Homes for Sale near Life Christian Academy

• 

  

  

  /41

  $610,000

  • 3 Beds
  • 2 Baths
  • 1,724 Sq Ft

  6985 Malibu Dr, Riverside, CA 92504

  Welcome to 6985 Malibu Drive in Riverside! This charming 3-bedroom, 2-bath home offers timeless character and plenty of potential to make it your own. Newly painted throughout the entire interior, the home features a blend of original details—including wood paneling and textured walls—alongside hardwood flooring that’s ready to shine with a simple refresh. Enjoy the sparkling pool, perfect for

  CarmenLuz VFTeam Keller Williams Empire Estates

  6985 Malibu Dr, Riverside, CA 92504
• 

  

  

  /6

  $519,979

  • 4 Beds
  • 2 Baths
  • 1,179 Sq Ft

  2790 11th St, Riverside, CA 92507

  Great home for a first-time buyer or an investor seeking extra rental income, with a huge backyard (over 10,000 sqft lot) and access to the alley, ample parking for cars, and a highly desirable area of Riverside, close to shopping and just a few minutes' drive to Downtown Riverside and UC Riverside.

  Juan Morales C-21 Masters

  2790 11th St, Riverside, CA 92507
• 

  

  

  /4

  $330,000

  • 2 Beds
  • 2 Baths
  • 900 Sq Ft

  2891 Canyon Crest Dr, Riverside, CA 92507

  Fantastic opportunity near UC Riverside! This 2-bed, 2-bath end-unit condo in the gated Casa de Oro community offers ground-floor convenience, a poolside location, and endless potential. Ideal for investors, students, or first-time buyers — bring your vision and make it shine!

  Mitha Sun Century 21 Prime Time Realtors

  2891 Canyon Crest Dr, Riverside, CA 92507
• 

  

  

  /7

  $578,528

  • 3 Beds
  • 2 Baths
  • 1,162 Sq Ft

  5898 Mountain View Ave, Riverside, CA 92504

  This charming single story three bedroom, one and a half bath home sits on a large corner lot. It has a new roof, new fencing and a one car garage and is perfect for a new family or an investor looking to add value with either ADUs or additional square footage.

  Nevien Antoun Antoun Realty Inc.

  5898 Mountain View Ave, Riverside, CA 92504
• 

  

  

  /5

  $1,999,800

  • Land
  • 1.94 Acres
  • $1,030,825 per Acre

  4598 Plaza Ln, Jurupa Valley, CA 92509

  Good Opportunity for the R3, 27 units Apt Land * * Only $74,000 Per unit, The 27U Lot size 1.94 AC(84,506 Sqft) APN 182342010 Google Map 4598 Plaza Lane, Jurupa Valley, CA 92509, The Lot Between 4572 & 4622 Plaza Ln. Buyer can Build a Large 27 units Apt, OR The Lot can be Subdivided to 4-6 Apt Lot. High Demand Area, The Rent Market for the Area, 1-2 bedroom old Apt Rent for $1,200-$2,500

  Cheng Kao Kingsamerica Mtg & Rlty

  4598 Plaza Ln, Jurupa Valley, CA 92509
• 

  

  /9

  $1,495,000

  • 11 Beds
  • 6 Baths
  • 4,800 Sq Ft

  3159 1st St, Riverside, CA 92507

  Prime 6-Unit Apartment Complex Near Downtown RiversideDon’t miss this excellent investment opportunity! This well-maintained 6-unit apartment complex is ideally located just minutes from the heart of Downtown Riverside, offering a strong and stable rental income month after month.The property features a diverse mix of unit types to attract a wide range of tenants:1

  Sean Brunske RE/MAX CHAMPIONS

  3159 1st St, Riverside, CA 92507
• 

  

  /19

  $559,000

  • 3 Beds
  • 2 Baths
  • 1,123 Sq Ft

  7142 Rutland Ave, Riverside, CA 92503

  This beautifully remodeled single-family home in Riverside combines modern upgrades with inviting comfort. The interior features stunning wood flooring, sleek granite counter tops, and new stainless steel appliances. A cozy fireplace creates the perfect setting for cooler evenings, while the primary suite offers a spacious walk-in closet. Outdoors, the expansive backyard includes a large covered

