raleigh's bustling Warehouse District. With stunning sunset views of the city's skyline, this unit is bathed in natural light, thanks to its 10 foot ceilings and modern finishes that include flowing hardwoods and contemporary fixtures.The spacious primary bedroom features a

    Martin Roberts Jr. SERHANT North Carolina LLC

    200 S Dawson St Unit 406, Raleigh, NC 27601
  • /2

    $330,000

    • 2 Beds
    • 1 Bath
    • 646 Sq Ft

    511 Alston St, Raleigh, NC 27601

    Great location in downtown Raleigh! This property is being sold for lot value, and house will transfer as is, and sellers consider it a teardown. Located between Lenior and Davie Streets, this is the perfect location for your new home, being in the center of everything downtown has to offer! Close to Moore Square, Historic Chavis Park, and so much more! See documents for survey! Do not attempt to

    Lisa Coleman EXP Realty LLC

    511 Alston St, Raleigh, NC 27601
  • /21

    $269,000 Open Tue 8AM - 7PM

    • 3 Beds
    • 2.5 Baths
    • 1,308 Sq Ft

    3743 Bison Hill Ln, Raleigh, NC 27604

    Welcome to your dream home! This beautifully updated property features a neutral color scheme throughout, creating a warm and inviting atmosphere. The kitchen is a chef's delight, equipped with brand new stainless steel appliances. The center island enhances both the functionality and aesthetics of the space, offering an ideal spot for casual dining or entertaining. This home perfectly blends

    Thomas Shoupe Opendoor Brokerage LLC

    3743 Bison Hill Ln, Raleigh, NC 27604
  • /53

    $562,500

    • 3 Beds
    • 1 Bath
    • 1,788 Sq Ft

    105 Cooke St, Raleigh, NC 27601

    ***Seller offering $5,000 towards closing costs*** This charming bungalow offers an incredible opportunity to live at the center of everything Downtown Raleigh has to offer! Originally built in 1998, this one-level ranch was expanded in 2018 creating a more spacious 1,788sf home with a finished basement. Everything you need is on the main level: open family and dining rooms, kitchen with laundry

    Aaron Wilson Fathom Realty NC

    105 Cooke St, Raleigh, NC 27601
  • /37

    $375,000

    • 1 Bed
    • 1 Bath
    • 629 Sq Ft

    615 Daniels St Unit 316, Raleigh, NC 27605

    Stylish Contemporary Condo in the Heart of the Village District. Discover this stunning condo offering modern elegance and a prime location with breathtaking rooftop views. Situated in Raleigh's vibrant Village District, you'll enjoy unbeatable convenience to premier shopping, dining, and all that Downtown Raleigh has to offer. This beautifully designed unit boasts an abundance of natural light

    Ida Terbet Coldwell Banker HPW

    615 Daniels St Unit 316, Raleigh, NC 27605
  • /39

    $550,000

    • 3 Beds
    • 2.5 Baths
    • 1,828 Sq Ft

    707 Colleton Rd, Raleigh, NC 27610

    This home is open for self touring 7 days a week between 7am-9pm via Nter App. Directions for entry are located on the sign outside the property. Discover the Collection on Colleton—brand-new duet-style homes designed for effortless living in an unbeatable Raleigh location. Step inside and soak in the abundant natural light pouring through numerous windows, illuminating the open and inviting

    Annette Holt Compass -- Cary

    707 Colleton Rd, Raleigh, NC 27610
  • /34

    $189,000

    • 3 Beds
    • 2 Baths
    • 1,163 Sq Ft

    635 Pine Ridge Place, Raleigh, NC 27609

    New CARPET! Discover the perfect blend of modern living and convenience in this stunning 3-bedroom, 2-bathroom second-floor condo, where location truly is key. Nestled in North Raleigh, this residence offers easy access to shopping, major highways, and all the amenities of city living while providing a serene retreat away from the hustle and bustle.Step inside to find an inviting open

    Mark Hargrove Mark Spain Real Estate

    635 Pine Ridge Place, Raleigh, NC 27609
  • /57

    $199,900

    • 2 Beds
    • 1.5 Baths
    • 1,080 Sq Ft

    7126 Longstreet Dr Unit A, Raleigh, NC 27615

    Build your rental portfolio or make this your dream home. END UNIT two story condo in NORTH RALEIGH. Lots of outdoor living space and usable yard. Great location. Close to Shelly Lake, North Hills, Bus line, 2 bed 1.5 bath. Stackable washer/dryer included. Open floor plan w dining/living area offers many updates with stainless steel appliances, new NEST thermostat, hardwood floors and corian

