Julie Chang

Ethics & being a fiduciary for your fiscal interests is one of her most important roles. Julie is the first person to tell you when not to buy a home, whether it is because it does not make financial sense, or because of the various issues with the home and why. She is the agent who will strongly suggest you seek a structural opinion on a home that has potential issues so that you can hear directly from an engineer that you should run, not walk away from buying that home. When asked about things like Mills Act, she is not going to give a superficial answer but ply you with more details than you would want to know. Having worked in financial market data, she is a data geek who is enthusiastic about educating her clients with market insights. She is often found saying: data & math does not lie, how its interpreted can be manipulated, but her approach to real estate is direct and transparent. She sometimes collaborates with buyers and sellers for months or even years prior to buying or selling. She is enthusiastic about educating her clients so that they are armed with information and can build a plan to achieve their goals. She works tirelessly to be your advocate: previewing homes, working with, and referring vendors / subject matter experts to you, negotiating contractor bids, pricing your home to sell with multiple offers, and navigating any turbulent waters when problems arise. Whether you are a first-time home buyer, a senior looking to downsize and sell your existing home, relocating to San Diego, or looking to move up or down, think of her as a team member helping you every step of the way. About her personally: Prior to real estate, she spent her career negotiating deals and managing client relationships in various roles in business development and sales on Wall Street in Financial Tech and developing marketing savvy in Digital Tech. She is a Texas Longhorn who spent years in NYC before moving to San Diego in 2005. While she is not working on her home in Bankers Hill, she enjoys food & wine, hiking, golfing, and traveling. Her favorite country is New Zealand, favorite city: is Paris. She speaks conversational Mandarin fluently.