  Mark Harold Clockwork Property Management

  7142 Rutland Ave, Riverside, CA 92503
• 

  /2

  $209,900

  • 3 Beds
  • 2 Baths
  • 1,238 Sq Ft

  3444 W Center St Unit 23, Riverside, CA 92501

  MOVE-IN READY: Brand New 3 Bed Home in Riverside, CA! Searching for a spacious and affordable home without sacrificing style? Check out Fruition Park #23! This 3-bed, 2-bath beauty is packed with modern features: Stainless Steel Appliances included Bright, Open Kitchen design [Mention a specific, unique "etc." feature if you have one, e.g., Low-Maintenance Yard or Modern

  Shane Joffe HomeQuest

  3444 W Center St Unit 23, Riverside, CA 92501
• 

  /2

  $209,900

  • 3 Beds
  • 2 Baths
  • 1,447 Sq Ft

  3444 W Center St Unit 26, Riverside, CA 92501

  NEW LISTING ALERT! Live the Riverside Life in Fruition Park! Welcome home to modern comfort at Fruition Park #26! This brand-new manufactured home offers the perfect blend of style, space, and a fantastic Riverside location. Inside, you'll find everything you need: 3 Bedrooms / 2 Bathrooms Open-Concept Kitchen built for entertaining Sleek Stainless Steel Appliances (a cook's dream!)

  Shane Joffe HomeQuest

  3444 W Center St Unit 26, Riverside, CA 92501
• 

  

  /9

  $560,000

  • 2 Beds
  • 1 Bath
  • 952 Sq Ft

  3992 Linwood Place, Riverside, CA 92506

  Experience the perfect blend of timeless charm and modern sophistication in this adorable bungalow, situated right in the heart of the highly coveted Wood Street Historic District! This exceptional home seamlessly combines classic appeal with thoughtful updates, making it move-in ready and full of personality. Step inside to soaring 9-foot ceilings, a bright and airy living space featuring a cozy

  Jamie Davis EXP REALTY OF SOUTHERN CALIFORNIA INC.

  3992 Linwood Place, Riverside, CA 92506
• 

  

  /31

  $625,000

  • 3 Beds
  • 2 Baths
  • 1,008 Sq Ft

  5847 Meadowbrook Ln, Riverside, CA 92504

  This fully upgraded 3-bedroom, 2-bathroom home is move-in ready and located in a highly sought-after neighborhood of treelined streets! Every detail has been thoughtfully designed, making this home a true standout in today’s market. The open and bright floor plan features a brand-new gourmet kitchen with modern cabinetry, sleek countertops, and stainless steel appliances perfect for cooking and

  Sierrah Scarpine eXp Realty of Greater Los Angeles

  5847 Meadowbrook Ln, Riverside, CA 92504
• 

  

  /34

  $625,000

  • 3 Beds
  • 2.5 Baths
  • 1,703 Sq Ft

  5729 Mapleview Dr, Riverside, CA 92509

  Welcome to this stunning 3-bedroom, 2.5-bathroom home located in the highly sought-after Canterbury neighborhood, just steps from the Indian Hills Golf Course. With brand new interior paint, fresh carpet, and new ceiling fans in every bedroom, this home is truly turn-key and ready for you to move right in. The main level features an open and spacious layout, including a welcoming living room that

  Sierra Steele Realty Masters & Associates

  5729 Mapleview Dr, Riverside, CA 92509
• 

  

  /10

  $465,000

  • 2 Beds
  • 1 Bath
  • 869 Sq Ft

  5379 35th St, Riverside, CA 92509

  You must see this charming house conveniently located 5 minutes away from downtown Riverside, Mt Rubidoux Park, and Fairmount Park. If you love the outdoors perhaps this can be the right house for you. This 2 bedroom 1 bath offers a kitchen with plenty of cabinet space, and a new stove.