    Carolyn Lambert Lambert Realty

    7126 Longstreet Dr Unit A, Raleigh, NC 27615
  • /17

    $574,000

    • 3 Beds
    • 1 Bath
    • 1,365 Sq Ft

    1302 E Jones St, Raleigh, NC 27610

    .25 acre Double Lot! Two 45'x125' lots with a remodeled home that is walkable to downtown Raleigh, Transfer Co Food Hall, and Oakwood/Person Street. Home is currently a successful Airbnb. New roof, windows, HVAC, water lines, kitchen, bath and refinished hardwoods. Major development projects by City of Raleigh are underway in the neighborhood including the Bus Rapid Transit, redevelopment

    William Cline Ward Properties

    1302 E Jones St, Raleigh, NC 27610
  • /38

    $369,000

    • 2 Beds
    • 2 Baths
    • 1,614 Sq Ft

    4712 Fox Fern Ln, Raleigh, NC 27604

    This is one-story living at its best. No stairs! The unit has open and airy spaces that capture the sunshine and light. Just wait until you see the outstanding sunroom! Vaulted family room has a fireplace with gas logs. The clubhouse has a gym, an activity room, library and large kitchen that is welcoming for large gatherings, Refrigerator conveys.

    Robert Mulder Umstead Realty, LLC

    4712 Fox Fern Ln, Raleigh, NC 27604
  • /27

    $230,000

    • 1 Bed
    • 1 Bath
    • 828 Sq Ft

    2621 Oldgate Dr Unit 105, Raleigh, NC 27604

    Now offered at an even more attractive price, this inside-the-beltline condo delivers incredible value in one of Raleigh's most desirable locations—and with seller financing available, it's an opportunity you won't want to miss. This charming one-bedroom, one-bathroom home is move-in ready with fresh paint, brand-new carpet, and a professional clean.Set on the first floor for easy access and

    David Birkhead Fathom Realty NC

    2621 Oldgate Dr Unit 105, Raleigh, NC 27604
  • /17

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,906 Sq Ft

    3617 Top of the Pines Ct, Raleigh, NC 27604

    Tucked away in a peaceful Raleigh neighborhood, this inviting townhouse offers a wonderful escape while keeping you close to everything you need. Boasting over 1,900 sq ft of living space, it features a convenient main-level bedroom with direct access to a bathroom. The property also includes a large backyard storage shed with electricity and lighting, perfect for extra storage or a creative

    Delphine Camara Keller Williams Realty Cary

    3617 Top of the Pines Ct, Raleigh, NC 27604
  • /20

    $268,000

    • 2 Beds
    • 2 Baths
    • 1,202 Sq Ft

    4519 Edwards Mill Rd Unit J, Raleigh, NC 27612

    Great investment opportunity! Fully updated 2 bedroom, 2 full bath condominium. Currently rented at $1,500/month until November 2025. HOA includes neighborhood pool, water, trash, and cable.

    Sahar McClure Choice Residential Real Estate

    4519 Edwards Mill Rd Unit J, Raleigh, NC 27612
  • /24

    $325,000

    • 2 Beds
    • 2.5 Baths
    • 1,298 Sq Ft

    5734 Corbon Crest Ln, Raleigh, NC 27612

    Welcome to the desirable Delta Ridge community! This prime, low-maintenance neighborhood offers a lifestyle of convenience and enjoyment, with HOA-provided landscaping and exterior upkeep. Enjoy easy access to community amenities, including a pool, playgrounds, and nearby Umstead Park trails. Positioned for convenience, you're just minutes away from a variety of shopping, dining, and

    DeShawn Olden Ori Properties LLC

    5734 Corbon Crest Ln, Raleigh, NC 27612
  • /49

    $665,000 Open Sat 1PM - 3PM

    • 4 Beds
    • 2.5 Baths
    • 1,872 Sq Ft

    4300 Hickory Ridge Dr, Raleigh, NC 27609

    Welcome Home!! Location, Location, Location. Price Reduced!! A cozy 4 Bedroom, 2.5 Bath single family home with a fenced backyard and two-car garage. Great access to Raleigh's Downtown and Midtown North Hills and I440. Move-In Condition! Wood floors, Kitchen features stainless Steel Appliances and Granite Countertops. Spacious Primary Bedroom Suite Features Walk-in closet and Tile

    Stephan Jackson Fathom Realty NC, LLC

    4300 Hickory Ridge Dr, Raleigh, NC 27609
  • /36

    $495,000

    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    400 W North St Unit 820, Raleigh, NC 27603

    Wow! Gorgeous 8th floor condo in highly desired downtown Glenwood West Condos. Live in luxury in a secure building in walking distance to restaurants, groceries, pharmacy and more! 2 bedrooms and 2 full baths. Custom blinds throughout (remote controlled in primary bedroom). All appliances remain including stackable washer/dryer. Primary walk-in closet with built-ins. Balcony off of primary

    Lisa Isley Keller Williams Central

    400 W North St Unit 820, Raleigh, NC 27603

Showing Results 521 - 560, Page 14 of 18

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