Vern Phan

broker/ owner work in Bay Area since 2002 help buyers and sellers sell/buy their homes. I'm specialized in first time home buyers, foreclosure, and helping struggling homeowners to negotiate with lenders to keep their homes, with principal reduction, better terms, and payments they can afford. I am also certified Short Sale & Foreclosure Resource, SFR,Certified Distressed Property Expert, CDPE as well. If you think your house is under water, there may be an options for you to get out without worrying about bank calling or harassing about payments. In some case, bank will allows for relocation expense and you must be owners occupied.

Specialties: specialize in single family, multiple units, and commercial real estate and business as well.