  Carlos Cornejo OMEGA REALTY

  5379 35th St, Riverside, CA 92509
• 

  

  /21

  $119,900

  • 2 Beds
  • 2 Baths
  • 1,440 Sq Ft

  4080 Pedley Rd Unit 2, Jurupa Valley, CA 92509

  This is a DIY opportunity!! This spacious 2 bedroom 2 bath home boasts over 1400 sq. ft of living space. The current owner split the 2nd bedroom in half creating a 3rd bedroom in addition to adding a bonus room / home office. The main bedroom needs your creativity and personal touch. There is currently no flooring and the bathtub has been removed. The rest of the home has newer flooring and looks

  Charles Okada Exit Alliance Realty

  4080 Pedley Rd Unit 2, Jurupa Valley, CA 92509
• 

  

  /6

  $467,000

  • 3 Beds
  • 1 Bath
  • 834 Sq Ft

  3925 Mennes Ave, Riverside, CA 92509

  A cozy single-story three-bedroom, one bath home with a new roof, new laminate flooring throughout and a legally converted garage for addition living space for extra income or an in-law suite. It’s ideal for either an investor or resident. With almost 9600 sq ft lot this property is set for main residence expansion. It’s currently a clean investment property with a long-term tenant. Close to

  Nevien Antoun Antoun Realty Inc.

  3925 Mennes Ave, Riverside, CA 92509
• 

  

  /14

  $569,000

  • 3 Beds
  • 2.5 Baths
  • 2,024 Sq Ft

  2024 Enna Ct, Riverside, CA 92507

  NEW UPDATES.... Updated Riverside Home – Ideal for Multigenerational Living!!! Full Bedroom and Bath downstairs!! Welcome to this beautifully updated home in the heart of Riverside , offering the perfect blend of space, style, and convenience. Ideal for multigenerational living or a fantastic investment opportunity for student housing just minutes from UC Riverside. Features include a fully

  Julie Pearson Keller Williams Realty

  2024 Enna Ct, Riverside, CA 92507
• 

  

  /39

  $719,900

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  5015 Treehill Place, Riverside, CA 92507

  ***BEAUTIFUL SINGLE-STORY REMODELED POOL HOME with RV PARKING*** This Designer Home has so much Character and Charm and is located in a Highly Desirable Area of Canyon Crest and close to UCR on a Cul-de-sac. The Pool Home is 3 Bedrooms, 2 Baths, 1280 Sq. Ft., Large Lot (9147 Sq. Ft.) with an Amazing Layout including a huge Living Room with Brick Fireplace overlooking the Pool and large Backyard.

  KARI JANIKOWSKI KJ Realty Group Inc.

  5015 Treehill Place, Riverside, CA 92507
• 

  

  /21

  $275,000

  • 3 Beds
  • 2 Baths
  • 2,040 Sq Ft

  4080 Pedley Rd, Riverside, CA 92509

  Welcome to this beautifully maintained triple-wide manufactured home featuring 3 bedrooms and 2 full bathrooms, located in a gated family-friendly community just minutes from the 60 Freeway, shopping centers, and top-rated schools! Enjoy recent upgrades throughout, including a new air conditioner, new water heater, new fencing, and newer flooring. The spacious living room boasts a cozy

  Joyce Wantz ACTION MOBILE HOMES

  4080 Pedley Rd, Riverside, CA 92509
• 

  

  /59

  $850,000

  • 4 Beds
  • 3 Baths
  • 2,581 Sq Ft

  5836 Old Ranch Rd, Riverside, CA 92504

  Welcome to this spacious 4-bedroom, 3-bathroom home in Riverside, offering both comfort and functionality. From the moment you arrive, you’ll be greeted by great curb appeal and a charming brick pathway leading to the front entrance.Inside, the home features tile flooring throughout and ample closet space for all your storage needs. Nearly every room is equipped with ceiling fans for

  IVAN NAVARRO REAL ESTATE ONE

  5836 Old Ranch Rd, Riverside, CA 92504
• 

  

  /26

  $659,900

  • 3 Beds
  • 2 Baths
  • 1,807 Sq Ft

  17039 Crabapple Ln, Fontana, CA 92337

  A lovely 3-bedroom, 2-bathroom home with 1,807 square feet of living space, located near Sycamore Hills Park. This freshly painted home offers an inviting open floor plan that includes a formal living room, dining area, kitchen, and family room with a cozy fireplace. The spacious den provides flexibility and can be used as a home office or converted into a 4th bedroom.The primary bedroom

  Iranga-Sean Karunaratne Franklin Advantage Inc

  17039 Crabapple Ln, Fontana, CA 92337
• 

  

  /6

  $589,000

  • 4 Beds
  • 2 Baths
  • 1,388 Sq Ft

  18390 Manila St, Bloomington, CA 92316

  HUGE REDUCTION IN PRICE. First time on the market since the original owner. Tranquil end-of-the-street location.NEWER WINDOWS, NEWER ROOF, NEWER HEATER, NEWER WATER HEATER, NEWER SHED, NEWER SEPTIC TANK. The owner loved this home and put thousands of dollars into it. This is NOT A FLIP home; it was just loved and maintained by its original owner. No carpet to deal with, TILE FLOORS.

  Hilda Valenzuela EXP REALTY OF SOUTHERN CALIFORNIA INC.

  18390 Manila St, Bloomington, CA 92316
• 

  

  /8

  $179,960

  • 3 Beds
  • 2 Baths
  • 940 Sq Ft

  21845 Grand Terrace Rd Unit 22, Grand Terrace, CA 92313

  3 BEDROOMS.2 BATHROOMS.LAMINATE FLOORING.STAINLESS STEEL APPLIANCES.NEW HOME / MOVE-IN READY.ALL-AGE COMMUNITY.CLOSE TO FITNESS PARK.CLOSE TO DINING & SHOPPING.

  Emmett Dalton Dalton Real Estate

  21845 Grand Terrace Rd Unit 22, Grand Terrace, CA 92313
• 

  

  /13

  $569,999

  • 3 Beds
  • 2 Baths
  • 1,130 Sq Ft

  22196 Emerald St, Grand Terrace, CA 92313

  You won’t want to miss out on this one. This Home has been much loved for more than 35 years by the current owners. The three bedroom two bath home with bonus room has been well taken care of. Home was re-piped one year ago and a new roof was installed three years ago. Home has a water softener that was installed just one year ago. You will enjoy the fact that this home is located in a quiet

  Julie Perkins Westcoe Realtors, Inc.

  22196 Emerald St, Grand Terrace, CA 92313
• 

  

  /25

  $589,888 Open Sat 11AM - 2PM

  • 4 Beds
  • 2 Baths
  • 1,687 Sq Ft

  6757 Clifford St, Riverside, CA 92504

  Great opportunity to Own This amazing Home in Riverside . Solar System Paid off, Central AC unit only a few years old . Plenty of Fruit Trees . Home has a Wet Bar and very unique built in Fish tanks . Great Floor Plan Restroom has been updated recently . 3 bedroom 2 Full bathrooms Plus a Bonus Room.Beautiful Fireplace with granite border , Fantastic Location , minutes from schools , Freeway

  ANA LOPEZ Elevate Real Estate Agency

  6757 Clifford St, Riverside, CA 92504
• 

  

  /36

  $850,000

  • 5 Beds
  • 3 Baths
  • 3,143 Sq Ft

  4290 Hernandez St, Riverside, CA 92509

  Step into a world of endless possibilities with this delightful gem nestled in the prestigious city of Jurupa Valley. This stunning 5-bedroom, 3-bath home spans a generous 3,143 sqft, perfectly blending space and comfort. As you approach, a long concrete driveway leads to a spacious 3-car garage, welcoming you home. Inside, the freshly painted interiors and new hardwood flooring create an

  Daniel Fraijo REALTY MASTERS & ASSOCIATES

  4290 Hernandez St, Riverside, CA 92509
• 

  

  /27

  $469,000

  • 2 Beds
  • 1 Bath
  • 905 Sq Ft

  434 Highland Ave, Riverside, CA 92507

  WELCOME HOME! THIS BEAUTIFUL 2/1 PROPERTY IS CONVENIENTLY LOCATED CLOSE TO THE 91 FREEWAY. THE OWNER HAS COMPLETELY UPGRADED THE HOME WITH A NEW ROOF, NEW WINDOWS, NEW PLUMBING, AND NEW ELECTRICAL. ENJOY BRAND-NEW FLOORING THROUGHOUT, A MODERN KITCHEN WITH ELEGANT CABINETS AND GRANITE COUNTERTOPS, AND A FULLY RENOVATED BATHROOM. THE HOME ALSO FEATURES FRESH INTERIOR AND EXTERIOR PAINT, A NEW

  ANTONIO CASTELAN IKON PROPERTIES & INVESTMENTS

  434 Highland Ave, Riverside, CA 92507
• 

  

  /31

  $620,000

  • 3 Beds
  • 2.5 Baths
  • 1,703 Sq Ft

  7933 Shadow Trails Ln, Riverside, CA 92509

  Welcome to this stunning 3-bedroom, 2.5-bath home nestled on a quiet cul-de-sac just minutes from Indian Hills Golf Course. Step inside to a warm and inviting living room featuring a cozy fireplace—perfect for relaxing evenings. The spacious kitchen boasts rich wood cabinets, granite countertops, a walk-in pantry, and tile flooring, seamlessly opening to a bright dining area—ideal for

  Tony Regazzi Keller Williams Realty Brea/Fullerton

  7933 Shadow Trails Ln, Riverside, CA 92509
• 

  

  /3

  $2,200,000

  • Land
  • 0.9 Acre
  • $2,432,283 per Acre

  10512 Juniper Ave, Fontana, CA 92337

  PHOTOS COMING SOON.Industrial Vacant Land. Light industrial (M1). Excellent opportunity to acquire M1-zoned land suited for a variety of light industrial and professional uses. This flexible zoning allows for business parks, research and technology centers, office buildings, light warehousing, and supporting retail.M1 zoning is intended for clean, employee-focused operations in a

  Shelli Canales COLDWELL BANKER RESIDENTIAL BR

  10512 Juniper Ave, Fontana, CA 92337
• 

  

  /7

  $67,000

  • 2 Beds
  • 1 Bath

  6045 Mission Blvd Unit 13, Riverside, CA 92509

  This charming 2-bedroom, 1-bath mobile home is the perfect blend of comfort and convenience. With a bright and open living space, a functional kitchen, and cozy bedrooms, it’s ideal for small families, first-time buyers, or anyone looking to downsize. The home is filled with natural light and has a welcoming layout that makes it feel larger than it is. Outside, you’ll find a small yard space

  Karina Del Campo eHomes

  6045 Mission Blvd Unit 13, Riverside, CA 92509
• 

  

  /32

  $700,000

  • 4 Beds
  • 2 Baths
  • 2,106 Sq Ft

  7728 Caroline Marie Ct, Riverside, CA 92507

  Welcome to this beautiful single-story home in the desirable Spring Mountain Ranch community of Riverside. Built in 2023, this residence offers comfort, style, and thoughtful builder upgrades throughout. Step inside to an inviting open-concept floor plan featuring 4 spacious bedrooms, 2 bathrooms, and approx. 2,106 sq ft of living space. The kitchen boasts a large center island, upgraded quartz

  EDUARDO CENTENO ROA California Inc.

  7728 Caroline Marie Ct, Riverside, CA 92507
• 

  

  /41

  $825,000

  • 4 Beds
  • 2 Baths
  • 2,091 Sq Ft

  7600 Live Oak Dr, Riverside, CA 92509

  This property offers the rare advantage of its own private street, giving you the luxury of privacy and space, as if you had your very own mini neighborhood. As you approach the beautiful double-door entrance, the curb appeal alone sets the tone for what awaits inside. Stepping through the doors, you are greeted by a bright and spacious hallway that flows seamlessly into the heart of the home.

  ANGELICA URIBE HOMEQUEST REAL ESTATE

  7600 Live Oak Dr, Riverside, CA 92509
• 

  

  /35

  $595,000

  • 3 Beds
  • 3 Baths
  • 1,536 Sq Ft

  3713 Packard St, Riverside, CA 92509

  **Attention All Investors!** This R-3 zoned property offers incredible potential — allowing you to build multiple units and maximize your investment.Welcome to this versatile duplex, featuring two stacked units with private entry via an exterior staircase. The main level offers a spacious 2-bedroom, 2-bathroom layout, while the upper unit includes 1 bedroom and 1 bathroom — ideal for extended

  Juan Aguirre Realty Masters & Associates

  3713 Packard St, Riverside, CA 92509
• 

  

  /15

  $34,999

  • 2 Beds
  • 2 Baths
  • 1,100 Sq Ft

  1560 Massachusetts Ave Unit 142, Riverside, CA 92507

  Double Wide Mobil home with a huge yard in a culdesac. Diamond in the Rough. Hurry wont last.

  Marta Liceaga Elevate Real Estate Agency

  1560 Massachusetts Ave Unit 142, Riverside, CA 92507
• 

  

  /12

  $475,000

  • 2 Beds
  • 1 Bath
  • 840 Sq Ft

  4264 Victoria Ave, Riverside, CA 92507

  Nice cozy home perfect for first time home buyers. This property is conveniently located to the 91 Freeway and Schools.

  MARIA NUNEZ RGM Real Estate Group

  4264 Victoria Ave, Riverside, CA 92507
• 

  

  /8

  $625,000

  • 4 Beds
  • 2 Baths
  • 1,320 Sq Ft

  1050 Athena Ct, Riverside, CA 92507

  Charming Bungalow located in a prime area of Riverside. This 1320 square foot home was renovated not to long ago, It have 4 bedrooms and 2.0 baths. This Single Family Home is close to Shopping Areas and Supermarkets. Walking Distance From and To UC Riverside. Updated Kitchen with Quartz Counter top, Shaker Cabinets. Laminate Flooring. Roof was redone 5 years ago. 1 Year old HVAC System. Natural

  Adrian Libatique Beverly and Company

  1050 Athena Ct, Riverside, CA 92507
• 

  

  /20

  $760,000

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  4967 Chapala Dr, Riverside, CA 92507

  Great opportunity to own a well-maintained Canyon Crest home on a large lot. This home boasted of its pride of ownership from the lovely windows to its remote-controlled driveway gate. It offers an open floor plan with three bedrooms and two full bathrooms (which includes the primary bedroom suite area). The long driveway that leads to the rear detached garage offers ample space for extra cars

  Loren Avellaneda BHHS CA Properties

  4967 Chapala Dr, Riverside, CA 92507
• 

  

  /57

  $639,900

  • 4 Beds
  • 3 Baths
  • 1,871 Sq Ft

  4028 Landau Ct, Riverside, CA 92501

  RIVERSIDE NORTHSIDE- just outside the bustle of the Downtown district and adjacent to the Santa Ana River preserve is this appealing gated community of GLENWOOD VILLAGE featuring a limited collection of single family homes centered around a private community park with amenities such as a pool and spa, playground and meandering walking trails. This exquisitely upgraded corner unit boasts a newly

  Brad Alewine COMPASS

  4028 Landau Ct, Riverside, CA 92501
• 

  

  /29

  $829,900

  • 3 Beds
  • 2 Baths
  • 1,555 Sq Ft

  4061 Maplewood Place, Riverside, CA 92506

  Welcome to 4061 Maplewood Pl in the desirable Wood Streets neighborhood. This remodeled single-family home blends timeless charm with modern smart updates. The inviting living room features a cozy fireplace and seamless laminate flooring. The updated kitchen offers stainless steel appliances, sleek cabinetry, and ample counter space. Both bathrooms have been tastefully renovated with contemporary

  Sameer Jafri Homequest Real Estate

  4061 Maplewood Place, Riverside, CA 92506
• 

  

  /30

  $145,000

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  6130 Camino Real Unit 251, Jurupa Valley, CA 92509

  Welcome to this beautifully maintained home in the desirable Jurupa Hills Cascades community. This family friendly and pet friendly neighborhood offers great amenities, including a pool and a clean, peaceful setting. House has been freshly painted inside and out, brand new carpet, and a warm inviting atmosphere. It features a functional kitchen, with plenty of space for everyday living. Windows

  RUBY BENNETTS Mainstreet Realtors

  6130 Camino Real Unit 251, Jurupa Valley, CA 92509
• 

  

  /4

  $375,000

  • Land
  • 0.17 Acre
  • $2,205,882 per Acre

  10134 Cedar Place, Bloomington, CA 92316

  10134 Cedar Pl, Bloomington, CA 92316 ±7,405 SF Lot | Zoned VC (Commercial – Valley Corridor) This ±7,405 SF parcel is located in Bloomington, CA, with frontage along Cedar Pl. The property is zoned VC (Valley Corridor Commercial), allowing for a variety of retail, office, and service commercial uses. Situated near major thoroughfares, the site offers strong visibility and convenient access to

  Henry Liu GATEWAY PROPERTIES GROUP

  10134 Cedar Place, Bloomington, CA 92316

Showing Results 161 - 200, Page 5 of 12